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Grupo Aval Announces the Filing of Its Form 20-F for the Year Ended December 31, 2024
Wed 30 Apr 25, 01:47 AMGrupo Aval Acciones Y Valores S.A. (AVAL): Why Are Analysts Bullish on This Bank Penny Stock?
Mon 01 Jul 24, 03:43 PMBreakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Income before tax | 6274400.00M | 8520300.00M | 6475300.00M | 7451700.00M | 7334100.00M |
Minority interest | -2386200.00000M | -2370800.00000M | 14782259.00M | 13497702.00M | 11764639.00M |
Net income | 4003000.00M | 5668500.00M | 4631600.00M | 5365400.00M | 2912700.00M |
Selling general administrative | 6537400.00M | 9980400.00M | 9366900.00M | 9039700.00M | 8518100.00M |
Selling and marketing expenses | 207071.00M | 301633.00M | 221541.00M | 351104.00M | 327539.00M |
Gross profit | 16311100.00M | 23937951.40M | 23080100.00M | 21481222.10M | 20263030.00M |
Reconciled depreciation | 645700.00M | 1031000.00M | 1015400.00M | 1298681.00M | 957174.00M |
Ebit | 16418700.00M | 6149500.00M | 4193200.00M | 5120700.00M | 12964499.00M |
Ebitda | 17064400.00M | 7180500.00M | 5208600.00M | 6022200.00M | 13504299.00M |
Depreciation and amortization | 645700.00M | 1031000.00M | 1015400.00M | 901500.00M | 539800.00M |
Non operating income net other | - | - | - | 0.00000M | 0.00000M |
Operating income | 16418700.00M | 6149500.00M | 4193200.00M | 5120700.00M | 12964499.00M |
Other operating expenses | 107600.00M | 17805000.00M | 9734100.00M | 9460000.00M | 9230071.00M |
Interest expense | 11664400.00M | 6918700.00M | 8262300.00M | 8267200.00M | 7484800.00M |
Tax provision | 2271400.00M | 2851800.00M | 1843668.00M | 2086257.00M | 2149590.00M |
Interest income | 19403000.00M | 19647500.00M | 20222790.00M | 19552735.00M | 18356636.00M |
Net interest income | 7738600.00M | 12728900.00M | 11960526.00M | 11285518.00M | 10871795.00M |
Extraordinary items | - | - | - | 0.00000M | 0.00000M |
Non recurring | - | - | - | 0.00000M | 0.00000M |
Other items | - | - | - | 0.00000M | 0.00000M |
Income tax expense | 2271400.00M | 2851800.00M | 1843700.00M | 2086300.00M | 2149600.00M |
Total revenue | 16311100.00M | 23954500.00M | 23080100.00M | 21498400.00M | 20580600.00M |
Total operating expenses | 107600.00M | -17805000.00000M | 9734100.00M | 9460000.00M | 8912501.00M |
Cost of revenue | - | 16548.60M | - | 17177.90M | 317570.00M |
Total other income expense net | -10144300.00000M | 2370800.00M | 2282100.00M | 2331000.00M | -5630399.00000M |
Discontinued operations | 593990.00M | 1118556.00M | 790340.00M | 790340.00M | 0.00000M |
Net income from continuing ops | 4003000.00M | 5668500.00M | 4631616.00M | 5365454.00M | 5184551.00M |
Net income applicable to common shares | 2482885.00M | 3297700.00M | 2349521.00M | 3034409.00M | 2912694.00M |
Preferred stock and other adjustments | - | - | - | 0.00000M | 0.00000M |
Breakdown | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 |
Total assets | 327859383.00M | 301181596.00M | 295591200.00M | 366903900.00M | 322895900.00M |
Intangible assets | 36333119.00M | 15939694.00M | 15282900.00M | 12984100.00M | 10811300.00M |
Earning assets | - | - | - | - | - |
Other current assets | - | 62364228.00M | 12444770.00M | 186305100.00M | 168972338.00M |
Total liab | 294696465.00M | 269661180.00M | 264769500.00M | 327432200.00M | 287456300.00M |
Total stockholder equity | 17451257.00M | 16782672.00M | 16467000.00M | 23013700.00M | 20657300.00M |
Deferred long term liab | - | - | - | - | - |
Other current liab | 1320817.00M | -5101092.00000M | -2800102.10000M | -4034361.00000M | -2988933.00000M |
Common stock | 23744.00M | 23744.00M | 23744.00M | 22281.00M | 22281.00M |
Capital stock | 23744.00M | 23744.00M | 23744.00M | 22281.00M | 22281.00M |
Retained earnings | 8163434.00M | 7731773.00M | 8018.40M | 13383391.00M | 11302134.00M |
Other liab | - | - | 11387814.00M | 18191500.00M | 15074542.00M |
Good will | 2223608.00M | 2202222.00M | 2248200.00M | 8486600.00M | 7713800.00M |
Other assets | - | -59491172.00000M | 160967800.00M | 186305100.00M | 168901700.00M |
