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Flagstar Financial, Inc.

Financial Services US FLG

14.11USD
0.34(2.47%)

Last update at 2026-06-04T20:00:00Z

Day Range

13.8914.16
LowHigh

52 Week Range

10.3614.91
LowHigh

Fundamentals

  • Previous Close 13.77
  • Market Cap5994.46M
  • Volume4565100
  • P/E Ratio-
  • Dividend Yield0.27%
  • Revenue TTM1878.00M
  • Revenue Per Share TTM4.52
  • Gross Profit TTM 1878.00M
  • Diluted EPS TTM-0.5

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax -198.00000M -1378.00000M -50.00000M 826.00M 806.00M
Minority interest - - - - -
Net income -177.00000M -1118.00000M -79.00000M 650.00M 596.00M
Selling general administrative 1178.00M 2385.00M 1899.00M 512.00M 430.00M
Selling and marketing expenses - - - - -
Gross profit 1766.00M 1491.00M 2800.00M 1349.00M 1347.00M
Reconciled depreciation 148.00M 184.00M 165.00M 23.00M 21.00M
Ebit - -1378.00000M -50.00000M 826.00M 806.00M
Ebitda -198.00000M -1194.00000M 115.00M 849.00M 827.00M
Depreciation and amortization - 184.00M 165.00M 23.00M 21.00M
Non operating income net other - - - - -
Operating income -198.00000M -1378.00000M -50.00000M 826.00M 806.00M
Other operating expenses 4893.00M 7762.00M 6097.00M 1352.00M 944.00M
Interest expense 2745.00M 3801.00M 2414.00M 696.00M 400.00M
Tax provision -21.00000M -260.00000M 29.00M 176.00M 210.00M
Interest income 4466.00M 5952.00M 5491.00M 2092.00M 1689.00M
Net interest income 1721.00M 2152.00M 3077.00M 1396.00M 1289.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -21.00000M -260.00000M 29.00M 176.00M 210.00M
Total revenue 4695.00M 6384.00M 6047.00M 2178.00M 1750.00M
Total operating expenses 1964.00M 2869.00M 2850.00M 523.00M 541.00M
Cost of revenue 2929.00M 4893.00M 3247.00M 829.00M 403.00M
Total other income expense net -56.00000M - - - -
Discontinued operations - - - - -
Net income from continuing ops -177.00000M -1118.00000M -79.00000M 650.00M 596.00M
Net income applicable to common shares -210.00000M -1153.00000M -117.00000M 609.00M -
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 87512.00M 100160.00M 114057.00M 90144.00M 59527.00M
Intangible assets 381.00M 514.00M 1736.00M 1320.00M -
Earning assets - - - - -
Other current assets - 15756.00M - - -
Total liab 79368.00M 91993.00M 105690.00M 81320.00M 52483.00M
Total stockholder equity 8144.00M 8167.00M 8367.00M 8824.00M 7044.00M
Deferred long term liab - - - - -
Other current liab 30293.00M 75870.00M 81526.00M 58721.00M 35059.00M
Common stock 4.00M 4.00M 2.00M 7.00M 5.00M
Capital stock 507.00M 507.00M 505.00M 510.00M 508.00M
Retained earnings -988.00000M -763.00000M 443.00M 1041.00M 741.00M
Other liab - - - - -
Good will - - 0.00000M 2426.00M 2426.00M
Other assets 70400.00M -15756.00000M - - -
Cash 553.00M 15430.00M 11475.00M 2032.00M 2211.00M
Cash and equivalents - - - - -
Total current liabilities 30293.00M 79620.00M 88876.00M 69046.00M 39627.00M
Current deferred revenue - - - - -
Net debt 11631.00M -1004.00000M 17142.00M 29625.00M 18350.00M
Short term debt - 3750.00M 7350.00M 10325.00M 4550.00M
Short long term debt 7001.00M 3750.00M 7350.00M 10325.00M 3750.00M
Short long term debt total 12184.00M 14426.00M 28617.00M 31657.00M 20561.00M
Other stockholder equity 9113.00M 9063.00M 8018.00M 7893.00M 5880.00M
Property plant equipment 477.00M 978.00M 1078.00M 491.00M -
Total current assets 16254.00M 27948.00M 23809.00M 12337.00M 8619.00M
Long term investments 15766.00M 10416.00M 9159.00M 8640.00M 4628.00M
Net tangible assets - - - - -
Short term investments 15701.00M 10402.00M 9145.00M 8626.00M 4612.00M
Net receivables 300.00M 2116.00M 3189.00M 1679.00M 1796.00M
Long term debt 12184.00M 10676.00M 21267.00M 21332.00M 15762.00M
Inventory - - - - -
Accounts payable 39.00M 51.00M - - 18.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -489.00000M -640.00000M -599.00000M -620.00000M -85.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - 5268.00M 6226.00M 5512.00M 4453.00M
