…
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website
A unique technical analysis driven score developed by Kalkine showing momentum in stock prices based on select technical indicators identified.
Seacoast Banking Corporation of Florida operates Seacoast Bank and provides retail and commercial banking, mortgage, wealth management and payment services across Florida and select southeastern markets. Long-term growth may be supported by Florida population and economic expansion, fee-income diversification, middle-market commercial lending, and continued investment in digital and branch distribution.
Material risks include interest-rate and margin pressure, concentration in Florida commercial real estate and construction lending, deposit competition and funding-cost volatility, and regulatory and credit-cycle exposure.
Note: The summary and risk score provided above is created by AI and should not be construed as a recommendation of Kalkine.
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Income before tax | 186.51M | 155.84M | 134.25M | 138.14M | 158.74M |
| Net income | 144.88M | 120.99M | 104.03M | 106.51M | 124.40M |
| Selling general administrative | 260.99M | 199.01M | 216.19M | 152.26M | 117.56M |
| Selling and marketing expenses | - | 10.78M | 9.16M | 6.29M | 4.58M |
| Gross profit | 535.38M | 498.14M | 528.63M | 432.25M | 346.75M |
| Reconciled depreciation | 39.75M | 19.21M | -1.49M | 9.10M | 5.03M |
| Ebit | 186.51M | 155.84M | 134.25M | 152.47M | 158.74M |
| Ebitda | 226.25M | 175.05M | 134.68M | 161.57M | 163.77M |
| Depreciation and amortization | 39.75M | 19.21M | 0.42M | 9.10M | 5.03M |
| Operating income | 186.51M | 155.84M | 134.25M | 152.47M | 158.74M |
| Other operating expenses | 683.04M | 653.15M | 633.88M | 25.31M | -188.01M |
| Interest expense | 282.90M | 293.59M | 200.74M | 14.33M | 8.22M |
| Tax provision | 41.63M | 34.85M | 29.76M | 31.63M | 34.34M |
| Interest income | 836.37M | 725.56M | 639.23M | 378.12M | 266.75M |
| Net interest income | 553.48M | 431.97M | 497.13M | 363.79M | 258.53M |
| Income tax expense | 41.63M | 34.85M | 30.22M | 31.63M | 34.34M |
| Total revenue | 869.54M | 808.99M | 768.13M | 432.25M | 346.75M |
| Total operating expenses | 348.88M | 342.30M | 394.38M | 25.31M | -188.01M |
| Cost of revenue | 334.16M | 310.85M | 239.49M | - | - |
| Total other income expense net | -32.42M | -16.83M | -104.12M | -14.33M | -8.22M |
| Net income from continuing ops | 144.88M | 120.99M | 98.42M | 106.51M | 124.40M |
| Net income applicable to common shares | - | - | - | 106.51M | 124.40M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Total assets | 20842.33M | 15176.31M | 14580.25M | 12145.76M | 9681.43M |
| Intangible assets | 195.70M | 71.72M | 91.70M | 75.45M | 14.85M |
| Other current assets | - | - | 460.60M | -3.24M | 4677.02M |
| Total liab | 17786.54M | 12993.07M | 12472.16M | 10537.99M | 71.65M |
| Total stockholder equity | 3055.79M | 2183.24M | 2108.09M | 1607.78M | 1310.74M |
| Other current liab | 13032.73M | 12242.43M | 9649.48M | 9981.59M | 8067.59M |
| Common stock | 9.87M | 8.63M | 8.49M | 7.16M | 5.85M |
| Capital stock | 353.00M | 8.63M | 8.49M | 7.16M | 5.85M |
| Retained earnings | 603.79M | 526.64M | 467.31M | 423.86M | 358.60M |
| Other liab | - | - | - | 99.06M | 109.90M |
