The Adirondack Trust Company

Financial Services US ADKT

1200.0USD
-(-%)

Last update at 2024-06-28T13:30:00Z

Day Range

1200.001200.00
LowHigh

52 Week Range

1800.002700.00
LowHigh

Fundamentals

  • Previous Close 1200.00
  • Market Cap207.46M
  • Volume0
  • P/E Ratio14.44
  • Dividend Yield3.57%
  • Revenue TTM67.83M
  • Revenue Per Share TTM882.30
  • Gross Profit TTM 67.83M
  • Diluted EPS TTM186.93

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 21.59M 19.36M 10.60M 16.52M 15.94M
Minority interest - - - - 0.00000M
Net income 16.53M 14.37M 8.31M 12.76M 12.30M
Selling general administrative 4.84M 4.51M 4.08M 4.41M 3.81M
Selling and marketing expenses 33.49M 32.21M 31.57M 30.52M 29.43M
Gross profit 67.83M 65.65M 53.61M 59.32M 56.87M
Reconciled depreciation - - - - -
Ebit - - - 16.52M 0.00000M
Ebitda - - - 0.00000M -
Depreciation and amortization -21.59208M -19.36389M -10.60248M -16.51852M -15.94432M
Non operating income net other - - - - 0.00000M
Operating income 21.59M 19.36M 10.60M 16.52M 15.94M
Other operating expenses 46.23M 46.28M 43.01M 42.80M 40.92M
Interest expense - 0.00000M 0.00000M 0.00000M 0.00000M
Tax provision - - - - -
Interest income - - - - -
Net interest income - - - - -
Extraordinary items - - - - 0.00000M
Non recurring - - - - 0.00000M
Other items - - - - 0.00000M
Income tax expense 5.07M 5.00M 2.29M 3.76M 3.64M
Total revenue 67.83M 65.65M 53.61M 59.32M 56.87M
Total operating expenses 46.23M 46.28M 43.01M 42.80M 40.92M
Cost of revenue - - - - 0.00000M
Total other income expense net - - - - 0.00000M
Discontinued operations - - - - 0.00000M
Net income from continuing ops - - - 12.76M 12.30M
Net income applicable to common shares 16.53M 14.37M 8.31M 12.76M 12.30M
Preferred stock and other adjustments - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 1640.06M 1698.70M 1495.89M 1237.46M 1148.33M
Intangible assets 19.26M 19.77M 20.28M 20.79M 21.30M
Earning assets - - - - -
Other current assets 4.26M 3.57M 3.60M 3.07M 2.87M
Total liab 11.40M 13.70M 12.49M 13.17M 13.22M
Total stockholder equity 126.42M 148.75M 140.33M 133.68M 121.80M
Deferred long term liab - - - - 0.00000M
Other current liab - - - - 0.00000M
Common stock 3.84M 3.84M 3.84M 3.84M 3.84M
Capital stock - - - - -
Retained earnings 154.72M 142.38M 131.99M 127.64M 117.49M
Other liab 16.83M 16.73M 12.11M 12.80M 12.67M
Good will - - - - 0.00000M
Other assets 1421.37M 1394.27M 1042.87M 1047.43M 1029.68M
Cash 166.15M 251.31M 402.62M 139.76M 69.97M
Cash and equivalents - - - - -
Total current liabilities 11.40M 13.70M 12.49M 13.17M 13.22M
Current deferred revenue - - - - -
Net debt -166.14902M -251.30551M -402.62364M -139.75760M -69.97062M
Short term debt - - - - 0.00000M
Short long term debt - - - - 0.00000M
Short long term debt total - - - - -
Other stockholder equity -32.14270M 2.52M 4.49M 2.20M 0.47M
Property plant equipment 33.27M 33.35M 30.11M 29.48M 27.38M
Total current assets 166.15M 251.31M 402.62M 139.76M 69.97M
Long term investments - - - 264.74M 259.69M
Net tangible assets 107.16M 128.97M 120.04M 112.88M 100.49M
Short term investments - - - - 0.00000M
Net receivables - - - - -
Long term debt - - - - 0.00000M
Inventory - - - - 0.14M
Accounts payable 1480.54M 1508.62M 1321.79M 1074.16M 997.25M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income - - - - 0.00000M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - - 0.00000M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other -52.53681M -53.12703M -50.39547M -50.27864M -48.68471M
Deferred long term asset charges - - - - 0.00000M
Non current assets total 52.54M 53.13M 50.40M 50.28M 48.68M
Capital lease obligations - - - - 0.00000M
Long term debt total - - - - 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments - - - - 0.00000M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - - - - 0.00000M
Net borrowings - - - - 0.00000M
Total cash from financing activities - - - - 0.00000M
Change to operating activities - - - - 0.00000M
Net income 16.53M 14.37M 8.31M 12.76M 12.30M
Change in cash - - - - 0.00000M
Begin period cash flow - - - - -
End period cash flow - - - - -
Total cash from operating activities - - - - 0.00000M
Issuance of capital stock - - - - -
Depreciation - - - - 0.00000M
Other cashflows from investing activities - - - - 0.00000M
Dividends paid - - - - 0.00000M
Change to inventory - - - - 0.00000M
Change to account receivables - - - - 0.00000M
Sale purchase of stock - - - - 0.00000M
Other cashflows from financing activities - - - - 0.00000M
Change to netincome - - - - 0.00000M
Capital expenditures 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Change receivables - - - - 0.00000M
Cash flows other operating - - - - 0.00000M
Exchange rate changes - - - - 0.00000M
Cash and cash equivalents changes - - - - 0.00000M
Change in working capital - - - - -
Stock based compensation - - - - -
Other non cash items -16.52638M -14.36767M -8.31421M -12.76061M -12.30335M
Free cash flow - - - - -

