Explore 3 Stock Ideas & Industry Insights Download Free Report

WaFd, Inc.

Financial Services US WAFD

35.39USD
0.83(2.40%)

Last update at 2026-06-04T17:55:00Z

Day Range

35.0935.54
LowHigh

52 Week Range

22.7233.45
LowHigh

Fundamentals

  • Previous Close 34.56
  • Market Cap2217.74M
  • Volume197938
  • P/E Ratio10.44
  • Dividend Yield3.78%
  • Revenue TTM647.40M
  • Revenue Per Share TTM9.80
  • Gross Profit TTM 700.93M
  • Diluted EPS TTM2.61

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Income before tax 325.08M 300.04M 233.14M 219.19M 262.77M
Minority interest - - - - -
Net income 257.43M 236.33M 183.62M 173.44M 210.26M
Selling general administrative 216.56M 203.45M 190.47M 158.53M 143.40M
Selling and marketing expenses - - - - -
Gross profit 742.61M 661.61M 566.10M 556.49M 544.19M
Reconciled depreciation - 64.05M 33.91M 39.91M 31.06M
Ebit - 285.41M 233.14M 219.19M 262.77M
Ebitda 325.08M 349.46M 267.05M 259.10M 293.83M
Depreciation and amortization - 64.05M 33.91M 39.91M 31.06M
Non operating income net other - - - - -
Operating income 325.08M 285.41M 233.14M 219.19M 262.77M
Other operating expenses -417.53500M -376.20000M -332.95900M -337.30800M 176.90M
Interest expense 352.72M 71.77M 86.50M 151.76M 190.41M
Tax provision 67.65M 63.71M 49.52M 45.75M 52.52M
Interest income 1042.95M 666.36M 591.61M 621.26M 671.47M
Net interest income 690.23M 594.59M 505.11M 469.51M 481.06M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 67.65M 63.71M 49.52M 45.75M 52.52M
Total revenue 742.61M 661.61M 566.10M 556.49M 544.19M
Total operating expenses -417.53500M -376.20000M -332.95900M -337.30800M 176.90M
Cost of revenue - - - - -
Total other income expense net - 14.62M -86.50100M -151.75700M -190.40600M
Discontinued operations - - - - -
Net income from continuing ops 257.43M 236.33M 183.62M 173.44M 210.26M
Net income applicable to common shares 257.43M 221.71M 173.58M 173.44M 210.26M
Preferred stock and other adjustments - 14.62M 10.03M - -
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Total assets 22474.67M 20772.13M 19650.57M 18794.06M 16474.91M
Intangible assets 5.87M 5.55M 6.56M 7.20M 7.88M
Earning assets - - - - 3075.20M
Other current assets 17563.55M 63.87M 12297.54M 11264.04M 11008.67M
Total liab 3650.00M 300.04M 1720.00M 2700.00M 2250.00M
Total stockholder equity 2426.43M 2274.26M 2126.06M 2014.13M 2032.99M
Deferred long term liab - - - - -
Other current liab - 3.31M 15542.11M 13779.62M 5.10M
Common stock 136.47M 136.27M 135.99M 135.73M 135.54M
Capital stock 436.47M 436.27M 435.99M 135.73M 135.54M
Retained earnings 1867.75M 1688.74M 1528.61M 1420.91M 1335.91M
Other liab 52.55M 50.05M 47.02M 49.46M 57.83M
Good will 304.75M 303.46M 303.46M 302.71M 301.37M
Other assets 16437.13M 3503.49M 12297.54M 11264.04M 11008.67M
Cash 980.65M 683.97M 2090.81M 1702.98M 419.16M
Cash and equivalents - - - - -
Total current liabilities 16345.70M 300.04M 16077.49M 16730.46M 13084.08M
Current deferred revenue - - - - -
Net debt 2669.35M 1441.04M -370.80900M 997.02M 1830.84M
Short term debt - 2125.00M 1720.00M 2700.00M 950.00M
Short long term debt - - - - 950.00M
Short long term debt total 3650.00M 2125.00M 1720.00M 2700.00M 2250.00M
Other stockholder equity 75.29M 96.77M 91.67M 440.55M 546.25M
Property plant equipment 237.01M 243.06M 255.15M 252.81M 274.01M
Total current assets 3071.23M 16113.56M 4283.58M 4011.98M 1953.76M
Long term investments 2418.68M 2514.34M 2504.28M 3014.09M 2929.22M
Net tangible assets 1815.81M 1665.25M 1516.05M 1704.23M 1723.75M
Short term investments 1995.10M 2051.04M 2138.26M 2249.49M 1485.74M
Net receivables 95.48M 63.87M 54.51M 59.51M 48.86M
Long term debt 3650.00M 2125.00M 1720.00M 2700.00M 2250.00M
Inventory 4.15M 10.02M 8.20M 8.64M 10.10M
Accounts payable 16070.33M 16029.57M 15542.11M 250.84M 11990.76M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 46.92M 52.48M 69.78M 16.95M 15.29M
Additional paid in capital - - - - -
Common stock total equity - 136.27M 135.99M 135.73M 135.54M
Preferred stock total equity - 300.00M 300.00M - -
Retained earnings total equity - 1688.74M 1528.61M 1420.91M -
Treasury stock - -1590.20700M -1586.94700M -1238.29600M -1126.16300M
Accumulated amortization - - - - -
Non currrent assets other -2966.31300M -1911.33300M -3069.45500M -3518.04100M -3512.48400M
Deferred long term asset charges - - - - -
Non current assets total 2966.31M 1155.07M 3069.45M 3518.04M 3512.48M
Capital lease obligations - - - - -
Long term debt total - - - - -
Breakdown 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Type yearly yearly yearly yearly yearly
Date 2023-09-30 2022-09-30 2021-09-30 2020-09-30 2019-09-30
Investments -1796.78800M -172.79700M -594.61600M -928.46700M -421.37300M
Change to liabilities 0.00000M 74.16M -65.05000M 115.03M 0.00000M
Total cashflows from investing activities - -2493.16400M -579.74500M -920.97900M -421.37300M
Net borrowings - 405.00M -993.78800M 436.19M -80.00000M
Total cash from financing activities 1460.64M 817.86M 653.12M 2038.20M 337.83M
Change to operating activities - -39.92100M 100.82M -38.43100M -1.68500M
Net income 257.43M 236.33M 183.62M 173.44M 210.26M
Change in cash 296.68M -1406.84400M 387.83M 1283.82M 150.51M
Begin period cash flow 683.97M 2090.81M 1702.98M 419.16M 268.65M
End period cash flow 980.65M 683.97M 2090.81M 1702.98M 419.16M
Total cash from operating activities 213.96M 268.46M 314.45M 166.60M 234.05M
Issuance of capital stock 0.00000M 0.00000M 293.32M 0.00000M -
Depreciation 22.97M 64.05M 33.91M 39.91M 31.06M
Other cashflows from investing activities - 10.06M 44.34M 39.42M 3.20M
Dividends paid 78.42M 76.20M 72.25M 66.50M 63.32M
Change to inventory - - - - -
Change to account receivables -23.13100M -13.23600M 3.16M -4.94200M -1.56200M
Sale purchase of stock -30.46300M -3.26000M -348.65100M -112.13300M -123.85400M
Other cashflows from financing activities 1539.06M 7837.32M 11.66M -8.36800M 0.41M
Change to netincome - 8.98M 15.49M -4.23200M -8.86000M
Capital expenditures 15.06M 11.79M 29.47M 31.94M 35.53M
Change receivables - -13.23600M 3.16M -4.94200M -
Cash flows other operating - -97.65400M 143.32M -152.60100M -
Exchange rate changes - - - - -
Cash and cash equivalents changes - -1406.84400M 387.83M 1283.82M -
Change in working capital -23.13100M -40.89400M 90.03M -48.19100M 1.60M
Stock based compensation 7.91M 6.81M 6.38M 6.47M 5.26M
Other non cash items -66.43900M 2.17M -14.11000M -5.02800M -14.12500M
Free cash flow 198.89M 256.68M 284.98M 134.66M 198.52M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
WAFD
WaFd, Inc.
0.83 2.40% 35.39 10.44 - 3.26 1.02
HDB
HDFC Bank Limited ADR
0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

