CA
NZ
UK
AU
IND
US
…
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Banco de Chile is a leading Chilean commercial bank providing retail, corporate, investment and wealth-management services to individuals and businesses across Chile. Long-term growth drivers include domestic credit expansion and economic activity, sensitivity of net interest margins to rate cycles, plus digitalization and cross-selling to a broad deposit base that may support stable profitability and franchise strength.
Important investment risks include Chilean economic and political volatility, regulatory and reform uncertainty, credit-cycle and interest-rate sensitivity, concentrated domestic-market exposure and foreign-exchange risk for USD-listed shares.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 1512381.00M | 1582077.00M | 1696141.00M | 1685192.00M | 971473.00M |
| Minority interest | - | 0.00M | -1.00M | -2.00M | -1.00M |
| Net income | 1192262.00M | 1248476.00M | 1374026.00M | 1409433.00M | 792922.00M |
| Selling general administrative | 1131740.00M | 1151523.00M | 1115032.00M | 761466.00M | 704554.00M |
| Selling and marketing expenses | - | 33948.00M | 39617.00M | 37233.00M | 30652.00M |
| Gross profit | 2644121.00M | 2687954.00M | 2765158.00M | 3089998.00M | 2211149.00M |
| Reconciled depreciation | - | 94601.00M | 90174.00M | 84205.00M | 76798.00M |
| Ebit | 1512381.00M | 1582077.00M | 1696141.00M | 2726104.00M | 971472.00M |
| Ebitda | 1607491.00M | 1676678.00M | 1788449.00M | 2810309.00M | 1048270.00M |
| Depreciation and amortization | 95110.00M | 94601.00M | 92308.00M | 84205.00M | 76798.00M |
| Operating income | 1512381.00M | 1582077.00M | 1696141.00M | 2726104.00M | 971472.00M |
| Other operating expenses | 1513662.00M | 3065878.00M | 3397588.00M | -363894.00M | -1239677.00M |
| Interest expense | 969638.00M | 1608304.00M | 2123873.00M | 1040914.00M | 814448.00M |
| Tax provision | 320921.00M | 333601.00M | 325693.00M | 275757.00M | 178550.00M |
| Interest income | - | 3771059.00M | 5214310.00M | 2320580.00M | 2382993.00M |
| Net interest income | - | 2162755.00M | 2441561.00M | 1279666.00M | 1568545.00M |
| Income tax expense | 320119.00M | 333601.00M | 322114.00M | 275757.00M | 178550.00M |
| Total revenue | 3026043.00M | 4647955.00M | 5093729.00M | 3089998.00M | 2211149.00M |
| Total operating expenses | 1131740.00M | 1105877.00M | 1069017.00M | -363894.00M | -1239677.00M |
| Cost of revenue | 381922.00M | 1960001.00M | 2328571.00M | - | - |
| Total other income expense net | -11845.02M | -96102.00M | -1924.00M | -1040912.00M | 1.00M |
| Net income from continuing ops | - | 1248476.00M | 1241067.00M | 1409435.00M | 792923.00M |
| Net income applicable to common shares | 1192262.00M | 1207392.00M | 1243634.00M | 1409433.00M | 792922.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 54100903.00M | 52055542.00M | 55844059.00M | 55255362.00M | 51702439.00M |
| Intangible assets | 174578.00M | 175252.00M | 137204.00M | 106620.00M | 72532.00M |
| Earning assets | - | - | - | - | 11856357.00M |
| Other current assets | 9743941.00M | - | 9517162.00M | 700691.00M | 35608982.00M |
| Total liab | 48301368.00M | 45550646.00M | 50606774.00M | 50397035.00M | 47479425.00M |
| Total stockholder equity | 5799534.00M | 5622999.00M | 5237283.00M | 4858325.00M | 4223013.00M |
| Other current liab | 18535790.96M | -424469.00M | 16645898.00M | -384619.00M | -220422.00M |
| Common stock | 2420538.00M | 2420538.00M | 2420538.00M | 2420538.00M | 2418833.00M |
| Capital stock | - | 2418833.00M | 2418833.00M | 2420538.00M | 2418833.00M |
| Retained earnings | 2677097.00M | 2488942.00M | 2694710.00M | 1797847.00M | 1124503.00M |
| Other liab | - | - | - | 1065217.00M | 1233881.00M |
| Good will | - | 16714.00M | 16714.00M | 16714.00M | 16714.00M |
| Other assets | 589509.00M | -39899.00M | - | 38104641.00M | 35608982.00M |
| Cash | 1657880.00M | 2035056.00M | -1934965.00M | 3537080.00M | 4583569.00M |
| Total current liabilities | 22003486.13M | 631107.00M | 24096922.00M | 384619.00M | 220422.00M |
| Current deferred revenue | - | - | 43877.00M | - | - |
| Net debt | 9727068.00M | 7949041.00M | 18293517.00M | 6869391.00M | 5504411.00M |
| Short term debt | 3467695.17M | - | 7050276.00M | - | - |
| Short long term debt total | 11384948.00M | 9984097.00M | 16358552.00M | 10406471.00M | 10087980.00M |
| Other stockholder equity | -41205.00M | - | - | -104310.00M | 8185.00M |
| Property plant equipment | 258659.00M | - | - | 317165.00M | 322508.00M |
| Total current assets | 8078733.16M | 2035056.00M | 9517162.00M | 8021103.00M | 7761692.00M |
| Long term investments | - | 5235258.00M | 9067554.00M | 8623028.00M | 7842265.00M |
| Net tangible assets | - | - | - | 4751705.00M | 4150481.00M |