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
ADKT
The Adirondack Trust Company
- -% 1200.00 14.44 - 3.06 -
HDB
HDFC Bank Limited ADR
-0.6 0.82% 72.73 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.09 0.29% 31.33 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
-0.085 0.25% 33.92 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

The Adirondack Trust Company provides banking and financial services to individuals and businesses in New York. It offers checking and savings accounts, direct deposits, and reorder checks; home mortgage, home equity, home improvement, auto, personal, and term loans, as well as lines of credit, SBA lending products, construction and development financing, and commercial real estate loans; and fixed-rate and adjustable-rate mortgages, construction loans, home refinance, home equity loans, and home equity line of credit, as well as mortgages for first-time homebuyers. The company also provides debit and credit cards; overdraft checking services; mobile and online banking services; merchant processing services; mobile check deposits; wire transfer, night depository, and ACH origination services. In addition, it offers wealth management services, such as financial planning, investment management, and retirement planning, as well as estate and trust services; and insurance for auto, home, life, umbrella, renters, long-term care, and business industries. The Adirondack Trust Company was founded in 1901 and is based in Saratoga Springs, New York.

The Adirondack Trust Company

473 Broadway, Saratoga Springs, NY, United States, 12866

Key Executives

Name Title Year Born
Mr. Charles V. Wait Jr., Esq. Pres, CEO & Director NA
Mr. John Arnold CPA, CPA Exec. VP, Chief Admin. Officer, CFO & Treasurer NA
Ms. Sharon L. Charbonneau VP & Compliance Officer NA
Ms. Kathie L. Duncan Pres of the North Country Region NA
Mr. Michael J. O'Connell Exec. VP NA
Mr. Matthew P. D'Abate Sr. VP NA
Mr. Michael S. Brodt Sr. VP NA
Mr. Edward P. Hart III Sr. VP NA
Mr. Robert F. Loughran Sr. VP NA
John W. Murphy Sr. VP NA

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