| Good will | 1034.73M | 732.42M | 732.42M | 480.32M | 252.15M |
| Other assets | 14039.18M | 11763.47M | - | 9304.96M | 4677.02M |
| Cash | 181.43M | 479.82M | 453.04M | 205.18M | 737.73M |
| Total current liabilities | 13421.73M | 12474.50M | 10024.05M | 9981.59M | 71.65M |
| Net debt | 1155.34M | 104.22M | 77.84M | 29.36M | -666.08M |
| Short term debt | 389.00M | 232.07M | 374.57M | - | 71.65M |
| Short long term debt total | 1336.76M | 584.04M | 530.88M | 234.53M | 71.65M |
| Other stockholder equity | 2176.19M | 1805.84M | 1792.17M | 1364.78M | 953.28M |
| Property plant equipment | - | - | - | 116.89M | 72.40M |
| Total current assets | 5346.00M | 2672.94M | 460.60M | 2073.68M | 2382.05M |
| Long term investments | 5750.74M | 2861.73M | 2516.33M | 2619.15M | 2282.96M |
| Net tangible assets | - | - | - | 1052.01M | 1043.74M |
| Short term investments | 5164.57M | 2193.11M | 1836.02M | 1871.74M | 1644.32M |
| Long term debt | 947.76M | 351.97M | 156.30M | 234.53M | 71.65M |
| Inventory | - | - | - | 2.30M | 13.62M |
| Accounts payable | - | - | - | 9981.59M | 8067.59M |
| Accumulated other comprehensive income | -77.19M | -157.87M | -159.88M | -188.03M | -6.99M |
| Common stock total equity | - | - | - | 7.16M | 5.85M |
| Retained earnings total equity | - | - | - | 423.86M | 358.60M |
| Treasury stock | - | - | - | -13.02M | -10.57M |
| Non currrent assets other | - | 640.85M | 12779.08M | -2619.15M | -27.32M |
| Non current assets total | 1457.16M | 12503.37M | 14119.65M | 767.12M | 2622.36M |
| Long term debt total | - | - | - | 84.53M | 71.65M |
| Breakdown | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|---|
| Type | yearly | yearly | yearly | yearly | yearly |
| Date | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
| Investments | 122.08M | -606.88M | 871.75M | -140.01M | -757.38M |
| Change to liabilities | - | - | - | 22.04M | 28.88M |
| Total cashflows from investing activities | -706.76M | -606.88M | - | -364.88M | -412.51M |
| Net borrowings | 590.00M | 195.00M | - | -12.04M | -31.04M |
| Total cash from financing activities | 430.64M | 456.41M | -432.82M | -366.77M | 591.58M |
| Change to operating activities | - | - | - | 22.55M | -13.55M |
| Net income | 144.88M | 120.99M | 104.03M | 106.51M | 124.40M |
| Change in cash | -88.06M | 29.43M | 245.24M | -535.79M | 333.64M |
| Begin period cash flow | 476.61M | 447.18M | 201.94M | 737.73M | 404.09M |
| End period cash flow | 388.55M | 476.61M | 447.18M | 201.94M | 737.73M |
| Total cash from operating activities | 188.06M | 179.90M | 150.61M | 195.86M | 154.57M |
| Depreciation | 39.75M | 19.21M | 0.42M | 10.63M | -3.85M |
| Other cashflows from investing activities | -989.23M | -257.96M | - | -224.86M | -59.08M |
| Dividends paid | 67.73M | 61.65M | 60.59M | 41.24M | 22.51M |
| Sale purchase of stock | 0.00M | -0.88M | -10.87M | 3.41M | 5.02M |
| Other cashflows from financing activities | -90.28M | 323.94M | 4.90M | -255.53M | 647.09M |
| Change to netincome | - | - | - | -191.79M | 47.57M |
| Capital expenditures | 9.17M | 4.03M | 10.29M | 12.64M | 4.33M |
| Cash flows other operating | - | - | - | 252.41M | 482.22M |
| Cash and cash equivalents changes | - | - | - | -535.79M | 333.64M |
| Change in working capital | -69.37M | -3.95M | -17.72M | 22.55M | -13.55M |
| Stock based compensation | 15.74M | 13.74M | 13.44M | 11.15M | 8.69M |
