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Banco De Chile

Financial Services US BCH

39.245USD
-0.835(2.08%)

Last update at 2026-06-23T15:05:00Z

Day Range

38.9439.78
LowHigh

52 Week Range

25.5344.09
LowHigh

Fundamentals

  • Previous Close 40.08
  • Market Cap20829.72M
  • Volume29669
  • P/E Ratio15.33
  • Dividend Yield5.30%
  • Revenue TTM2686239.11M
  • Revenue Per Share TTM5318.40
  • Gross Profit TTM 2635375.05M
  • Diluted EPS TTM2.69

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 1512381.00M 1582077.00M 1696141.00M 1685192.00M 971473.00M
Minority interest - 0.00000M -1.00000M -2.00000M -1.00000M
Net income 1192262.00M 1248476.00M 1374026.00M 1409433.00M 792922.00M
Selling general administrative 1131740.00M 1151523.00M 1115032.00M 761466.00M 704554.00M
Selling and marketing expenses - 33948.00M 39617.00M 37233.00M 30652.00M
Gross profit 2644121.00M 2687954.00M 2765158.00M 3089998.00M 2211149.00M
Reconciled depreciation - 94601.00M 90174.00M 84205.00M 76798.00M
Ebit 1512381.00M 1582077.00M 1696141.00M 2726104.00M 971472.00M
Ebitda 1607491.00M 1676678.00M 1788449.00M 2810309.00M 1048270.00M
Depreciation and amortization 95110.00M 94601.00M 92308.00M 84205.00M 76798.00M
Non operating income net other - - - - -
Operating income 1512381.00M 1582077.00M 1696141.00M 2726104.00M 971472.00M
Other operating expenses 1513662.00M 3065878.00M 3397588.00M -363894.00000M -1239677.00000M
Interest expense 969638.00M 1608304.00M 2123873.00M 1040914.00M 814448.00M
Tax provision 320921.00M 333601.00M 325693.00M 275757.00M 178550.00M
Interest income - 3771059.00M 5214310.00M 2320580.00M 2382993.00M
Net interest income - 2162755.00M 2441561.00M 1279666.00M 1568545.00M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 320119.00M 333601.00M 322114.00M 275757.00M 178550.00M
Total revenue 3026043.00M 4647955.00M 5093729.00M 3089998.00M 2211149.00M
Total operating expenses 1131740.00M 1105877.00M 1069017.00M -363894.00000M -1239677.00000M
Cost of revenue 381922.00M 1960001.00M 2328571.00M - -
Total other income expense net -11845.01600M -96102.00000M -1924.00000M -1040912.00000M 1.00M
Discontinued operations - - - - -
Net income from continuing ops - 1248476.00M 1241067.00M 1409435.00M 792923.00M
Net income applicable to common shares 1192262.00M 1207392.00M 1243634.00M 1409433.00M 792922.00M
Preferred stock and other adjustments - - - - -
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 54100903.00M 52055542.00M 55844059.00M 55255362.00M 51702439.00M
Intangible assets 174578.00M 175252.00M 137204.00M 106620.00M 72532.00M
Earning assets - - - - 11856357.00M
Other current assets 9743941.00M - 9517162.00M 700691.00M 35608982.00M
Total liab 48301368.00M 45550646.00M 50606774.00M 50397035.00M 47479425.00M
Total stockholder equity 5799534.00M 5622999.00M 5237283.00M 4858325.00M 4223013.00M
Deferred long term liab - - - - -
Other current liab 18535790.96M -424469.00000M 16645898.00M -384619.00000M -220422.00000M
Common stock 2420538.00M 2420538.00M 2420538.00M 2420538.00M 2418833.00M
Capital stock - 2418833.00M 2418833.00M 2420538.00M 2418833.00M
Retained earnings 2677097.00M 2488942.00M 2694710.00M 1797847.00M 1124503.00M
Other liab - - - 1065217.00M 1233881.00M
Good will - 16714.00M 16714.00M 16714.00M 16714.00M
Other assets 589509.00M -39899.00000M - 38104641.00M 35608982.00M
Cash 1657880.00M 2035056.00M -1934965.00000M 3537080.00M 4583569.00M
Cash and equivalents - - - - -
Total current liabilities 22003486.13M 631107.00M 24096922.00M 384619.00M 220422.00M
Current deferred revenue - - 43877.00M - -
Net debt 9727068.00M 7949041.00M 18293517.00M 6869391.00M 5504411.00M
Short term debt 3467695.17M - 7050276.00M - -
Short long term debt - - - - -
Short long term debt total 11384948.00M 9984097.00M 16358552.00M 10406471.00M 10087980.00M
Other stockholder equity -41205.00000M - - -104310.00000M 8185.00M
Property plant equipment 258659.00M - - 317165.00M 322508.00M
Total current assets 8078733.16M 2035056.00M 9517162.00M 8021103.00M 7761692.00M
