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Grupo Cibest S.A.

Financial Services US CIB

81.28USD
-0.17(0.21%)

Last update at 2026-06-22T20:01:00Z

Day Range

81.1587.68
LowHigh

52 Week Range

39.1984.80
LowHigh

Fundamentals

  • Previous Close 81.45
  • Market Cap19031.96M
  • Volume1254128
  • P/E Ratio9.34
  • Dividend Yield6.73%
  • Revenue TTM24714126.82M
  • Revenue Per Share TTM25890.19
  • Gross Profit TTM 23593373.14M
  • Diluted EPS TTM7.84

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 8924911.18M 8757917.00M 8147526.00M 9744786.00M 5984012.00M
Minority interest -121065.00000M -97837.00000M -117603.00000M -212875.00000M -120992.00000M
Net income 6776994.19M 6267744.00M 6116936.00M 6783490.00M 4086795.00M
Selling general administrative 5771663.16M 9868623.00M 9294101.00M 8977556.00M 7304516.00M
Selling and marketing expenses - 179122.00M 175690.00M - -
Gross profit 26223434.66M 22433212.00M 21047972.00M 19309628.00M 17360890.00M
Reconciled depreciation 1055991.00M 1011455.00M 1082838.00M 949448.00M 855167.00M
Ebit - 8757917.00M 8147526.00M 17024933.00M 5863020.00M
Ebitda 8924911.18M 9769372.00M 9230364.00M 17974381.00M 6718187.00M
Depreciation and amortization - 1011455.00M 1082838.00M 949448.00M 855167.00M
Non operating income net other - - - - -
Operating income 8924911.18M 8757917.00M 8147526.00M 17024933.00M 5863020.00M
Other operating expenses 33992500.63M 34151555.00M 37030327.00M 4914523.00M -11497870.00000M
Interest expense 12390131.37M 15023911.00M 16668295.00M 8442470.00M 4351556.00M
Tax provision 2810966.00M 2392336.00M 1769729.00M 2748421.00M 1776225.00M
Interest income 30051420.00M 33787977.00M 35579902.00M 25434247.00M 15665191.00M
Net interest income 17990194.00M 18764066.00M 19973207.00M 16991777.00M 11313635.00M
Extraordinary items -3006640.00000M - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 2688594.31M 2392336.00M 1932555.00M 2748421.00M 1776225.00M
Total revenue 42917411.81M 42909472.00M 45177853.00M 24205693.00M 17360890.00M
Total operating expenses 17298523.48M 13675295.00M 12900446.00M 18458.00M -11497870.00000M
Cost of revenue 16693977.15M 20476260.00M 24129881.00M 4896065.00M -
Total other income expense net -653435.82600M -2247998.00000M -2126498.00000M -7280147.00000M 120992.00M
Discontinued operations - - - - -
Net income from continuing ops 6948339.00M 6365581.00M 6429325.00M 6996365.00M 4207787.00M
Net income applicable to common shares 2060871.00M 3352068.00M 6116936.00M 6783490.00M 4086795.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 379347256.64M 372215382.00M 342928809.00M 352814733.00M 289855048.00M
Intangible assets 2534473.31M 750484.00M 671572.00M 602531.00M 485626.00M
Earning assets - - - - 33925476.00M
Other current assets - 2922258.00M 42806834.00M -608449.00000M 217629290.00M
Total liab 338395356.17M 327631107.00M 303879080.00M 312817182.00M 255929590.00M
Total stockholder equity 39712222.39M 43542468.00M 38089512.00M 39088903.00M 32234347.00M
Deferred long term liab - - - - -
Other current liab - 280047809.00M 164339.00M -252892591.00000M -3981649.00000M
Common stock 480400.95M 480914.00M 480914.00M 480914.00M 480914.00M
Capital stock 480914.00M 480914.00M 480914.00M 480914.00M 480914.00M
Retained earnings 7188979.54M 31558894.00M 8632214.00M 10061654.00M 7360583.00M
Other liab - - - 13277943.00M 9617547.00M
Good will 1947325.00M 9017419.00M 7818125.00M 9836661.00M 8143146.00M
Other assets 42059354.00M 763757.00M -33742486.00000M 277178395.00M 217629290.00M
Cash 22781305.74M 27121151.00M 31958683.00M 24721168.00M 23147676.00M
Cash and equivalents - - - - -
Total current liabilities 675324.79M 291234876.00M 634634.00M 6019578.00M 3981649.00M
Current deferred revenue - - -6459875.00000M 250992323.00M -
Net debt -3421196.34000M 2793433.00M 1787749.00M 16447726.00M 8316823.00M
Short term debt 675324.79M 9190283.00M 470295.00M 1900268.00M -
Short long term debt - 8108012.00M - - -
Short long term debt total 19360109.40M 29914584.00M 33746432.00M 41168894.00M 31464499.00M
Other stockholder equity 4852309.99M 4857454.00M 4857454.00M 4857454.00M 4857454.00M
Property plant equipment 6736592.00M 7663270.00M - 8554174.00M 6796517.00M
Total current assets 22781305.74M 61438123.00M 42806834.00M 25787199.00M 24790609.00M
