18889881171
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Banco Santander Chile

Financial Services US BSAC

25.165USD
-0.035(0.14%)

Last update at 2025-05-22T16:45:00Z

Day Range

25.0425.25
LowHigh

52 Week Range

17.2221.43
LowHigh

Fundamentals

  • Previous Close 25.20
  • Market Cap9229.98M
  • Volume80667
  • P/E Ratio10.60
  • Dividend Yield3.95%
  • Revenue TTM1934735.05M
  • Revenue Per Share TTM2053.40
  • Gross Profit TTM 1828570.00M
  • Diluted EPS TTM1.83

Source: TradingView
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Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 901106.00M 1074092.00M 695263.00M 794688.00M 762159.00M
Minority interest -15206.00000M -9961.00000M 84683.00M 79633.00M 46163.00M
Net income 792276.00M 842467.00M 547614.00M 619091.00M 591902.00M
Selling general administrative 720940.00M 676905.00M 649215.00M 620266.00M 642653.00M
Selling and marketing expenses 25984.00M 26321.00M 16791.00M 20891.00M 19286.00M
Gross profit 2203922.00M 2273723.00M 2040611.00M 1909489.00M 1812168.00M
Reconciled depreciation 122993.00M 122055.00M 109426.00M 106092.00M 79280.00M
Ebit 3402444.00M 1064131.00M 690147.00M 794165.00M 1592426.00M
Ebitda 3525437.00M 1186186.00M 799573.00M 900257.00M 1671706.00M
Depreciation and amortization 122993.00M 122055.00M 109426.00M 106092.00M 79280.00M
Non operating income net other - - - 0.00000M 0.00000M
Operating income 3402444.00M 1064131.00M 690147.00M 794165.00M 1592426.00M
Other operating expenses 1198522.00M -1209592.00000M -1350464.00000M -1115324.00000M 219742.00M
Interest expense 2516544.00M 1109746.00M 638479.00M 904417.00M 829949.00M
Tax provision 93624.00M 221664.00M 142533.00M 175074.00M 167144.00M
Interest income 4086656.00M 2921097.00M 2232327.00M 2321381.00M 2244317.00M
Net interest income 1570112.00M 1811351.00M 1593848.00M 1416964.00M 1414368.00M
Extraordinary items - - - 1699.00M 0.00000M
Non recurring - - - 0.00000M 0.00000M
Other items - - - 0.00000M 0.00000M
Income tax expense 93624.00M 221664.00M 142533.00M 175074.00M 165897.00M
Total revenue 2203922.00M 2273723.00M 2040611.00M 1909489.00M 1849861.00M
Total operating expenses 1198522.00M -1209592.00000M -1350464.00000M -1115324.00000M -219742.00000M
Cost of revenue - - - 0.00000M 37693.00M
Total other income expense net -2501338.00000M 9961.00M 5116.00M 523.00M -825589.00000M
Discontinued operations - - - 1699.00M 3771.00M
Net income from continuing ops 807482.00M 852428.00M 552730.00M 619614.00M 599693.00M
Net income applicable to common shares 792276.00M 845645.00M 547614.00M 619091.00M 595333.00M
Preferred stock and other adjustments - - - 0.00000M 0.00000M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 71089439.00M 68422026.00M 63841950.00M 55703223.00M 50574714.00M
Intangible assets 97551.00M 107789.00M 95411.00M 82537.00M 73389.00M
Earning assets - - - - 13626751.00M
Other current assets 169603.00M 2923261.00M 41237036.00M 36492740.00M 36954485.00M
Total liab 65771851.00M 63458079.00M 59414377.00M 51998449.00M 47096211.00M
Total stockholder equity 5192853.00M 4854383.00M 4333213.00M 3620091.00M 3398870.00M
Deferred long term liab - - - - 0.00000M
Other current liab 36819.00M -442661.00000M -271696.00000M -241429.00000M -223726.00000M
Common stock 891303.00M 891303.00M 891303.00M 891303.00M 891303.00M
Capital stock 891303.00M 891303.00M 891303.00M 891303.00M 891303.00M
Retained earnings 537461.00M 679439.00M 647065.00M 410501.00M 393681.00M
Other liab - 1982261.00M 1230762.00M 423567.00M 308817.00M
Good will - - - - 0.00000M
Other assets -20926239.00000M 30878845.00M 41237036.00M 36492740.00M 36954485.00M
Cash 5775525.00M 5269798.00M 5260957.00M 3865375.00M 4224878.00M
Cash and equivalents - - - - -
Total current liabilities 852012.00M 12.00M 271696.00M 241429.00M 223726.00M
Current deferred revenue 2679.00M - - - -
Net debt 6647668.00M 5313859.00M 12150402.00M 10829490.00M 9372497.00M
Short term debt 20716.00M 25902.00M - 1920092.00M 0.00000M
Short long term debt - - - - 0.00000M
Short long term debt total 12423193.00M 10583657.00M 17411359.00M 14694865.00M 13597375.00M
Other stockholder equity 608721.00M 590247.00M 598136.00M 88570.00M 2551853.00M
Property plant equipment - 371890.00M 374818.00M 388851.00M 408333.00M
Total current assets 11066944.00M 37543148.00M 11476104.00M 11365733.00M 8776658.00M
Long term investments 12971769.00M 10981176.00M 10658581.00M 7373362.00M 4362529.00M
Net tangible assets - 4746594.00M 4237802.00M 3537554.00M 3325481.00M
Short term investments 4739590.00M 6034779.00M 5876675.00M 7296808.00M 4280958.00M
Net receivables 382226.00M 509030.00M 338472.00M 203550.00M 270822.00M
Long term debt 12318677.00M 16030658.00M 17271564.00M 14545280.00M 13438881.00M
Inventory -14356874.00000M 35622.00M 27415.00M 31447.00M 38890.00M
Accounts payable 492280.00M 416771.00M 271696.00M 241429.00M 223726.00M
Total permanent equity - - - - 0.00000M
Noncontrolling interest in consolidated entity - - - - 0.00000M
Temporary equity redeemable noncontrolling interests - - - - 0.00000M
Accumulated other comprehensive income 3155368.00M 2693394.00M 2196709.00M 2318287.00M 2113886.00M
Additional paid in capital - - - - 0.00000M
Common stock total equity - - - 891303.00M 891303.00M
Preferred stock total equity - - - - 0.00000M
Retained earnings total equity - - - - 0.00000M
Treasury stock - - - - 0.00000M
Accumulated amortization - - - - 0.00000M
Non currrent assets other -13421592.00000M -11460822.00000M -11128810.00000M -7844750.00000M -4843571.00000M
Deferred long term asset charges - - - - 0.00000M
Non current assets total 80948734.00M 33.00M 11128810.00M 7844750.00M 4843571.00M
Capital lease obligations 104516.00M 137089.00M 139795.00M 149585.00M 158494.00M
Long term debt total - - - - 14988715.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -94602.00000M -7499.00000M -70105.00000M -135369.00000M -91595.00000M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -94602.00000M -91770.00000M -70105.00000M -141790.00000M -91595.00000M
Net borrowings 80654.00M 549129.00M 433345.00M -30145.00000M -30145.00000M
Total cash from financing activities -384323.00000M 238661.00M 102090.00M -385286.00000M -423611.00000M
Change to operating activities -1830920.00000M -4735915.00000M -831470.00000M 929425.00M 13719.00M
Net income 807482.00M 852428.00M 552730.00M 621313.00M 599693.00M
Change in cash -812009.00000M -2725.00000M -816714.00000M 1455179.00M 621814.00M
Begin period cash flow 2891895.00M 2894620.00M 3711334.00M 2256155.00M 1634341.00M
End period cash flow 2079886.00M 2891895.00M 2894620.00M 3711334.00M 2256155.00M
Total cash from operating activities -358988.00000M -587180.00000M -819993.00000M 1849165.00M 1022522.00M
Issuance of capital stock - - - - -
Depreciation 122993.00M 122055.00M 109426.00M 106092.00M 79280.00M
Other cashflows from investing activities - - - -54176.00000M 6297.00M
Dividends paid -464977.00000M -310468.00000M -331255.00000M -355141.00000M 423611.00M
Change to inventory - - - 0.00000M 0.00000M
Change to account receivables - - - 0.00000M 0.00000M
Sale purchase of stock - - - 0.00000M 0.00000M
Other cashflows from financing activities 102481.00M 595175.00M 475390.00M -135369.00000M -91595.00000M
Change to netincome 382593.00M 591964.00M -1284077.00000M -1222996.00000M -1341190.00000M
Capital expenditures 113292.00M 86769.00M 85783.00M 83829.00M 97892.00M
Change receivables - - - 0.00000M 0.00000M
Cash flows other operating - - - 0.00000M 0.00000M
Exchange rate changes - - - 0.00000M 0.00000M
Cash and cash equivalents changes - - - 0.00000M 0.00000M
Change in working capital -923775.00000M -3314281.00000M -697872.00000M -522874.00000M -884054.00000M
Stock based compensation - 2153373.00M 2183626.00M 1856752.00M 1807081.00M
Other non cash items -313507.00000M -627565.00000M -2939438.00000M -249550.00000M -553961.00000M
Free cash flow -472280.00000M -673949.00000M -905776.00000M 1765336.00M 924630.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BSAC
Banco Santander Chile		 -0.035 0.14% 25.16 10.60 9.35 0.0048 2.08 9.22
HDB
HDFC Bank Limited ADR		 -0.46 0.63% 72.47 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.45 1.44% 31.79 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited		 -0.065 0.19% 33.74 17.79 16.95 0.07 3.08