| Short term investments | 5408892.06M | 2097837.00M | 3798437.00M | 3967392.00M | 3054809.00M |
| Net receivables | - | 195364.00M | 99416.00M | 516631.00M | 123314.00M |
| Long term debt | 10296846.00M | 10793537.00M | 10372199.00M | 10317102.00M | 9992310.00M |
| Inventory | - | - | -4839203.00M | 10868.00M | 13198.00M |
| Accounts payable | - | 420260.00M | 356871.00M | 384619.00M | 220422.00M |
| Accumulated other comprehensive income | 701899.00M | 713519.00M | 122035.00M | 639940.00M | 679677.00M |
| Non currrent assets other | 2149437.89M | 49582467.00M | 1180355.00M | -9129618.00M | -8331765.00M |
| Non current assets total | 46177288.20M | 50060385.00M | 46326897.00M | 9129618.00M | 8331765.00M |
| Capital lease obligations | - | 91429.00M | 101480.00M | 89369.00M | 95670.00M |
| Long term debt total | 10347620.00M | - | - | 13109377.00M | 11452467.00M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | - | 2028804.00M | -861344.00M | -72637.00M | -2836280.00M |
| Change to liabilities | - | - | - | 0.00M | 0.00M |
| Total cashflows from investing activities | -1834101.52M | -58342.00M | -346500.00M | -72637.00M | -2900323.00M |
| Net borrowings | - | -395045.00M | -641965.00M | -275402.00M | 1566100.00M |
| Total cash from financing activities | 2241161.42M | -1557603.00M | -1556020.00M | -815230.00M | 1345829.00M |
| Change to operating activities | - | - | - | -973868.00M | -1921475.00M |
| Net income | 1192262.00M | 1248476.00M | 1374027.00M | 1409435.00M | 792923.00M |
| Change in cash | -4489586.00M | -1054561.00M | -161096.00M | -1183438.00M | 1199961.00M |
| Begin period cash flow | 4489586.00M | 5544147.00M | 3152128.00M | 7288827.00M | 6088115.00M |
| End period cash flow | - | 4489586.00M | 2991032.00M | 6105389.00M | 7288076.00M |
| Total cash from operating activities | 458871.02M | 396641.00M | 1725787.00M | -333581.00M | 2429490.00M |
| Issuance of capital stock | - | - | - | 0.00M | - |
| Depreciation | 95110.00M | 94601.00M | 92308.00M | 84205.00M | 76798.00M |
| Other cashflows from investing activities | -1834101.52M | -41116.00M | -319756.00M | 5503.00M | 158.00M |
| Dividends paid | 946479.31M | 815932.00M | 866929.00M | -539827.00M | -220271.00M |
| Change to account receivables | - | 1853194.00M | -340369.00M | -640682.00M | - |
| Other cashflows from financing activities | 21999.38M | -346626.00M | -47126.00M | 1355815.00M | 2981967.00M |
| Change to netincome | - | - | - | -384595.00M | -119962.00M |
| Capital expenditures | 17783.21M | 17226.00M | 86699.00M | 78140.00M | 65801.00M |
| Change in working capital | 272495.29M | -3815363.00M | -194716.00M | -1363420.00M | 1668908.00M |
| Stock based compensation | - | - | - | - | -278142.00M |
| Other non cash items | -1005886.27M | 2868927.00M | 409623.00M | -359348.00M | 246259.00M |
| Free cash flow | 441087.81M | 379415.00M | 1639088.00M | -411721.00M | 2363689.00M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| BCH Banco De Chile |
0.19 0.49% |
38.92 | 15.33 | 29.33 | 6.08 | 3.15 | 10.44 |
| DBSDY DBS Group Holdings Ltd ADR |
-1.02 0.44% |
231.03 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
0.01 0.08% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
0.34 1.02% |
33.58 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
- -% |
83.45 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.
| Name | Title | Year Born |
|---|---|---|
| Mr. Hernan Buchi Buc | Director | 1949 |
| Mr. Eduardo Ebensperger Orrego | GM & CEO | 1965 |
| Mr. Rolando Arias Sanchez | Chief Financial Officer | 1965 |
| Mr. Esteban Kemp De La Hoz | Mang. of Operations & Technology Division | 1981 |
| Mr. Hector Hernandez Gonzalez | Gen. Mang. of Accounting | NA |
| Mr. Pablo Mejia Ricci | Head of Investor Relations | NA |
| Mr. Felipe Echaiz Bornemann | Mang. of Global Compliance Division | 1967 |
| Mr. Alfredo Villegas Montes | Gen. Counsel & Sec. of the Board of Directors | 1972 |
| Mr. Claudia Marcela Herrera García | Mang. of Marketing & Digital Banking Division | 1972 |
| Mr. Cristian Lagos Contardo | Mang. of People & Organisation Division | 1966 |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.
Download a free report with stock ideas and industry insights for general information.
Download Free Report Now →
Basic Materials
+1.59%
Communication Services
+0.05%
Consumer Cyclical
+0.14%
Consumer Defensive
-0.43%
Energy
-0.03%
Financial Services
+0.19%
Financials
-0.35%
Healthcare
+1.05%
Industrials
+0.67%
Real Estate
-0.25%
Technology
+1.31%
Utilities
+0.32%
Note: Daily price change (%) by sector excluding stocks with +/-90% daily price change. Companies above $500 million market capitalization are considered.
Portfolio
Watchlist
Please wait processing your request...