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Preferred Bank

Financial Services US PFBC

96.03USD
2.33(2.49%)

Last update at 2026-06-04T20:01:00Z

Day Range

93.7596.48
LowHigh

52 Week Range

44.2081.13
LowHigh

Fundamentals

  • Previous Close 93.70
  • Market Cap1011.42M
  • Volume116629
  • P/E Ratio7.41
  • Dividend Yield3.65%
  • Revenue TTM270.60M
  • Revenue Per Share TTM19.52
  • Gross Profit TTM 242.03M
  • Diluted EPS TTM10.19

Source: TradingView
The charts and visual representations are sourced from TradingView through embedded widgets. For any issues with chart display, please visit the TradingView website

Analyst Recommendations

Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 179.20M 133.83M 96.86M 111.41M 98.70M
Minority interest - - - - -
Net income 128.84M 95.24M 69.47M 78.37M 70.99M
Selling general administrative 48.61M 45.05M 41.97M 41.50M 37.02M
Selling and marketing expenses 0.81M - - 0.84M 0.82M
Gross profit 254.40M 193.62M 180.21M 170.88M 163.01M
Reconciled depreciation 1.89M 1.90M 1.91M 1.34M 0.95M
Ebit 226.22M 133.83M 96.86M 111.41M 139.63M
Ebitda 228.11M 135.72M 98.77M 112.75M 140.59M
Depreciation and amortization 1.89M 1.90M 1.91M 1.34M 0.95M
Non operating income net other - - - - -
Operating income 226.22M 133.83M 96.86M 111.41M 139.63M
Other operating expenses 28.18M 59.79M 83.35M 59.48M 23.38M
Interest expense 47.02M 25.16M 40.11M 62.08M 40.94M
Tax provision 50.35M 38.59M 27.39M 33.03M 27.70M
Interest income 294.38M 211.03M 214.26M 226.72M 195.16M
Net interest income 247.36M 185.88M 174.15M 164.64M 154.23M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 50.35M 38.59M 27.39M 33.03M 27.70M
Total revenue 254.40M 193.62M 180.21M 170.88M 163.01M
Total operating expenses -28.18100M -59.79200M -83.35200M -59.47700M -23.38100M
Cost of revenue - - - - 51.07M
Total other income expense net -47.02400M -25.15800M -40.10800M -62.08400M -40.93600M
Discontinued operations - - - - -
Net income from continuing ops 128.84M 95.24M 69.47M 78.37M 70.99M
Net income applicable to common shares 128.84M 95.23M 69.27M 77.70M 69.83M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 6669.17M 6425.36M 6046.30M 5143.64M 4628.48M
Intangible assets - - - - -
Earning assets - - - - 358.57M
Other current assets 964.17M 25.32M 24.83M 27.29M 22.34M
Total liab 5974.06M 5794.93M 5459.59M 4618.19M 4158.47M
Total stockholder equity 695.11M 630.43M 586.72M 525.45M 470.01M
Deferred long term liab - - - - -
Other current liab 5646.25M -2.60800M -0.71500M -1.24500M -3.32400M
Common stock 210.88M 210.88M 210.88M 210.88M 210.88M
Capital stock 210.88M 210.88M 210.88M 210.88M 210.88M
Retained earnings 592.33M 475.07M 372.95M 300.97M 255.05M
Other liab - 38.58M 54.15M 53.27M 36.76M
Good will - - - - -
Other assets - 4683.30M 3991.74M 3804.10M 3540.44M
Cash 890.85M 747.53M 1030.61M 739.47M 498.64M
Cash and equivalents - - - - -
Total current liabilities 5651.15M 2.61M 0.71M 1.25M 3.32M
Current deferred revenue -16.12400M - - - -
Net debt -722.85400M -578.58200M -859.99100M -621.44900M -378.93700M
Short term debt 4.90M - - - -
Short long term debt - - - - -
Short long term debt total 168.00M 168.94M 170.62M 118.02M 119.71M
Other stockholder equity -76.34800M -26.92300M -2.04200M 6.56M 0.12M
Property plant equipment - 30.72M 32.50M 27.93M 29.34M
Total current assets 964.17M 1199.41M 1497.17M 1002.84M 757.61M
Long term investments 400.29M 511.93M 524.89M 308.77M 301.09M
Net tangible assets - 630.43M 583.73M 522.75M 470.01M
Short term investments 313.84M 428.30M 451.91M 239.68M 240.64M
Net receivables 36.28M 23.59M 14.65M 23.69M 18.33M
Long term debt 148.23M 148.00M 147.76M 99.33M 99.21M
Inventory -947.13500M 21.99M - - -