Long term investments 37628765.00M 40499254.00M 29562451.00M 30855773.00M 32009860.00M
Net tangible assets - - - 28649711.00M 23605575.00M
Short term investments 2658002.00M 2937825.00M -59933667.00000M - 850688.00M
Net receivables 643348.00M 28456889.00M 28449029.00M 1066031.00M 1642933.00M
Long term debt 16766121.00M 18856736.00M 30312182.00M 39268626.00M 29645422.00M
Inventory - - -474045.00000M 608449.00M 413097.00M
Accounts payable 1943318.00M 1840622.00M 6459875.00M 6019578.00M 3981649.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 27190531.91M 6645206.00M 24118930.00M 23688881.00M 19535396.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 47019826.26M 13612424.00M 273540214.00M -49849139.00000M -47435149.00000M
Deferred long term asset charges - - - - -
Non current assets total 356565950.91M 310777259.00M 300121975.00M 49849139.00M 47435149.00M
Capital lease obligations 1325039.00M 1889364.00M 1773610.00M 1900268.00M 1819077.00M
Long term debt total 15225785.00M 20032493.00M - 30529040.00M 24210452.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments -192891.00000M -559196.00000M -159689.00000M -4654502.00000M -650486.00000M
Change to liabilities - - - 0.00000M 1271347.00M
Total cashflows from investing activities -2216093.00000M -559196.00000M -159689.00000M -4654502.00000M -650486.00000M
Net borrowings -2634713.00000M -6376679.00000M -2396090.00000M - -4885552.00000M
Total cash from financing activities -8246850.00000M -9244376.00000M -5430672.00000M 853436.00M -6809972.00000M
Change to operating activities - - - -37614027.00000M -24855603.00000M
Net income 3941699.00M 6365581.00M 6214971.00M 6996365.00M 4207787.00M
Change in cash 590061.00M -6955510.00000M 8154318.00M 6315445.00M 1628697.00M
Begin period cash flow 32844099.00M 39799609.00M 31645291.00M 25329846.00M 23701149.00M
End period cash flow 33434160.00M 32844099.00M 39799609.00M 31645291.00M 25329846.00M
Total cash from operating activities 12258945.00M 435895.00M 19153084.00M 6564226.00M 6095305.00M
Issuance of capital stock - - - - -
Depreciation 1055991.00M 1011455.00M 1082838.00M 949448.00M 855167.00M
Other cashflows from investing activities 221020.00M 210918.00M -166144.00000M -1115647.00000M 1535314.00M
Dividends paid 5196645.00M 3398756.00M 3298183.00M -2310666.00000M -467217.00000M
Change to inventory - - -11501777.00000M - -24611401.00000M
Change to account receivables 1244206.00M -713069.00000M -525550.00000M 515052.00M -489266.00000M
Sale purchase of stock -431418.00000M 0.00000M 0.00000M - -
Other cashflows from financing activities 15926.00M 531059.00M 263601.00M 15895556.00M 4112856.00M
Change to netincome - - - - 3613374.00M
Capital expenditures 2244222.00M 2042094.00M 2412123.00M 3538855.00M 2185800.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -784795.00000M -14176968.00000M 4815748.00M -5358683.00000M -2460031.00000M
Stock based compensation - - 21772983.00M - 11436743.00M
Other non cash items 5159397.00M 4843491.00M 5106972.00M 1228675.00M -9720586.00000M
Free cash flow 10014723.00M -1606199.00000M 16740961.00M 3025371.00M 3909505.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CIB
Grupo Cibest S.A.
-0.17 0.21% 81.28 9.34 8.51 1.24 1.61 3.11
HDB
HDFC Bank Limited ADR
0.03 0.12% 25.09 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.32 1.06% 29.79 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.60 3.22% 51.35 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.

Grupo Cibest S.A.

Carrera 48 # 26-85, Medellín, Colombia

Key Executives

Name Title Year Born
Mr. Juan Carlos Mora Uribe Pres & CEO 1965
Mr. José Humberto Acosta Martín CFO & VP of Fin. 1962
Mr. Carlos Daniel Raad Baene Investor Relations Director & Mang. NA
Dr. Mauricio Rosillo Rojas Chief Legal Officer, Gen. Sec. & VP of Legal 1969
Ms. Claudia Echavarria Uribe Chief Legal Officer, Gen. Counsel, Legal VP & Sec. Gen. 1979
Mr. Rodrigo Prieto Uribe Chief Risks Officer & VP of Risk 1973
Mr. Jose Mauricio Rodriguez Rios Chief Internal Auditor Officer NA
Mr. Andres Vasquez Echeverri Pres of Nequi NA
Mr. Rafael Barraza Domínguez CEO & Pres of Banco Agrícola SA NA
Ms. Aimeé Tialia Sentmat de Grimaldo CEO & Pres of Banistmo 1970

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