AAPL 172.69 -2.1863% MSFT 413.64 -1.9578% GOOG 156.33 -1.7966% GOOGL 154.86 -1.8196% AMZN 183.0 -1.6816% NVDA 860.01 -2.4777% META 500.23 -2.2797% TSLA 161.48 -5.5949% TSM 140.14 -1.6699% LLY 750.77 -0.1157% V 271.28 -1.6959% AVGO 1310.69 -2.4835% JPM 182.89 0.0547% UNH 445.63 1.464% NVO 123.9 -0.4899% WMT 59.93 -0.3492% LVMUY 167.15 1.0519% XOM 119.65 -0.5982% LVMHF 841.75 1.379% MA 459.79 -1.2012%

Nu Holdings Ltd

Financial Services US NU

10.95USD
-0.34(3.01%)

Last update at 2024-04-15T20:11:00Z

Day Range

10.9111.40
LowHigh

52 Week Range

3.398.87
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -308.90100M -170.16400M -193.17800M -129.29900M -33.40400M
Minority interest 0.06M 0.34M - 0.00000M -
Net income -364.63400M -165.33400M -171.49100M -92.53100M -28.58300M
Selling general administrative 1275.33M 580.28M 347.22M 246.85M 108.00M
Selling and marketing expenses 153.00M 79.57M 19.43M 41.82M 6.46M
Gross profit 3067.00M 1213.56M 496.39M 359.53M 207.97M
Reconciled depreciation 35.58M 17.34M 7.43M 5.07M 1.07M
Ebit 1239.06M 197.52M 21.90M -129.29900M 12.01M
Ebitda 1274.64M 214.86M 29.33M -124.22600M 13.08M
Depreciation and amortization 35.58M 17.34M 7.43M 5.07M 1.07M
Non operating income net other - - - - -
Operating income -308.90000M -170.17000M -92.03000M -129.29900M 12.01M
Other operating expenses 4309.60M 655.76M 357.11M 268.75M 75.05M
Interest expense 1547.90M 367.34M 215.08M 109.70M 45.42M
Tax provision 55.73M -4.83000M -21.68700M -36.76800M -4.82100M
Interest income 3555.21M 1046.75M 382.92M 337.85M 161.55M
Net interest income 2007.31M 679.40M 167.85M 228.15M 116.14M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 55.73M -4.83000M -21.68700M -36.76800M -4.82100M
Total revenue 4792.23M 1698.02M 737.13M 359.53M 207.97M
Total operating expenses 5101.13M 1868.19M 829.16M 268.75M 75.05M
Cost of revenue 1724.33M 484.46M 240.74M 189.01M 88.56M
Total other income expense net -1547.95900M -367.68500M -215.07600M -109.69700M -45.41700M
Discontinued operations - - - - -
Net income from continuing ops -364.63400M -165.33400M -171.49100M -92.53100M -28.58300M
Net income applicable to common shares -364.63400M -164.99300M -171.49100M -92.53100M -28.58300M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 29916.56M 19858.68M 10154.25M 6760.03M 2785.79M
Intangible assets 182.16M 72.34M 12.37M 1.11M 0.50M
Earning assets - - - - -
Other current assets 3327.12M 1868.28M 391.70M 198.34M 76.90M
Total liab 25025.78M 15416.14M 9716.14M 6147.78M 2489.06M
Total stockholder equity 4890.78M 4441.03M 438.11M 612.25M 296.73M
Deferred long term liab 157.44M 76.18M 24.95M - -
Other current liab -7054.78300M -38.30000M -3331.25800M -2976.50500M -1675.85300M
Common stock 0.08M 0.08M 0.04M 0.04M 0.04M
Capital stock 0.08M 0.08M 0.04M 0.04M 0.04M
Retained earnings 64.58M -128.40900M -102.44100M 28.19M -57.99400M
Other liab 719.19M 251.27M 127.41M 108.30M 46.49M
Good will 397.40M 401.87M 0.83M 0.00000M -
Other assets 25118.16M 2985.14M 423.40M 220.39M 91.19M
Cash 6950.64M 2528.53M 2478.08M 1409.34M 464.50M
Cash and equivalents 1.18M 2.83M 9.34M 15.36M 19.40M