Cash | 7278873.00M | 8412658.00M | 17032900.00M | 36642800.00M | 34025500.00M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | 1320817.00M | 131670385.00M | 3633.90M | 4034361.00M | 2988933.00M |
Current deferred revenue | - | 527984.00M | - | - | - |
Net debt | 35850729.00M | 48164087.00M | 55083900.00M | 36639500.00M | 24599200.00M |
Short term debt | - | 29489000.00M | - | 806066.00M | 864499.00M |
Short long term debt | 1566651.00M | - | - | 806066.00M | 864499.00M |
Short long term debt total | 71362380.00M | 65541339.00M | 72116800.00M | 73282300.00M | 58624700.00M |
Other stockholder equity | 9508062.00M | 9571374.00M | 17581802.60M | 8490846.00M | 8470872.00M |
Property plant equipment | - | - | 6141848.00M | 8054600.00M | 8042721.00M |
Total current assets | 7278873.00M | 36626720.00M | 66134700.00M | 95412400.00M | 80439400.00M |
Long term investments | 55710778.00M | 49089930.00M | 44897800.00M | 55661100.00M | 48129942.00M |
Net tangible assets | - | - | -17217127.00000M | 1543000.00M | 2132247.00M |
Short term investments | 28471501.00M | -8964594.00000M | 23938500.00M | 38900000.00M | 30481400.00M |
Net receivables | - | 28214062.00M | 25163300.00M | 19869600.00M | 15932500.00M |
Long term debt | 66929462.00M | 65541339.00M | 72116800.00M | 73282300.00M | 58624766.00M |
Inventory | - | -9616162.00000M | 68001.00M | 177742.00M | 178357.00M |
Accounts payable | 3253637.00M | 3474177.00M | 2803736.00M | 3228295.00M | 2124434.00M |
Total permanent equity | - | - | - | - | - |
Noncontrolling interest in consolidated entity | - | - | - | - | - |
Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
Accumulated other comprehensive income | -243983.00000M | -544219.00000M | -1146565.00000M | 1117182.00M | 862013.00M |
Additional paid in capital | - | - | - | - | - |
Common stock total equity | - | - | - | - | 22281.00M |
Preferred stock total equity | - | - | - | - | - |
Retained earnings total equity | - | - | - | - | - |
Treasury stock | - | - | - | - | - |
Accumulated amortization | - | - | - | - | - |
Non currrent assets other | 275991616.00M | 250955453.00M | -68488700.00000M | -85186400.00000M | -73554800.00000M |
Deferred long term asset charges | - | - | - | - | - |
Non current assets total | 320580510.00M | 324046048.00M | 68488700.00M | 85186400.00M | 73554800.00M |
Capital lease obligations | 2866267.00M | - | - | - | - |
Long term debt total | - | - | - | - | - |
Breakdown | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 | 2018-12-31 |
Investments | -13012475.00000M | -6601941.00000M | -7585410.00000M | -3063527.00000M | -3047304.00000M |
Change to liabilities | 0.00000M | 0.00000M | 0.00000M | 0.00000M | 0.00000M |
Total cashflows from investing activities | -13012475.00000M | -6601941.00000M | -7585410.00000M | -3063527.00000M | -3047304.00000M |
Net borrowings | -7526234.00000M | 829069.00M | 3111048.00M | 1223695.00M | -44005.00000M |
Total cash from financing activities | -8570692.00000M | -1345950.00000M | 404449.00M | -895991.00000M | -997557.00000M |
Change to operating activities | -20469812.00000M | -8285745.00000M | -18337493.00000M | -10877447.00000M | -1938709.00000M |
Net income | 6274371.00M | 8520297.00M | 6475284.00M | 7451711.00M | 7334141.00M |
Change in cash | -19609972.00000M | 2617294.00M | 3908299.00M | 1715953.00M | 6064445.00M |
Begin period cash flow | 36642829.00M | 34025535.00M | 30117236.00M | 28401283.00M | 22336838.00M |
End period cash flow | 17032857.00M | 36642829.00M | 34025535.00M | 30117236.00M | 28401283.00M |
Total cash from operating activities | -222124.00000M | 5901630.00M | 10020718.00M | 5634994.00M | 8731562.00M |
Issuance of capital stock | 0.00000M | 120.00M | 0.00000M | 0.00000M | 988072.00M |
Depreciation | 1090500.00M | 1446352.00M | 1401582.00M | 1298681.00M | 957174.00M |
Other cashflows from investing activities | 452314.00M | 445810.00M | 656815.00M | 463492.00M | 273206.00M |
Dividends paid | 414267.00M | 1230841.00M | 1330241.00M | 1266920.00M | 1128535.00M |
