Banco De Chile

Financial Services US BCH

31.2USD
0.02(0.06%)

Last update at 2025-05-19T18:56:00Z

Day Range

30.9831.57
LowHigh

52 Week Range

20.3931.84
LowHigh

Fundamentals

  • Previous Close 31.18
  • Market Cap15847.55M
  • Volume218029
  • P/E Ratio11.63
  • Dividend Yield6.75%
  • Revenue TTM2680364.99M
  • Revenue Per Share TTM5306.80
  • Gross Profit TTM 2630083.94M
  • Diluted EPS TTM2.68

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 1685192.00M 971473.00M 589071.00M 762692.00M 751404.00M
Minority interest -2.00000M -1.00000M 1.00M 1.00M 1.00M
Net income 1409433.00M 792922.00M 463108.00M 593008.00M 594872.00M
Selling general administrative 761466.00M 704554.00M 740977.00M 767102.00M 774054.00M
Selling and marketing expenses 37233.00M 30652.00M 23561.00M 27808.00M 31375.00M
Gross profit 3089998.00M 2211149.00M 1921443.00M 1999854.00M 1827476.00M
Reconciled depreciation 84205.00M 76798.00M 73357.00M 70541.00M 37681.00M
Ebit 2726104.00M 971472.00M 589070.00M 762691.00M 1443041.00M
Ebitda 2810309.00M 1048270.00M 662427.00M 833232.00M 1480722.00M
Depreciation and amortization 84205.00M 76798.00M 73357.00M 70541.00M 37681.00M
Non operating income net other - - - 0.00000M 0.00000M
Operating income 2726104.00M 971472.00M 589070.00M 762691.00M 1443041.00M
Other operating expenses -363894.00000M -1239677.00000M -1332373.00000M -1237163.00000M 384435.00M
Interest expense 1040914.00M 814448.00M 560007.00M 742270.00M 679640.00M
Tax provision 275757.00M 178550.00M 125962.00M 169683.00M 156531.00M
Interest income 2320580.00M 2382993.00M 1873019.00M 2113548.00M 2000617.00M
Net interest income 1279666.00M 1568545.00M 1313012.00M 1369375.00M 1319911.00M
Extraordinary items - - - 0.00000M 0.00000M
Non recurring - - - 0.00000M 0.00000M
Other items - - - 0.00000M 0.00000M
Income tax expense 275757.00M 178550.00M 125962.00M 169683.00M 156531.00M
Total revenue 3089998.00M 2211149.00M 1921443.00M 1999854.00M 1873283.00M
Total operating expenses -363894.00000M -1239677.00000M -1332373.00000M -1237163.00000M -384435.00000M
Cost of revenue - - - 0.00000M 45807.00M
Total other income expense net -1040912.00000M 1.00M 1.00M 1.00M -679639.00000M
Discontinued operations - - - 0.00000M 0.00000M
Net income from continuing ops 1409435.00M 792923.00M 463109.00M 603745.00M 603634.00M
Net income applicable to common shares 1409433.00M 792922.00M 463108.00M 593008.00M 594872.00M
Preferred stock and other adjustments - - - 0.00000M 0.00000M
Breakdown 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Type yearly yearly yearly yearly yearly
Date 2024-12-31 2023-12-31 2022-12-31 2021-12-31 2020-12-31
Total assets 52055542.00M 55844059.00M 55255362.00M 51702439.00M 46095131.00M
Intangible assets 175252.00M 137204.00M 106620.00M 72532.00M 60701.00M
Earning assets - - - 11856357.00M 9723574.00M
Other current assets - 9517162.00M 700691.00M 35608982.00M 33584190.00M
Total liab 45550646.00M 50606774.00M 50397035.00M 47479425.00M 42368863.00M
Total stockholder equity 5622999.00M 5237283.00M 4858325.00M 4223013.00M 3726267.00M
Deferred long term liab - - - - -
Other current liab -424469.00000M 16645898.00M -384619.00000M -220422.00000M -273143.00000M
Common stock 2420538.00M 2420538.00M 2420538.00M 2418833.00M 2418833.00M
Capital stock 2418833.00M 2418833.00M 2420538.00M 2418833.00M 2418833.00M
Retained earnings 2488942.00M 2694710.00M 1797847.00M 1124503.00M 655478.00M
Other liab - - 1065217.00M 1233881.00M 705260.00M
Good will 16714.00M 16714.00M 16714.00M 16714.00M 16714.00M
Other assets -39899.00000M - 38104641.00M 35608982.00M 35199455.00M
Cash 2035056.00M -1934965.00000M 3537080.00M 4583569.00M 3375256.00M
Cash and equivalents - - - - -
Total current liabilities 631107.00M 24096922.00M 384619.00M 220422.00M 273143.00M
Current deferred revenue - 43877.00M - - -
Net debt 7949041.00M 18293517.00M 6869391.00M 5504411.00M 5892509.00M
Short term debt - 7050276.00M - - 1690939.00M
Short long term debt - - - - -