Total current liabilities 62.10M 4882.16M 3331.26M 2976.51M 1675.85M
Current deferred revenue 41.70M 30.70M - - -
Net debt -6344.71900M -2363.65400M -2288.87300M -1087.31600M -349.08400M
Short term debt 20.40M 7.60M 5584.86M 2693.16M 628.68M
Short long term debt - - - - -
Short long term debt total 605.92M 164.88M 189.21M 322.03M 115.41M
Other stockholder equity 4963.77M 4678.59M 638.01M 631.25M 389.39M
Property plant equipment 46.46M 20.54M 20.51M 25.86M 6.70M
Total current assets 4172.30M 7380.91M 5386.99M 4195.87M 2088.32M
Long term investments 10517.27M 8997.88M 4310.15M 2316.80M 599.08M
Net tangible assets 4311.22M 3966.82M 424.91M 611.14M 296.23M
Short term investments 9947.14M 8163.43M - - -
Net receivables 9000.71M 4852.39M 2908.91M 2786.52M 1623.83M
Long term debt 585.57M 157.25M 177.20M 303.33M 115.41M
Inventory - - - - -
Accounts payable 7054.78M 4882.16M 3331.26M 2976.51M 1675.85M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -137.65100M -109.22700M -97.50000M -47.22900M -34.71000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -10517.19900M -9492.62700M -4343.86000M -2343.77300M -606.28000M
Deferred long term asset charges - - - - -
Non current assets total 626.10M 9492.63M 4343.86M 2343.77M 606.28M
Capital lease obligations 20.35M 7.62M 12.01M 18.70M -
Long term debt total 567.59M 164.88M 517.60M 322.03M 115.41M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -127.15200M -11.21100M -16.27000M -4.67900M -6.38000M
Change to liabilities 11.28M 4.85M 3.62M 10.32M 6.72M
Total cashflows from investing activities -127.15200M -154.19500M -16.27000M -4.67900M -6.38000M
Net borrowings 405.52M -14.96400M -66.65900M 209.13M 10.22M
Total cash from financing activities 654.04M 3335.98M 237.46M 611.19M 253.41M
Change to operating activities -1861.99500M -3724.82700M 881.53M 173.33M -126.98800M
Net income -364.63400M -165.33400M -171.49100M -92.53100M -28.58300M
Change in cash 1466.64M 361.89M 1097.21M 867.36M 177.25M
Begin period cash flow 2705.68M 2343.78M 1246.57M 379.21M 201.96M
End period cash flow 4172.32M 2705.68M 2343.78M 1246.57M 379.21M
Total cash from operating activities 755.57M -2924.31800M 977.17M 276.14M -5.44600M
Issuance of capital stock 248.00M 3390.85M 300.00M 400.00M 243.60M
Depreciation 35.58M 17.34M 7.43M 5.07M 1.07M
Other cashflows from investing activities -12.84600M -125.69700M -8.28400M 0.00000M 0.00000M
Dividends paid - 928.60M - - -
Change to inventory - -2089.10500M -47.68300M -166.49100M 48.64M
Change to account receivables -5213.66900M -2568.42300M -242.25500M -1414.48900M -947.47600M
Sale purchase of stock 252.50M -4.60700M -0.01500M -3.77400M -0.69500M
Other cashflows from financing activities 581.66M 1809.66M 322.10M 312.00M 62.89M
Change to netincome 2935.29M 943.32M 256.08M 179.94M 142.34M
Capital expenditures 114.31M 28.50M 7.99M 4.68M 6.38M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1850.71800M -3719.97900M 885.15M 183.65M -120.27000M
Stock based compensation 253.20M 157.32M 38.22M 18.51M 9.33M
Other non cash items 3099.75M 1010.99M 261.89M 201.77M 152.13M
Free cash flow 641.27M -2952.81600M 969.18M 271.46M -11.82600M

