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Aegon Ltd. provides insurance services in the Americas, the Netherlands, the United Kingdom, and internationally. It offers retirement plans, mutual funds, and unit-linked products; and annuities, life, and health insurance. The company provides its products under the Transamerica and World Financial Group brands. Aegon Ltd. was founded in 1844 and is based in Schiphol, the Netherlands.
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Aegon N.V. is a Dutch multinational insurer and pension provider offering life insurance, retirement products and asset management across Europe and the Americas. Long-term growth drivers include ageing populations and rising retirement savings demand, fee income from asset management, and operational modernization that could support margins and capital efficiency, which may appeal to investors seeking diversified exposure to insurance and retirement markets.
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| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 1044.61M | 660.00M | -391.00M | -1543.00M | 2400.00M |
| Minority interest | -3.00M | 12.00M | 20.00M | -29.00M | -50.00M |
| Net income | 976.63M | 688.00M | -179.00M | -1582.00M | 1980.00M |
| Selling general administrative | 1969.00M | 1983.00M | 1887.00M | 2925.00M | 3478.00M |
| Gross profit | 33384.49M | 19519.00M | 2368.00M | -15846.00M | 46138.00M |
| Reconciled depreciation | -167.00M | -31.00M | -163.00M | 1160.00M | 1167.00M |
| Ebit | 1381.48M | 666.00M | -238.00M | -2140.00M | 2239.00M |
| Ebitda | 1214.54M | 635.00M | -204.00M | -980.00M | 3406.00M |
| Depreciation and amortization | -166.94M | -31.00M | 34.00M | 1160.00M | 1167.00M |
| Operating income | 1044.61M | 657.00M | 12374.00M | -2140.00M | 2239.00M |
| Other operating expenses | 32339.88M | 18862.00M | 604.00M | -14301.00M | 43737.00M |
| Interest expense | 336.87M | 6.00M | 7.00M | 329.00M | 335.00M |
| Tax provision | 65.00M | -16.00M | -209.00M | -518.00M | 371.00M |
| Interest income | 5813.00M | 5796.00M | 5548.00M | 5575.00M | 6868.00M |
| Net interest income | -6.00M | -6.00M | -7.00M | -329.00M | -335.00M |
| Income tax expense | 64.98M | -16.00M | -209.00M | -518.00M | 371.00M |
| Total revenue | 33384.49M | 19519.00M | 12978.00M | -15846.00M | 46138.00M |
| Total operating expenses | 32339.88M | 18862.00M | 2758.00M | -14301.00M | 43737.00M |
| Cost of revenue | - | 16630.00M | 17687.00M | - | - |
| Total other income expense net | 31.00M | 3.00M | -12765.00M | 40.00M | 112.00M |
| Discontinued operations | - | - | - | -1479.00M | 632.00M |
| Net income from continuing ops | 980.00M | 676.00M | -182.00M | -1582.00M | 2029.00M |
| Net income applicable to common shares | - | - | - | -2569.00M | 1612.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 317114.18M | 327390.00M | 301581.00M | 318125.00M | 468252.00M |
| Intangible assets | 205.92M | 230.00M | 213.00M | 924.00M | 941.00M |
| Other current assets | - | -31686.00M | 840.00M | 96555.00M | 11227.00M |
| Total liab | 309499.04M | 318077.00M | 292027.00M | 304492.00M | 441880.00M |
| Total stockholder equity | 7530.18M | 9187.00M | 7549.00M | 13457.00M | 26176.00M |
| Deferred long term liab | - | - | - | 1109.00M | 1200.00M |
| Other current liab | -40.98M | 8075.00M | 7055.00M | -2172.00M | -3080.00M |
| Common stock | 228.91M | 241.00M | 265.00M | 11514.00M | 321.00M |
| Capital stock | 229.00M | 241.00M | 265.00M | 11514.00M | 321.00M |
| Retained earnings | 4231.41M | 4347.00M | 5099.00M | 10619.00M | 12166.00M |
| Other liab | - | - | - | 275848.00M | 404824.00M |
| Good will | 312.88M | 345.00M | 291.00M | 316.00M | 392.00M |
| Other assets | - | 297062.00M | 29200.00M | 297900.00M | 190604.00M |
| Cash | 3186.81M | 3468.00M | 4074.00M | 5775.00M | 6889.00M |
| Total current liabilities | - | 7320.00M | 9202.00M | 2172.00M | 3080.00M |
| Current deferred revenue | - | - | 6.00M | - | - |
| Net debt | 2417.09M | 1527.00M | 843.00M | 689.00M | 5344.00M |
| Short term debt | 40.98M | 37.00M | 32.00M | - | - |
| Short long term debt | 10.00M | 37.00M | 32.00M | - | 0.00M |
| Short long term debt total | 5603.90M | 4995.00M | 4917.00M | 6464.00M | 12233.00M |
| Other stockholder equity | 6403.60M | 8426.00M | 6582.00M | -3631.00M | 9122.00M |
| Property plant equipment | - | - | - | 407.00M | 469.00M |
| Total current assets | 20789.21M | 30328.00M | 7641.00M | 14655.00M | 113877.00M |
| Long term investments | 288866.00M | 297827.00M | 270229.00M | 4172.00M | 162239.00M |