Short long term debt total 9984097.00M 16358552.00M 10406471.00M 10087980.00M 9267765.00M
Other stockholder equity - - -104310.00000M 8185.00M 1359725.00M
Property plant equipment - - 317165.00M 322508.00M 336757.00M
Total current assets 2035056.00M 9517162.00M 8021103.00M 7761692.00M 4556271.00M
Long term investments 5235258.00M 9067554.00M 8623028.00M 7842265.00M 5856321.00M
Net tangible assets - - 4751705.00M 4150481.00M 3665566.00M
Short term investments 2097837.00M 3798437.00M 3967392.00M 3054809.00M 1060523.00M
Net receivables 195364.00M 99416.00M 516631.00M 123314.00M 120492.00M
Long term debt 10793537.00M 10372199.00M 10317102.00M 9992310.00M 9152748.00M
Inventory - -4839203.00000M 10868.00M 13198.00M 6402.00M
Accounts payable 420260.00M 356871.00M 384619.00M 220422.00M 273143.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 713519.00M 122035.00M 639940.00M 679677.00M 651956.00M
Additional paid in capital - - - - -
Common stock total equity - - - - 2418833.00M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 49582467.00M 1180355.00M -9129618.00000M -8331765.00000M -6339405.00000M
Deferred long term asset charges - - - - -
Non current assets total 50060385.00M 46326897.00M 9129618.00M 8331765.00M 6339405.00M
Capital lease obligations 91429.00M 101480.00M 89369.00M 95670.00M 115017.00M
Long term debt total - - 13109377.00M 11452467.00M 10445286.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -72637.00000M -2836280.00000M 209877.00M -396741.00000M 416534.00M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -72637.00000M -2900323.00000M 209877.00M -397582.00000M 416446.00M
Net borrowings -275402.00000M 1566100.00M 1812122.00M 1158750.00M 1019049.00M
Total cash from financing activities -815230.00000M 1345829.00M 1461584.00M 802439.00M 644970.00M
Change to operating activities -973868.00000M -1921475.00000M -2676650.00000M -1853213.00000M -3243866.00000M
Net income 1409435.00M 792923.00M 463109.00M 593009.00M 594873.00M
Change in cash -1183438.00000M 1199961.00M 2156744.00M 1674996.00M 241144.00M
Begin period cash flow 7288827.00M 6088115.00M 3931371.00M 2256375.00M 2079398.00M
End period cash flow 6105389.00M 7288076.00M 6088115.00M 3931371.00M 2320542.00M
Total cash from operating activities -333581.00000M 2429490.00M 519649.00M 1235840.00M -936393.00000M
Issuance of capital stock 0.00000M - - - -
Depreciation 84205.00M 76798.00M 73357.00M 70541.00M 37681.00M
Other cashflows from investing activities 5503.00M 158.00M -28113.00000M -30136.00000M 855.00M
Dividends paid -539827.00000M -220271.00000M -350538.00000M -356311.00000M 374079.00M
Change to inventory - - - 0.00000M 0.00000M
Change to account receivables -640682.00000M - - 0.00000M 0.00000M
Sale purchase of stock - - - 0.00000M 0.00000M
Other cashflows from financing activities 1355815.00M 2981967.00M 4052418.00M 2712595.00M 2148848.00M
Change to netincome -384595.00000M -119962.00000M 491680.00M 498917.00M 362405.00M
Capital expenditures 78140.00M 65801.00M 47949.00M 66165.00M 51577.00M
Change receivables - - - 0.00000M 0.00000M
Cash flows other operating - - - 0.00000M 0.00000M
Exchange rate changes - - - 0.00000M 0.00000M
Cash and cash equivalents changes - - - 0.00000M 0.00000M
Change in working capital -1363420.00000M 1668908.00M -530114.00000M 42579.00M -1962755.00000M
Stock based compensation - -278142.00000M 388252.00M 527950.00M 206317.00M
Other non cash items -359348.00000M 246259.00M 161201.00M 48455.00M 195310.00M
Free cash flow -411721.00000M 2363689.00M 471700.00M 1169675.00M -987970.00000M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BCH
Banco De Chile
0.02 0.06% 31.20 11.63 11.61 0.0059 2.75 8.91
HDB
HDFC Bank Limited ADR
0.54 0.74% 73.56 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.14 0.45% 31.17 6.61 5.68 0.48 0.77 3.43
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.09 6.10 5.67 0.44 0.77 3.43
IBN
ICICI Bank Limited
0.24 0.71% 34.23 17.79 16.95 0.07 3.08