Fundamentals

  • Previous Close 11.29
  • Market Cap39085.36M
  • Volume24492485
  • P/E Ratio117.43
  • Dividend Yield-%
  • Revenue TTM3127.85M
  • Revenue Per Share TTM0.66
  • Gross Profit TTM 1839.42M
  • Diluted EPS TTM0.07

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
NU
Nu Holdings Ltd
-0.34 3.01% 10.95 117.43 24.10 12.31 6.54
HDB
HDFC Bank Limited ADR
-0.54 0.95% 56.51 20.81 20.96 0.11 4.77
CIHHF
China Merchants Bank Co Ltd Class H
- -% 4.01 4.13 3.71 0.32 0.59
CIHKY
China Merchants Bank Co Ltd
0.31 1.58% 19.97 4.27 3.64 0.33 0.58
IBN
ICICI Bank Limited
-0.57 2.18% 25.57 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Nu Holdings Ltd. provides digital banking platform and digital financial services in Brazil, Mexico, Colombia, and internationally. It offers Nu credit and debit cards; Ultraviolet credit and debit cards; and mobile payment solutions for NuAccount customers to make and receive transfers, pay bills, and make everyday purchases through their mobile phones. The company provides savings solutions, such as Nu Personal Accounts, a digital account solution that supports all personal finance activities, from daily purchases and money transfers to savings; and Nu business accounts designed specifically for entrepreneur customers and their businesses. In addition, it offers NuCrypto, a solution for buying and selling cryptocurrencies through the Nu app; NuInvest, an investment product that provides equity, fixed-income, options, and ETF products, as well as multimarket funds with curated asset allocations based on the customer's risk profile and financial position; personal unsecured loans; in-app "buy now pay later' solution for Nu card customers to pay credit and debit purchases, and banking payment slips over time in up to twelve installments; and NuInsurance protecting solutions to help its customers secure life insurance and funeral benefits. The company was founded in 2013 and is headquartered in Sao Paulo, Brazil.

Nu Holdings Ltd

Rua Capote Valente, 39, São Paulo, SP, Brazil, 5409-0000

Key Executives

Name Title Year Born
Mr. David Velez-Osomo Founder, Chairman & CEO NA
Mr. Youssef Lahrech COO & Pres 1975
Ms. Cristina Helena Zingaretti Junqueira Co-Founder & Chief Growth Officer 1982
Mr. Guilherme Marques do Lago Chief Financial Officer 1979
Mr. Matthew Swann Chief Technology Officer 1972
Mr. Guilherme Rocha Vieira Sr. Mang.-Investor Relations NA
Marco Araujo Chief Legal Officer NA
Mr. Vitor Guarino Olivier Chief People Officer 1990
Mr. Jagpreet Singh Duggal Chief Product Officer 1974
Mr. Henrique Camossa Saldanha Fragelli Chief Risk Officer 1977

Disclaimer - Data Powered by EOD Historical Data (“EODHD”). All CFDs (stocks, indices, mutual funds, ETFs), and Forex are not provided by exchanges but rather by market makers, and so prices may not be accurate and may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. EODHD is not using exchanges data feeds for the pricing data, EODHD is using OTC, peer to peer trades and trading platforms over 100+ sources, EODHD is aggregating its data feeds via VWAP method. Therefore, EOD Historical Data doesn’t bear any responsibility for any trading losses you might incur as a result of using this data. EOD Historical Data or anyone involved with EOD Historical Data will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts and buy/sell signals contained within this website. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible. EOD Historical Data does not give any warranties (including, without limitation, as to merchantability or fitness for a particular purpose or use).