Deferred long term asset charges - - - - -
Non current assets total 858.00M 72212.00M 90248.00M 77807.00M 50908.00M
Capital lease obligations - - - - 249.00M
Long term debt total 12184.00M 1026.00M 1017.00M 1007.00M -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -5082.00000M 15453.00M 20673.00M -6323.00000M -2762.00000M
Change to liabilities - - - - -
Total cashflows from investing activities 3040.00M 15453.00M 20673.00M -6323.00000M -2762.00000M
Net borrowings -2250.00000M -6851.00000M -74.00000M -1931.00000M 478.00M
Total cash from financing activities -12088.00000M -11589.00000M -11409.00000M 5168.00M 2735.00M
Change to operating activities - - - - -
Net income -177.00000M -1118.00000M -79.00000M 650.00M 596.00M
Change in cash -9582.00000M 3950.00M 9527.00M -129.00000M 263.00M
Begin period cash flow 15559.00M 11609.00M 2082.00M 2211.00M 1948.00M
End period cash flow 5977.00M 15559.00M 11609.00M 2082.00M 2211.00M
Total cash from operating activities -534.00000M 86.00M 263.00M 1026.00M 290.00M
Issuance of capital stock 0.00000M 1005.00M 0.00000M 0.00000M -
Depreciation 148.00M 184.00M 165.00M 23.00M 21.00M
Other cashflows from investing activities 8189.00M 16457.00M -4376.00000M -5369.00000M -2690.00000M
Dividends paid 48.00M 88.00M 519.00M 350.00M 349.00M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M -11.00000M -12.00000M -24.00000M -16.00000M
Other cashflows from financing activities -9790.00000M -5643.00000M -10804.00000M 7473.00M 2622.00M
Change to netincome - - - - -
Capital expenditures 67.00M 36.00M 66.00M 3.00M 4.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -437.00000M 43.00M -944.00000M 395.00M -342.00000M
Stock based compensation 61.00M 54.00M 47.00M 29.00M 31.00M
Other non cash items 80.00M 1334.00M 1261.00M -68.00000M -3.00000M
Free cash flow -601.00000M 50.00M 197.00M 1023.00M 286.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
FLG
Flagstar Financial, Inc.
0.34 2.47% 14.11 - 24.69 3.19 0.81 9.14
HDB
HDFC Bank Limited ADR
0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Flagstar Bank, National Association provides banking products and services in the United States. The company's deposit products include interest-bearing checking and money market, savings, and non-interest-bearing accounts, as well as certificates of deposit. It offers loan products comprising multi-family loans; commercial real estate loans; acquisition, development, and construction loans; commercial and industrial loans; one-to-four family loans; specialty finance loans and leases; warehouse loans; and home equity lines of credit, as well as other consumer loans, including overdraft loans. The company offers non-deposit investment and insurance products; and online and mobile banking services. It primarily serves individuals, small and mid-size businesses, and professional associations. The company was formerly known as Flagstar Financial, Inc. Flagstar Bank, National Association was founded in 1859 and is headquartered in Hicksville, New York.

Flagstar Financial, Inc.

102 Duffy Avenue, Hicksville, NY, United States, 11801

Key Executives

Name Title Year Born
Mr. Joseph M. Otting President, CEO & Executive Chairman 1957
Mr. Lee Matthew Smith Senior Executive VP & CFO 1975
Mr. Bao Nguyen Senior Executive VP, General Counsel & Chief of Staff 1983
Mr. Reginald E. Davis Senior Executive VP and President of Consumer & Small Business Banking 1962
Mr. Richard A. Raffetto Senior EVP & President of Commercial and Private Banking NA
Mr. Christopher P. Higgins Executive VP and Chief Information & Operations Officer NA
Mr. Bryan L. Marx Executive VP & Chief Accounting Officer 1976
Jason Pope Chief Technology Officer NA
Mr. Salvatore J. DiMartino Executive VP & Director of Investor Relations NA
Ms. Simone Betz Executive VP & Chief Human Resources Officer NA

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