| Net tangible assets | - | - | - | 13020.00M | 26127.00M |
| Short term investments | 49757.00M | 54716.00M | 50364.00M | 60906.00M | 101366.00M |
| Net receivables | 17602.40M | 3830.00M | 3567.00M | 8880.00M | 5622.00M |
| Long term debt | 3532.00M | 4742.00M | 4711.00M | 6464.00M | 11981.00M |
| Inventory | - | - | -58005.00M | - | - |
| Accounts payable | 1158.00M | 1320.00M | 2114.00M | 2172.00M | 3080.00M |
| Accumulated other comprehensive income | -3333.75M | -3827.00M | -4397.00M | -5045.00M | 4567.00M |
| Non currrent assets other | 3854.56M | 28588.00M | 77175.00M | -5570.00M | -163771.00M |
| Non current assets total | 296324.97M | 327390.00M | 264740.00M | 5570.00M | 163771.00M |
| Capital lease obligations | 187.00M | 216.00M | 205.00M | 210.00M | 252.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | 300.00M | -1996.00M | 616.00M | -2.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | 579.78M | 300.00M | -1996.00M | 616.00M | -54.00M |
| Net borrowings | -794.00M | -246.00M | -1599.00M | -566.00M | 855.00M |
| Total cash from financing activities | -2004.25M | -1755.00M | -3241.00M | -1920.00M | 300.00M |
| Change to operating activities | - | - | - | -57628.00M | 10169.00M |
| Net income | 976.63M | 660.00M | -162.00M | -922.00M | 2400.00M |
| Change in cash | -323.40M | -605.00M | -4412.00M | 1602.00M | -1483.00M |
| Begin period cash flow | 3510.21M | 4074.00M | 8486.00M | 6889.00M | 8372.00M |
| End period cash flow | 3186.81M | 3469.00M | 4074.00M | 8491.00M | 6889.00M |
| Total cash from operating activities | 927.65M | 762.00M | 864.00M | 2851.00M | -1796.00M |
| Issuance of capital stock | - | - | - | - | 0.00M |
| Depreciation | -166.94M | -31.00M | 34.00M | 1160.00M | 1167.00M |
| Other cashflows from investing activities | - | 305.00M | 72.00M | -2.00M | -1.00M |
| Dividends paid | 595.78M | 521.00M | 494.00M | -167.00M | -121.00M |
| Sale purchase of stock | -548.79M | -925.00M | -1072.00M | -597.00M | -231.00M |
| Other cashflows from financing activities | -31.99M | -63.00M | -76.00M | 2930.00M | 3652.00M |
| Change to netincome | - | - | - | 61852.00M | -14783.00M |
| Capital expenditures | 40.98M | 51.00M | 65.00M | 98.00M | 112.00M |
| Change in working capital | 7023.37M | 12103.00M | 10625.00M | -60835.00M | 7364.00M |
| Stock based compensation | - | - | 54.00M | - | - |
| Other non cash items | -6905.41M | -11970.00M | -9687.00M | 63448.00M | -12727.00M |
| Free cash flow | 886.67M | 711.00M | 799.00M | 2753.00M | -1908.00M |
Sector: Financial Services Industry: Insurance - Diversified
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| AEGOF Aegon N.V |
-0.95 10.31% |
8.26 | 12.28 | 9.45 | 1.17 | 1.32 | 0.42 |
| BRK-A Berkshire Hathaway Inc |
3359.27 0.40% |
838000.00 | 12.94 | 22.83 | 2.87 | 1.47 | 2.72 |
| BRK-B Berkshire Hathaway Inc |
2.69 0.48% |
558.79 | 10.15 | 16.16 | 2.21 | 1.47 | 2.16 |
| ALIZY Allianz SE ADR |
-0.03 0.06% |
49.22 | 14.10 | 12.79 | 1.54 | 2.37 | 1.12 |
| ALIZF Allianz SE |
-4.29 0.87% |
491.40 | 13.97 | 12.66 | 1.53 | 2.34 | 1.12 |
Aegon Ltd. provides insurance services in the Americas, the Netherlands, the United Kingdom, and internationally. It offers retirement plans, mutual funds, and unit-linked products; and annuities, life, and health insurance. The company provides its products under the Transamerica and World Financial Group brands. Aegon Ltd. was founded in 1844 and is based in Schiphol, the Netherlands.
| Name | Title | Year Born |
|---|---|---|
| Mr. E. Friese | CEO & Chairman of Management Board | 1962 |
| Mr. Matthew James Rider | CFO & Member of Exec. Board | 1963 |
| Dr. Marco Baptist Arie Keim RA | CEO of Aegon International & Member of the Management Board | 1962 |
| Ms. Allegra Cristina Carla van Hövell-Patrizi | CEO of Aegon the Netherlands & Member of the Management Board | 1974 |
| Mr. J. Onno van Klinken | Gen. Counsel, Exec. VP & Member of the Management Board | 1969 |
| Mr. Bas Christian NieuweWeme | Global CEO of Aegon Asset Management & Member of Management Board | 1972 |
| Mr. Michael Anthony Holliday-Williams | CEO of Aegon UK & Member of Management Board | 1970 |
| Mr. Duncan Russell | Chief Transformation Officer & Member of Management Board | 1978 |
| Mr. Wilford Herndon Fuller | Member of the Management Board and CEO of Aegon Americas | 1970 |
| Ms. Elisabetta Caldera | Chief HR Officer & Member of the Management Board | 1970 |
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