18889881171
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Bm Technologies Inc

Technology US BMTX

NoneUSD
-(-%)

Last update at 2025-02-27T19:05:15.523689Z

Day Range

--
LowHigh

52 Week Range

1.415.88
LowHigh

Fundamentals

  • Previous Close 5.00
  • Market Cap26.47M
  • VolumeNone
  • P/E Ratio-
  • Dividend Yield-%
  • EBITDA-21.80000M
  • Revenue TTM56.90M
  • Revenue Per Share TTM4.88
  • Gross Profit TTM 53.53M
  • Diluted EPS TTM-1.52

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -1.19000M 22.80M -11.77000M 5.06M 0.51M
Minority interest - - - - -
Net income -0.77900M 17.04M -11.79300M 4.27M 0.29M
Selling general administrative 51.70M 49.63M 36.81M 0.38M 0.36M
Selling and marketing expenses 0.74M 0.65M 0.94M - -
Gross profit 53.53M 63.80M 38.63M - -
Reconciled depreciation 12.39M 12.78M - - -
Ebit -21.35500M 5.67M -10.37500M 3.15M -10.48500M
Ebitda -8.96600M 18.51M -9.63600M -2.70936M 0.51M
Depreciation and amortization 12.39M 12.84M 0.74M -5.86090M -
Non operating income net other - - - - -
Operating income -8.96600M 5.67M -10.37500M 3.15M 0.51M
Other operating expenses 92.56M 89.26M 76.49M 0.80M 0.36M
Interest expense -20.16500M 0.10M 1.40M 7.77M 0.00000M
Tax provision -0.41100M 5.75M 0.02M 0.79M 0.22M
Interest income 8.07M 17.13M 1.41M 3.95M 1.23M
Net interest income 0.00000M -0.09600M -1.39500M 3.95M -
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -0.41100M 5.75M 0.02M 0.79M 0.22M
Total revenue 83.60M 94.99M 66.86M 0.00000M 0.00000M
Total operating expenses 62.49M 58.07M 48.27M 0.80M 0.36M
Cost of revenue 30.07M 31.19M 28.23M - -
Total other income expense net 7.78M 17.13M -1.39500M 1.91M -
Discontinued operations - - - - -
Net income from continuing ops -0.77900M 17.04M -11.79300M 2.36M -
Net income applicable to common shares -0.77900M 17.58M -11.79300M -7.86300M -14.60300M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 71.04M 76.43M 47.80M 175.93M 173.48M
Intangible assets 26.75M 33.34M 44.73M - -
Earning assets - - - - -
Other current assets 9.08M 1.78M 0.04M 0.04M 0.07M
Total liab 22.18M 38.45M 28.51M 15.18M 7.45M
Total stockholder equity 48.86M 37.98M 19.29M 160.76M 5.00M
Deferred long term liab - - - - -
Other current liab 12.68M 1.81M 20.08M 0.65M 0.68M
Common stock 0.00100M 0.00100M 14.30M 155.76M 161.03M
Capital stock 0.00100M 0.00100M 14.30M 155.76M -
Retained earnings -23.48500M -22.70600M 1.77M 5.00M 0.29M
Other liab 2.85M 13.80M 2.10M 3.12M 1.12M
Good will 5.26M 5.26M 5.26M - -
Other assets 0.07M 0.44M 0.85M 0.00700M 0.25M
Cash 21.11M 25.70M 0.04M 0.48M 1.19M
Cash and equivalents - - - - -
Total current liabilities 19.33M 24.64M 21.73M 0.76M 0.68M
Current deferred revenue 6.65M 15.39M - - -
Net debt -21.10800M -25.28800M -0.04318M -0.48267M -1.19294M
Short term debt -12.68400M 0.42M 21.00M 0.00000M 0.00000M
Short long term debt - - - - -
Short long term debt total - 0.42M - - -
Other stockholder equity 72.34M 60.69M 3.23M -5.29710M -156.32525M
Property plant equipment 0.51M 0.74M 0.40M 3.11M 0.85M
Total current assets 38.44M 36.64M 0.08M 0.52M 1.26M
Long term investments - - - - -
Net tangible assets 16.85M -5.88100M -29.48900M -26.84100M 8.21M
Short term investments - - 27.71M - -
Net receivables 8.26M 9.16M 7.38M 11.34M 9.39M
Long term debt - - - - -
Inventory - - - - -
Accounts payable 12.68M 7.03M 1.66M 0.11M 5.35M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - 14.30M 163.40M -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 0.07M 0.84M 47.72M 175.41M 172.21M
Deferred long term asset charges - - - - -
Non current assets total 32.59M 39.78M 47.72M 175.41M 172.21M
Capital lease obligations 0.00000M 0.42M - - -
Long term debt total 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -5.67500M -0.73300M 129.26M 0.75M -
Change to liabilities 0.00000M 1.66M -0.99600M 5.54M 5.55M
Total cashflows from investing activities -5.67500M -0.73300M -4.02000M -8.05500M -19.38400M
Net borrowings - -21.00000M -19.00000M 40.00M 40.00M
Total cash from financing activities -2.40100M -4.09500M -128.10769M 0.75M 24.33M
Change to operating activities - -0.95000M 8.26M -3.00400M -2.31100M
Net income -0.77900M 17.04M -0.89070M 4.27M -14.60300M
Change in cash -4.59600M 22.71M -0.43949M -0.71028M -7.01700M
Begin period cash flow 25.70M 2.99M 0.48M 1.19M -
End period cash flow 21.11M 25.70M 0.04M 0.48M 1.19M
Total cash from operating activities 3.48M 27.54M -1.58937M -1.46438M -11.96000M
Issuance of capital stock - - 20.00M 0.00000M -
Depreciation 12.39M 12.78M 2.23M 2.50M 1.41M
Other cashflows from investing activities - - - 0.75M -170.98178M
Dividends paid - - - - -
Change to inventory - 0.86M - - -
Change to account receivables 0.71M 0.87M 3.11M -2.52100M -6.71800M
Sale purchase of stock -2.40100M -148.15556M -148.15556M 0.00000M 176.23M
Other cashflows from financing activities -2.40100M 16.91M 0.04M 0.75M 16.89M
Change to netincome - -5.66700M 4.19M -0.49400M 0.25M
Capital expenditures 5.67M 0.73M 0.07M 0.19M 0.30M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -11.68400M 3.39M 0.71M 0.12M 0.58M
Stock based compensation 11.36M 11.34M - - -
Other non cash items -7.80200M -17.01000M -1.40551M -5.86090M -
Free cash flow -2.19500M 26.81M -1.58937M -1.46438M -