Change to inventory | - | - | - | 0.00000M | 0.00000M |
Change to account receivables | - | - | - | -374435.00000M | -630394.00000M |
Sale purchase of stock | -15014.00000M | -29751.00000M | -430324.00000M | 0.00000M | 1095892.00M |
Other cashflows from financing activities | -303513.00000M | 1545840.00M | -946034.00000M | 1915154.00M | -813089.00000M |
Change to netincome | -3099949.00000M | 1830264.00M | 1102589.00M | 1764659.00M | 2823205.00M |
Capital expenditures | 1146603.00M | 2256278.00M | 2012590.00M | 1727044.00M | 1424308.00M |
Change receivables | - | - | - | 0.00000M | 0.00000M |
Cash flows other operating | - | - | - | 0.00000M | 0.00000M |
Exchange rate changes | - | - | - | 0.00000M | 0.00000M |
Cash and cash equivalents changes | - | - | - | 0.00000M | 0.00000M |
Change in working capital | -2089162.00000M | -672722.00000M | 5167026.00M | -468004.00000M | 2026673.00M |
Stock based compensation | - | - | - | - | - |
Other non cash items | -5497833.00000M | -3392297.00000M | -3023174.00000M | -2647394.00000M | -1586426.00000M |
Free cash flow | -1368727.00000M | 3645352.00M | 8008128.00M | 3907950.00M | 7307254.00M |
Sector: Financial Services Industry: Banks - Regional
Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | Enterprise Value to Revenue (x) |
---|---|---|---|---|---|---|---|
AVAL Grupo Aval |
-0.065 2.31% | 2.75 | 14.20 | - | 0.0003 | 0.83 | 5.33 |
HDB HDFC Bank Limited ADR |
-1.95 2.57% | 73.93 | 20.81 | 20.96 | 0.11 | 4.77 | |
CIHKY China Merchants Bank Co Ltd |
-0.32 0.96% | 32.98 | 6.61 | 5.68 | 0.48 | 0.77 | 3.43 |
CIHHF China Merchants Bank Co Ltd Class H |
- -% | 6.50 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
IBN ICICI Bank Limited |
-0.405 1.21% | 33.09 | 17.79 | 16.95 | 0.07 | 3.08 |
Grupo Aval Acciones y Valores S.A. provides a range of financial services and products to public and private sector customers in Colombia and Central America. The company offers traditional deposit services and products, including checking accounts, savings accounts, time deposits, and other deposits. It also provides commercial loans comprising general purpose loans, working capital loans, leases, loans funded by development banks, corporate credit cards, and overdraft loans; consumer loans, such as payroll loans, personal loans, automobile and other vehicle loans, credit cards, overdrafts, leases, and general-purpose loans; and microcredit and mortgage loans. In addition, the company offers pension and severance fund management services; investment banking services, including services relating to capital markets, mergers and acquisitions, and delivering financial consulting services; mobile and online banking services; and bancassurance, insurance, trust, bonded warehousing, real estate escrow, merchandise and document storage and deposit, customs agency, cargo management, surety bond and merchandise distribution, and payment and collection services, as well as provides deposit and lending operations in foreign currencies. Further, it is involved in equity investments in various sectors, including infrastructure, energy and gas, agribusiness, and hospitality; and providing treasury operations. The company was incorporated in 1994 and is headquartered in Bogotá, Colombia.
Carrera 13 No. 26A ? 47, Bogotá, Colombia, 110311
Name | Title | Year Born |
---|---|---|
Mr. Luis Carlos Sarmiento Gutierrez | Pres | 1962 |
Mr. Diego Fernando Solano Saravia | Chief Financial Officer | 1966 |
Ms. María Edith Gonzalez Florez | VP of Accounting | 1959 |
Mr. Jorge Adrian Rincon Plata | Chief Legal Counsel | 1980 |
Mr. Rafael Eduardo Neira Torres | Chief of Internal Control | 1956 |
Mr. Rodolfo Velez Borda | Chief of Information Technology | 1965 |
Ms. Luz Karime Vargas Hurtado | Chief Risk Management Officer | 1973 |
Omar Suarez | Head of Equity Strategy | NA |
Mr. Eduardo Duque Suarez | Chief Risk Officer | 1966 |
Mr. Alejandro Augusto Figueroa Jaramillo Ph.D. | Pres of Banco de Bogotá & Director | 1942 |
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