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Seacoast Banking Corporation of Florida

Company price
33.03 USD -0.19 ( 0.57%)
Last update at 2026-10-30T20:00:00Z
VOLUME
789880
Market Cap
3320.05M
P/E
22.27

Momentum Score

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Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

Source: TradingView
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Day Price Range
32.82
Low
33.43
High
52 Week Price Range
27.91
Low
36.07
High

Momentum Score

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A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.

Score - Rating
>= 1 - Low / > 1 but < 2 - Below Average / > 2 but < 3 - Average / > 3 but < 4 - Above Average / > 4 - High
AI Summary

Seacoast Banking Corporation of Florida operates Seacoast Bank and provides retail and commercial banking, mortgage, wealth management and payment services across Florida and select southeastern markets. Long-term growth may be supported by Florida population and economic expansion, fee-income diversification, middle-market commercial lending, and continued investment in digital and branch distribution.
Material risks include interest-rate and margin pressure, concentration in Florida commercial real estate and construction lending, deposit competition and funding-cost volatility, and regulatory and credit-cycle exposure.

Risk Score
Medium

Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.

Key Metrics*

Previous Close
33.22
Dividend Yield
2.19%
Revenue TTM
682.18M
Revenue Per Share
7.24
Gross Profit TTM
682.18M
Debt / Equity
0.44
ROE
6.07%
Net Debt
1155.34M
ROCE
2.51%
Diluted EPS TTM
1.54

Key Financials*

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 186.51M 155.84M 134.25M 138.14M 158.74M
Net income 144.88M 120.99M 104.03M 106.51M 124.40M
Selling general administrative 260.99M 199.01M 216.19M 152.26M 117.56M
Selling and marketing expenses - 10.78M 9.16M 6.29M 4.58M
Gross profit 535.38M 498.14M 528.63M 432.25M 346.75M
Reconciled depreciation 39.75M 19.21M -1.49M 9.10M 5.03M
Ebit 186.51M 155.84M 134.25M 152.47M 158.74M
Ebitda 226.25M 175.05M 134.68M 161.57M 163.77M
Depreciation and amortization 39.75M 19.21M 0.42M 9.10M 5.03M
Operating income 186.51M 155.84M 134.25M 152.47M 158.74M
Other operating expenses 683.04M 653.15M 633.88M 25.31M -188.01M
Interest expense 282.90M 293.59M 200.74M 14.33M 8.22M
Tax provision 41.63M 34.85M 29.76M 31.63M 34.34M
Interest income 836.37M 725.56M 639.23M 378.12M 266.75M
Net interest income 553.48M 431.97M 497.13M 363.79M 258.53M
Income tax expense 41.63M 34.85M 30.22M 31.63M 34.34M
Total revenue 869.54M 808.99M 768.13M 432.25M 346.75M
Total operating expenses 348.88M 342.30M 394.38M 25.31M -188.01M
Cost of revenue 334.16M 310.85M 239.49M - -
Total other income expense net -32.42M -16.83M -104.12M -14.33M -8.22M
Net income from continuing ops 144.88M 120.99M 98.42M 106.51M 124.40M
Net income applicable to common shares - - - 106.51M 124.40M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 20842.33M 15176.31M 14580.25M 12145.76M 9681.43M
Intangible assets 195.70M 71.72M 91.70M 75.45M 14.85M
Other current assets - - 460.60M -3.24M 4677.02M
Total liab 17786.54M 12993.07M 12472.16M 10537.99M 71.65M
Total stockholder equity 3055.79M 2183.24M 2108.09M 1607.78M 1310.74M
Other current liab 13032.73M 12242.43M 9649.48M 9981.59M 8067.59M
Common stock 9.87M 8.63M 8.49M 7.16M 5.85M
Capital stock 353.00M 8.63M 8.49M 7.16M 5.85M
Retained earnings 603.79M 526.64M 467.31M 423.86M 358.60M
Other liab - - - 99.06M 109.90M
Good will 1034.73M 732.42M 732.42M 480.32M 252.15M
Other assets 14039.18M 11763.47M - 9304.96M 4677.02M
Cash 181.43M 479.82M 453.04M 205.18M 737.73M
Total current liabilities 13421.73M 12474.50M 10024.05M 9981.59M 71.65M
Net debt 1155.34M 104.22M 77.84M 29.36M -666.08M
Short term debt 389.00M 232.07M 374.57M - 71.65M
Short long term debt total 1336.76M 584.04M 530.88M 234.53M 71.65M
Other stockholder equity 2176.19M 1805.84M 1792.17M 1364.78M 953.28M
Property plant equipment - - - 116.89M 72.40M
Total current assets 5346.00M 2672.94M 460.60M 2073.68M 2382.05M
Long term investments 5750.74M 2861.73M 2516.33M 2619.15M 2282.96M
Net tangible assets - - - 1052.01M 1043.74M
Short term investments 5164.57M 2193.11M 1836.02M 1871.74M 1644.32M
Long term debt 947.76M 351.97M 156.30M 234.53M 71.65M
Inventory - - - 2.30M 13.62M
Accounts payable - - - 9981.59M 8067.59M
Accumulated other comprehensive income -77.19M -157.87M -159.88M -188.03M -6.99M
Common stock total equity - - - 7.16M 5.85M
Retained earnings total equity - - - 423.86M 358.60M
Treasury stock - - - -13.02M -10.57M
Non currrent assets other - 640.85M 12779.08M -2619.15M -27.32M
Non current assets total 1457.16M 12503.37M 14119.65M 767.12M 2622.36M
Long term debt total - - - 84.53M 71.65M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 122.08M -606.88M 871.75M -140.01M -757.38M
Change to liabilities - - - 22.04M 28.88M
Total cashflows from investing activities -706.76M -606.88M - -364.88M -412.51M
Net borrowings 590.00M 195.00M - -12.04M -31.04M
Total cash from financing activities 430.64M 456.41M -432.82M -366.77M 591.58M
Change to operating activities - - - 22.55M -13.55M
Net income 144.88M 120.99M 104.03M 106.51M 124.40M
Change in cash -88.06M 29.43M 245.24M -535.79M 333.64M
Begin period cash flow 476.61M 447.18M 201.94M 737.73M 404.09M
End period cash flow 388.55M 476.61M 447.18M 201.94M 737.73M
Total cash from operating activities 188.06M 179.90M 150.61M 195.86M 154.57M
Depreciation 39.75M 19.21M 0.42M 10.63M -3.85M
Other cashflows from investing activities -989.23M -257.96M - -224.86M -59.08M
Dividends paid 67.73M 61.65M 60.59M 41.24M 22.51M
Sale purchase of stock 0.00M -0.88M -10.87M 3.41M 5.02M
Other cashflows from financing activities -90.28M 323.94M 4.90M -255.53M 647.09M
Change to netincome - - - -191.79M 47.57M
Capital expenditures 9.17M 4.03M 10.29M 12.64M 4.33M
Cash flows other operating - - - 252.41M 482.22M
Cash and cash equivalents changes - - - -535.79M 333.64M
Change in working capital -69.37M -3.95M -17.72M 22.55M -13.55M
Stock based compensation 15.74M 13.74M 13.44M 11.15M 8.69M
Other non cash items 45.02M 20.36M 41.00M 55.41M 35.05M
Free cash flow 178.89M 175.87M 140.32M 183.21M 150.25M