Peer Comparison

Sector: Technology Industry: Software - Application

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
BMTX
Bm Technologies Inc		 - -% - - - 0.47 0.79 0.04 2.77
CRM
Salesforce.com Inc		 -2.49 0.86% 288.66 100.89 27.47 7.42 4.34 7.44 26.81
SAPGF
SAP SE		 -0.002 0.0007% 297.35 76.28 22.88 5.61 3.84 5.59 26.18
SAP
SAP SE ADR		 2.36 0.80% 298.77 75.80 22.37 5.62 3.75 5.51 25.79
INTU
Intuit Inc		 2.42 0.36% 672.70 55.56 32.68 11.28 10.07 11.62 40.11

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Profile

BM Technologies, Inc. operates as a financial technology (fintech) company in the United States. It facilitates deposits and banking services between a customer and its partner bank, customers bank, which is a related party and is a Federal Deposit Insurance Corporation insured bank. The company, through its fintech banking platform, offers digital banking and disbursement services to consumers and students through digital channels. The company was formerly known as BankMobile Technologies, Inc. and changed its name to BM Technologies, Inc. in January 2021. BM Technologies, Inc. is headquartered in Wayne, Pennsylvania.

Bm Technologies Inc

201 King of Prussia Road, Wayne, PA, United States, 19087

Key Executives

Name Title Year Born
Ms. Luvleen Sidhu Co-Founder, CEO, Pres, Chief Strategy Officer & Chairman 1987
Mr. Robert Hutcheson Ramsey CFA Chief Financial Officer NA
Mr. Robert J. Diegel Chief Operating Officer 1963
Mr. Warren Taylor Chief Customer Officer & Co-founder 1958
Mr. James F. Dullinger Chief Accounting Officer 1972
Mr. James Donahue CTO & Chief Digital Officer NA
Mr. Jason L. Swartley Gen. Counsel NA
Ms. Amanda Meyer Sr. VP of People NA
Mr. Steve Lenderman Sr. VP and Exec. of Global Loss Prevention & Fraud Management NA
Ms. Cecile Cambier Director of Concessions NA

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