| Other non cash items | 45.02M | 20.36M | 41.00M | 55.41M | 35.05M |
| Free cash flow | 178.89M | 175.87M | 140.32M | 183.21M | 150.25M |
Sector: Financial Services Industry: Banks - Regional
|
Stock Name
|
Change
(USD) |
Price
(USD) |
Trailing
PE (x) |
Forward
PE (x) |
Price Sales
TTM (x) |
Price to Book Value (x)
|
Enterprise Value
to Revenue (x) |
|---|---|---|---|---|---|---|---|
| SBCF Seacoast Banking Corporation of Florida |
-0.19 0.57% |
33.03 | 22.27 | 16.92 | 4.87 | 1.22 | 6.30 |
| DBSDY DBS Group Holdings Ltd ADR |
-2.42 1.05% |
227.80 | 20.00 | 17.57 | 7.54 | 3.17 | 13.19 |
| CIHHF China Merchants Bank Co Ltd Class H |
- -% |
6.66 | 7.70 | 7.10 | 0.55 | 0.83 | 3.51 |
| CIHKY China Merchants Bank Co Ltd |
1.20 3.58% |
34.75 | 7.79 | 7.20 | 0.55 | 0.85 | 3.51 |
| UNCFF UniCredit SpA |
-0.02 0.02% |
82.05 | 11.53 | 10.27 | 5.72 | 1.83 | 8.22 |
Seacoast Banking Corporation of Florida operates as the bank holding company for Seacoast National Bank that provides integrated financial services to retail and commercial customers in Florida. The company offers noninterest and interest-bearing demand deposits, money market, savings, and customer sweep accounts; time deposits; construction and land development, commercial and residential real estate, and commercial and financial loans; and consumer loans, including installment and revolving lines, as well as loans for automobiles, boats, and personal and family purposes. It also provides wealth management, mortgage, and insurance services through mobile and online banking solutions, as well as brokerage and annuity services. The company was founded in 1926 and is headquartered in Stuart, Florida.
815 Colorado Avenue, Stuart, FL, United States, 34994
772 287 4000
1964
| Name | Title | Year Born |
|---|---|---|
| Mr. Charles M. Shaffer | Chairman, Pres & CEO | 1974 |
| Ms. Tracey L. Dexter | Exec. VP & CFO | 1974 |
| Ms. Juliette P. Kleffel | Exec. VP & Chief Banking Officer | 1971 |
| Mr. Joseph M. Forlenza | Exec. VP & Chief Risk Officer | 1962 |
| Mr. Jeffery Lee | Exec. VP and Chief Operations & Technology Officer | NA |
| Mr. Jeffrey Bray | Exec. VP of Service & Ops | NA |
| Ms. Jennifer Reissman | Exec. VP & Chief Marketing Officer | NA |
| Mr. Daniel G. Chappell | Chief HR Officer & Exec. VP | NA |
| Mr. Charles K. Cross Jr. | Exec. VP & South Florida Market Pres | 1958 |
| Mr. Michael J. Sonego | Exec. VP & Residential Lending Exec. | NA |
Disclaimer - (*)This information, including any data, is sourced from Unicorn Data Services SAS, trading as EOD Historical Data (“EODHD”) on an ‘as is’ basis, using their API. We cannot guarantee the completeness or validity of the information and data provided on this page, as well as via the API. In some cases, the data may include analyst ratings or recommendations sourced through the EODHD API, which are intended solely for general information purposes.
This information does not consider your personal objectives, financial situation, or needs. Kalkine is not liable for any errors or omissions in the information provided or for any actions taken in reliance on it. You should seek advice from a financial adviser, stockbroker or other professional adviser (including taxation and legal advice) as necessary before acting on this information.