CA
NZ
UK
AU
IND
US
…
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Aviva plc is a UK-based insurer offering general insurance, life and pensions and asset management in the UK, Ireland and Canada; its ADR trades OTC in the U.S. Long-term growth may be supported by ageing populations driving retirement product demand, greater insurance penetration and digitalisation to lower costs. The firm appears positioned to benefit from scale in core markets and recurring premium and fee income.
Principal risks are underwriting losses from natural catastrophes, prolonged low interest rates and market volatility that pressure investment returns and capital, plus regulatory shifts and legacy annuity liabilities that may constrain capital actions.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 1440.00M | 1267.00M | 1690.00M | -1605.00M | 556.00M |
| Minority interest | -21.00M | -22.00M | -21.00M | -21.00M | -70.00M |
| Net income | 1032.83M | 683.00M | 1085.00M | -1160.00M | 1966.00M |
| Gross profit | 58845.00M | 31760.00M | 40763.00M | -20830.00M | 32792.00M |
| Reconciled depreciation | 238.00M | 192.00M | 185.00M | 301.00M | 333.00M |
| Ebit | 2320.62M | 1392.00M | 1842.00M | -2727.00M | 2186.00M |
| Ebitda | 2558.59M | 1584.00M | 2027.00M | -2426.00M | 2519.00M |
| Depreciation and amortization | 237.96M | 192.00M | 185.00M | 301.00M | 333.00M |
| Operating income | 2849.00M | 22716.00M | 21557.00M | -2727.00M | 2186.00M |
| Other operating expenses | 54587.00M | 23.00M | 25.00M | 19225.00M | 32236.00M |
| Interest expense | 477.92M | 395.00M | 401.00M | 389.00M | 503.00M |
| Tax provision | 386.00M | 292.00M | 335.00M | -466.00M | 220.00M |
| Interest income | 5855.00M | 5180.00M | 6041.00M | 9142.00M | 8430.00M |
| Net interest income | -478.00M | -491.00M | -479.00M | -470.00M | -503.00M |
| Income tax expense | 788.87M | 562.00M | 584.00M | -466.00M | 220.00M |
| Total revenue | 57436.00M | 22739.00M | 21582.00M | -20830.00M | 32792.00M |
| Total operating expenses | 55996.00M | 30763.00M | 39322.00M | 18103.00M | -30606.00M |
| Cost of revenue | -1409.00M | -343.00M | -307.00M | - | - |
| Total other income expense net | -1409.00M | -21449.00M | -19867.00M | 1101.00M | -1630.00M |
| Discontinued operations | - | - | - | - | 1700.00M |
| Net income from continuing ops | 1054.00M | 705.00M | 1106.00M | -1139.00M | 336.00M |
| Net income applicable to common shares | - | - | - | -1194.00M | 1949.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 395239.94M | 353883.00M | 328843.00M | 315316.00M | 358474.00M |
| Intangible assets | 1724.72M | 1131.00M | 968.00M | 2089.00M | 1950.00M |
| Other current assets | - | -23481.00M | 36187.00M | 13056.00M | 15032.00M |
| Total liab | 385144.58M | 345262.00M | 319243.00M | 302421.00M | 339020.00M |
| Total stockholder equity | 9692.43M | 8305.00M | 9282.00M | 12585.00M | 19202.00M |
| Other current liab | -1361.78M | -1975.00M | -1730.00M | -2849.00M | -12659.00M |
| Common stock | 1005.84M | 881.00M | 901.00M | 924.00M | 941.00M |
| Capital stock | 1006.00M | 1081.00M | 1101.00M | 1124.00M | 1141.00M |
| Retained earnings | 8646.60M | 1388.00M | 2228.00M | 327.00M | 7556.00M |
| Other liab | - | - | - | - | 314742.00M |
| Good will | 4424.28M | 2584.00M | 2100.00M | 2072.00M | 1741.00M |
| Other assets | - | 353883.00M | -246315.00M | 61685.00M | 74798.00M |
| Cash | 18286.04M | 23481.00M | 17273.00M | 22505.00M | 12485.00M |
| Total current liabilities | - | - | 129980.00M | 2849.00M | 12659.00M |
| Current deferred revenue | - | - | 78.00M | - | - |
| Net debt | -9983.38M | -16595.00M | -9906.00M | -14435.00M | -5141.00M |
| Short term debt | 1361.78M | 978.00M | 672.00M | 1181.00M | 50.00M |
| Short long term debt | 1320.00M | 978.00M | 672.00M | 1181.00M | 50.00M |
| Short long term debt total | 8302.65M | 6886.00M | 7367.00M | 8070.00M | 7344.00M |
| Other stockholder equity | -26.00M | 5836.00M | 5650.00M | 11134.00M | 10505.00M |
| Property plant equipment | - | - | - | 350.00M | 428.00M |
| Total current assets | 37822.87M | 3616.00M | 17273.00M | 22505.00M | 12485.00M |
| Long term investments | 283592.00M | 265007.00M | 247103.00M | 226004.00M | 266934.00M |
| Net tangible assets | - | - | - | 9619.00M | 16655.00M |
| Short term investments | 258.00M | 330.00M | 10958.00M | - | - |
| Net receivables | 19536.83M | 3616.00M | - | 518.00M | 6275.00M |
| Long term debt | 5536.00M | 5562.00M | 6323.00M | 6503.00M | 7294.00M |
| Accounts payable | 1317.00M | 996.00M | 1043.00M | 1668.00M | 12609.00M |
| Accumulated other comprehensive income | 65.99M | 5900.00M | 303.00M | - | - |
| Non currrent assets other | 8206.67M | 80576.00M | 307290.00M | -231126.00M | -271191.00M |
| Non current assets total | 357417.07M | 350267.00M | 557885.00M | 231126.00M | 271191.00M |