Reports Covered

Stock Research & News

Profile

Banco de Chile, together with its subsidiaries, operates as a commercial bank that provides banking services in Chile. It operates through four segments: Retail, Wholesale, Treasury, and Subsidiaries. The Retail segment offers checking and demand deposit accounts; debit and credit cards; lines of credit; home mortgage, consumer, commercial, and general-purpose mortgage loans; financial leases; factoring services; mutual fund management and stock brokerage; foreign trade; payments and collections; insurance brokerage; time deposits; savings instruments; and foreign currency services through the network of branches operating under the Banco de Chile and Banco Edwards brands. The Wholesale segment provides short- and long-term commercial loans; working capital loans; lines of credit; corporate credit cards; foreign trade and foreign currency services; factoring services; leasing; long-term syndicated loans; investment banking services; payment services; collection services and connections to international fund transfer networks; checking accounts and deposit products; fund administration; treasury and investment management; derivative contracts; and insurance brokerage services. The Treasury segment offers foreign currency trading, forwards, interest rate swaps, repurchase agreements, investment products based on bonds, mortgage bonds, and deposits; fixed income, foreign exchange, and derivative instruments; and short and long-term senior bonds, and long-term subordinated bonds, as well as manages currency, interest rate, and term mismatches. The Subsidiaries segment provides equities and fixed income brokerage and currency exchange services; life and general insurance, and individual and group policies; investment banking services; and payment solutions. The company was founded in 1893 and is headquartered in Santiago, Chile. Banco de Chile is a subsidiary of LQ Inversiones Financieras S.A.

Banco De Chile

Ahumada 251, Santiago, Chile

Key Executives

Name Title Year Born
Mr. Hernan Buchi Buc Director 1949
Mr. Eduardo Ebensperger Orrego GM & CEO 1965
Mr. Rolando Arias Sanchez Chief Financial Officer 1965
Mr. Esteban Kemp De La Hoz Mang. of Operations & Technology Division 1981
Mr. Hector Hernandez Gonzalez Gen. Mang. of Accounting NA
Mr. Pablo Mejia Ricci Head of Investor Relations NA
Mr. Felipe Echaiz Bornemann Mang. of Global Compliance Division 1967
Mr. Alfredo Villegas Montes Gen. Counsel & Sec. of the Board of Directors 1972
Mr. Claudia Marcela Herrera García Mang. of Marketing & Digital Banking Division 1972
Mr. Cristian Lagos Contardo Mang. of People & Organisation Division 1966

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