Reports Covered

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Profile

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking services in Chile. It operates through Retail Banking, Middle-Market, Corporate Investment Banking, and Corporate Activities segments. The company offers debit and credit cards, checking accounts, and savings products; consumer, automobile, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency-denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It also provides mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and fundraising, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. It serves individuals, small to middle-sized entities, companies, and large corporations, as well as universities, government entities, and local and regional governments. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile operates as a subsidiary of Banco Santander, S.A.

Banco Santander Chile

Bandera 140, Santiago, Chile

Key Executives

Name Title Year Born
Mr. Claudio Melandri Hinojosa Exec. Chairman NA
Mr. Roman Blanco Reinosa CEO & Country Head 1965
Mr. Emiliano Muratore Raccio Exec. VP of Fin. NA
Mr. Ricardo Bartel Jeffery Director of Technology & Operations 1965
Mr. Jonathan Covarrubias Hernandez Chief Accounting Officer NA
Mr. Andrés Trautmann Buc Exec. VP Corp. Investment Banking NA
Mr. Sergio Avila Salas Director of Admin. & Costs NA
Mr. Robert Moreno Heimlich Mang. of Investor Relations NA
Mr. Cristian Florence Kauer Gen. Counsel NA
Roberto Sapag Corp. Communications & Sustainability Mang. NA

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