Peer Comparison*

Sector: Financial Services Industry: Banks - Regional

Stock Name
Change
(USD)
Price
(USD)
Trailing
PE (x)
Forward
PE (x)
Price Sales
TTM (x)
Price to Book Value (x)
Enterprise Value
to Revenue (x)
SBCF
Seacoast Banking Corporation of Florida
-0.19
0.57%
33.03 22.27 16.92 4.87 1.22 6.30
DBSDY
DBS Group Holdings Ltd ADR
-2.42
1.05%
227.80 20.00 17.57 7.54 3.17 13.19
CIHHF
China Merchants Bank Co Ltd Class H
-
-%
6.66 7.70 7.10 0.55 0.83 3.51
CIHKY
China Merchants Bank Co Ltd
1.20
3.58%
34.75 7.79 7.20 0.55 0.85 3.51
UNCFF
UniCredit SpA
-0.02
0.02%
82.05 11.53 10.27 5.72 1.83 8.22

Profile*

Seacoast Banking Corporation of Florida

Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.

815 Colorado Avenue, Stuart, FL, United States, 34994

772 287 4000

1964

Name Title Year Born
Mr. Charles M. Shaffer Chairman, Pres & CEO 1974
Ms. Tracey L. Dexter Exec. VP & CFO 1974
Ms. Juliette P. Kleffel Exec. VP & Chief Banking Officer 1971
Mr. Joseph M. Forlenza Exec. VP & Chief Risk Officer 1962
Mr. Jeffery Lee Exec. VP and Chief Operations & Technology Officer NA
Mr. Jeffrey Bray Exec. VP of Service & Ops NA
Ms. Jennifer Reissman Exec. VP & Chief Marketing Officer NA
Mr. Daniel G. Chappell Chief HR Officer & Exec. VP NA
Mr. Charles K. Cross Jr. Exec. VP & South Florida Market Pres 1958
Mr. Michael J. Sonego Exec. VP & Residential Lending Exec. NA

Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.

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