| Capital lease obligations | 450.00M | 346.00M | 372.00M | 386.00M | 472.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | 162.00M | -350.00M | -339.00M | 74.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -1141.81M | 162.00M | - | -339.00M | 74.00M |
| Net borrowings | -372.00M | -760.00M | - | -958.00M | -2039.00M |
| Total cash from financing activities | -1731.72M | -2494.00M | -1820.00M | -5939.00M | -4402.00M |
| Change to operating activities | - | - | - | -41300.00M | 10833.00M |
| Net income | 978.84M | 1267.00M | 1690.00M | -2379.00M | 801.00M |
| Change in cash | -3516.46M | 5901.00M | -4924.00M | 9698.00M | -4304.00M |
| Begin period cash flow | 21802.49M | 16652.00M | 21576.00M | 11878.00M | 16182.00M |
| End period cash flow | 18286.04M | 22553.00M | 16652.00M | 21576.00M | 11878.00M |
| Total cash from operating activities | -2867.54M | 8445.00M | -2732.00M | 15883.00M | -2858.00M |
| Issuance of capital stock | 1.00M | 0.00M | 8.00M | 513.00M | 6.00M |
| Depreciation | 237.96M | 192.00M | 185.00M | 301.00M | 333.00M |
| Other cashflows from investing activities | - | -123.00M | - | - | 3350.00M |
| Dividends paid | 1245.80M | 938.00M | 895.00M | 845.00M | 1127.00M |
| Sale purchase of stock | -476.92M | -353.00M | -376.00M | -4161.00M | -732.00M |
| Other cashflows from financing activities | -79.99M | -443.00M | -317.00M | 108.00M | -352.00M |
| Change to netincome | - | - | - | 58042.00M | -12912.00M |
| Capital expenditures | 92.98M | 173.00M | 350.00M | 99.00M | 108.00M |
| Change in working capital | 18841.95M | 18390.00M | 6617.00M | -29833.00M | 4184.00M |
| Stock based compensation | 74.00M | 61.00M | 61.00M | 58.00M | 24.00M |
| Other non cash items | -22926.28M | -11465.00M | -11285.00M | 832.00M | 930.00M |
| Free cash flow | -2960.52M | 8272.00M | -3082.00M | 15784.00M | -2966.00M |
Sector: Financial Services Industry: Insurance - Diversified
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| AIVAF Aviva plc |
- -% |
9.77 | 23.39 | 13.11 | 0.89 | 1.82 | 0.15 |
| BRK-A Berkshire Hathaway Inc |
-1798.02 0.22% |
815701.98 | 12.94 | 22.83 | 2.87 | 1.47 | 2.72 |
| BRK-B Berkshire Hathaway Inc |
0.53 0.10% |
542.49 | 10.15 | 16.16 | 2.21 | 1.47 | 2.16 |
| ALIZY Allianz SE ADR |
-0.28 0.57% |
48.86 | 14.10 | 12.79 | 1.54 | 2.37 | 1.12 |
| ALIZF Allianz SE |
- -% |
502.96 | 13.97 | 12.66 | 1.53 | 2.34 | 1.12 |
Aviva plc provides various insurance, retirement, and wealth products in the United Kingdom, Ireland, Canada, India, and China. It operates through General Insurance; Insurance, Wealth & Retirement; Aviva Investors; and International Investments segments. The company offers gadget, home, motor, pet, and health insurance, as well as commercial, specialty insurance and protection. It also provides life insurance, long-term health and accident insurance, savings, pension, and annuity products, as well as pension fund and lifetime mortgage products; insurance cover to individuals, small and medium-sized businesses for risks associated with motor vehicles and medical expenses, as well as property and liability, such as employers' and professional indemnity liabilities; and personal and commercial lines insurance products for risks associated motor, property, and liability. In addition, the company offers investment management services for institutional pension fund mandates; and manages various retail investment products, including fixed income, equities, multi-asset, real estate and infrastructure for third-party financial institutions, pension funds, public sector organizations, investment professionals, and private investors. It markets its products through a network of insurance brokers, affinity partners, and banks, as well as MyAviva platform price comparison websites. The company was formerly known as CGNU plc and changed its name to Aviva plc in July 2002. Aviva plc was founded in 1696 and is headquartered in London, the United Kingdom.
| Name | Title | Year Born |
|---|---|---|
| Ms. Amanda Jayne Blanc ACII, MBA | Group CEO & Exec. Director | 1967 |
| Ms. Charlotte Claire Jones | Group CFO & Exec. Director | 1968 |
| Mr. Nick Amin | Chief Operating Officer | 1956 |
| Mr. John Cummings | Chief Information Officer | NA |
| Mr. Christopher Esson | Group Investor Relations Director | NA |
| Ms. Kirstine A. Cooper | Group Gen. Counsel & Company Sec. | 1964 |
| Ms. Danielle Harmer | Chief People Officer | 1968 |
| Ms. Sue Winston | Head of Corp. Reputation & Online Communications | NA |
| Ms. Jonna La Toure | Sr. VP of Communications - USA Region | NA |
| Mr. Matt Saker | Chief Actuary for Europe Operations | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
-1.82%
Communication Services
-0.22%
Consumer Cyclical
-0.13%
Consumer Defensive
+0.32%
Energy
+0.15%
Financial Services
-0.85%
Financials
+2.34%
Healthcare
-1.28%
Industrials
-0.96%
Real Estate
-0.38%
Technology
-2.73%
Utilities
-0.31%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
Please wait processing your request...