Long term investments - 5235258.00M 9067554.00M 8623028.00M 7842265.00M
Net tangible assets - - - 4751705.00M 4150481.00M
Short term investments 5408892.06M 2097837.00M 3798437.00M 3967392.00M 3054809.00M
Net receivables - 195364.00M 99416.00M 516631.00M 123314.00M
Long term debt 10296846.00M 10793537.00M 10372199.00M 10317102.00M 9992310.00M
Inventory - - -4839203.00000M 10868.00M 13198.00M
Accounts payable - 420260.00M 356871.00M 384619.00M 220422.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 701899.00M 713519.00M 122035.00M 639940.00M 679677.00M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 2149437.89M 49582467.00M 1180355.00M -9129618.00000M -8331765.00000M
Deferred long term asset charges - - - - -
Non current assets total 46177288.20M 50060385.00M 46326897.00M 9129618.00M 8331765.00M
Capital lease obligations - 91429.00M 101480.00M 89369.00M 95670.00M
Long term debt total 10347620.00M - - 13109377.00M 11452467.00M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments - 2028804.00M -861344.00000M -72637.00000M -2836280.00000M
Change to liabilities - - - 0.00000M 0.00000M
Total cashflows from investing activities -1834101.52500M -58342.00000M -346500.00000M -72637.00000M -2900323.00000M
Net borrowings - -395045.00000M -641965.00000M -275402.00000M 1566100.00M
Total cash from financing activities 2241161.42M -1557603.00000M -1556020.00000M -815230.00000M 1345829.00M
Change to operating activities - - - -973868.00000M -1921475.00000M
Net income 1192262.00M 1248476.00M 1374027.00M 1409435.00M 792923.00M
Change in cash -4489586.00000M -1054561.00000M -161096.00000M -1183438.00000M 1199961.00M
Begin period cash flow 4489586.00M 5544147.00M 3152128.00M 7288827.00M 6088115.00M
End period cash flow - 4489586.00M 2991032.00M 6105389.00M 7288076.00M
Total cash from operating activities 458871.02M 396641.00M 1725787.00M -333581.00000M 2429490.00M
Issuance of capital stock - - - 0.00000M -
Depreciation 95110.00M 94601.00M 92308.00M 84205.00M 76798.00M
Other cashflows from investing activities -1834101.52500M -41116.00000M -319756.00000M 5503.00M 158.00M
Dividends paid 946479.31M 815932.00M 866929.00M -539827.00000M -220271.00000M
Change to inventory - - - - -
Change to account receivables - 1853194.00M -340369.00000M -640682.00000M -
Sale purchase of stock - - - - -
Other cashflows from financing activities 21999.38M -346626.00000M -47126.00000M 1355815.00M 2981967.00M
Change to netincome - - - -384595.00000M -119962.00000M
Capital expenditures 17783.21M 17226.00M 86699.00M 78140.00M 65801.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 272495.29M -3815363.00000M -194716.00000M -1363420.00000M 1668908.00M
Stock based compensation - - - - -278142.00000M
Other non cash items -1005886.26700M 2868927.00M 409623.00M -359348.00000M 246259.00M
Free cash flow 441087.81M 379415.00M 1639088.00M -411721.00000M 2363689.00M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
BCH
Banco De Chile
-0.835 2.08% 39.24 15.33 29.33 6.08 3.15 10.44
HDB
HDFC Bank Limited ADR
-0.145 0.58% 24.95 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.13% 29.83 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
0.46 0.90% 51.81 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.70 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

Banco De Chile

Ahumada 251, Santiago, Chile

Key Executives

Name Title Year Born
Mr. Hernan Buchi Buc Director 1949
Mr. Eduardo Ebensperger Orrego GM & CEO 1965
Mr. Rolando Arias Sanchez Chief Financial Officer 1965
Mr. Esteban Kemp De La Hoz Mang. of Operations & Technology Division 1981
Mr. Hector Hernandez Gonzalez Gen. Mang. of Accounting NA
Mr. Pablo Mejia Ricci Head of Investor Relations NA
Mr. Felipe Echaiz Bornemann Mang. of Global Compliance Division 1967
Mr. Alfredo Villegas Montes Gen. Counsel & Sec. of the Board of Directors 1972
Mr. Claudia Marcela Herrera García Mang. of Marketing & Digital Banking Division 1972
Mr. Cristian Lagos Contardo Mang. of People & Organisation Division 1966

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