WaFd, Inc operates as the bank holding company for Washington Federal Bank that provides lending, depository, insurance, and other banking services in the United States. The company offers deposit products, including business and personal checking accounts, and term certificates of deposit, as well as money market accounts and passbook savings accounts. It also provides single-family dwellings, construction, land acquisition and development, consumer lot, multi-family residential, commercial real estate, home equity, business, and consumer loans, as well as commercial and industrial loans. In addition, the company offers insurance brokerage services, such as individual and business insurance policies; holds and markets real estate properties; and debit and credit cards, as well as acts as the trustee. It serves consumers, mid-sized and large businesses, and owners and developers of commercial real estate. The company was formerly known as Washington Federal, Inc. and changed its name to WaFd, Inc in September 2023. WaFd, Inc was founded in 1917 and is headquartered in Seattle, Washington.

WaFd, Inc.

425 Pike Street, Seattle, WA, United States, 98101

Key Executives

Name Title Year Born
Mr. Brent J. Beardall CPA Pres, CEO & Vice Chairman 1971
Mr. Vincent L. Beatty Exec. VP & CFO 1960
Ms. Kim E. Robison Exec. VP & COO 1970
Mr. James A. Endrizzi Exec. VP & Chief Commercial Banker 1973
Ms. Cathy E. Cooper Exec. VP, Chief Consumer Banker & Corp. Sec. 1966
Mr. Cory D. Stewart Principal Accounting Officer & Sr. VP 1972
Jim Motz Chief Information Officer & Exec. VP NA
Mr. Brad Goode Chief of Communications, Marketing & Community Relations and Sr. VP NA
Lisa M. King Sr. VP of HR NA
Mr. Keith D. Taylor Sr. VP of Corp. Real Estate and Treasurer NA

Disclaimer - This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.