Accounts payable 16.12M 2.61M 0.71M 1.25M 3.32M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -31.75400M -28.60500M 4.93M 7.03M 3.97M
Additional paid in capital - - - - -
Common stock total equity - - - 210.88M 210.88M
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -55.05400M
Accumulated amortization - - - - -
Non currrent assets other -43.67800M -542.64400M -557.39300M -336.70200M -330.43100M
Deferred long term asset charges - - - - -
Non current assets total 5705.00M 542.64M 557.39M 336.70M 330.43M
Capital lease obligations 19.77M 20.95M 22.86M 18.68M 20.50M
Long term debt total - - - - 99.21M
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Investments -92.97300M -699.89200M -620.00700M -318.76800M -457.10400M
Change to liabilities - 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities - -699.89200M -620.00700M -318.76800M -457.10400M
Net borrowings - - 47.63M 47.63M -1.29900M
Total cash from financing activities 65.97M 273.05M 791.52M 438.82M 303.48M
Change to operating activities - 5.61M 5.44M -0.54800M -6.05200M
Net income 150.04M 128.84M 95.24M 69.47M 78.37M
Change in cash 143.33M -283.08400M 291.14M 223.82M -67.11400M
Begin period cash flow 767.53M 1050.61M 759.47M 535.64M 602.76M
End period cash flow 910.85M 767.53M 1050.61M 759.47M 535.64M
Total cash from operating activities 175.00M 143.76M 119.63M 103.77M 86.76M
Issuance of capital stock - - - 0.00000M 0.00000M
Depreciation 1.72M 1.89M 1.90M 1.91M 1.34M
Other cashflows from investing activities - -15.32500M -15.32500M -1.89900M -1.16900M
Dividends paid 31.14M 25.14M 21.43M 17.91M 18.29M
Change to inventory - -5.61200M -5.44200M 2.28M 1.38M
Change to account receivables -11.74300M -8.61600M 7.86M -2.28000M -1.37900M
Sale purchase of stock -55.23500M -33.29300M -17.71900M -2.44800M -20.54000M
Other cashflows from financing activities 152.34M 331.49M 930.66M 459.19M 343.61M
Change to netincome - 15.79M 8.09M 35.04M 14.05M
Capital expenditures 2.42M 0.36M 0.60M 1.50M 6.09M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -1.04200M -3.00400M 13.31M -2.82800M -7.43100M
Stock based compensation 5.81M 8.41M 9.12M 8.89M 7.76M
Other non cash items 32.27M 11.09M 1.46M 30.06M 8.91M
Free cash flow 172.58M 143.40M 119.03M 102.27M 80.67M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
PFBC
Preferred Bank		 2.33 2.49% 96.03 7.41 7.52 3.52 1.50
HDB
HDFC Bank Limited ADR		 0.48 2.04% 24.03 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd		 0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd		 1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H		 - -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

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Profile

Preferred Bank provides various commercial banking products and services to small and mid-sized businesses and their owners, entrepreneurs, real estate developers and investors, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate mortgage loans that are secured by retail, industrial, office, special purpose, and residential single and multi-family properties; real estate construction loans; commercial loans comprising lines of credit for working capital, term loans for capital expenditures, and commercial and stand-by letters of credit; and small business administration loans. In addition, the company offers trade finance services, including commercial and export letters of credit, import lines of credit, documentary collections, international wire transfers, acceptances/trust receipt financing products, export financing, and bills purchase programs. Further, it provides cash management services; and internet, mobile, and tablet banking services. The company operates through full-service branch offices in the California counties of Los Angeles, Orange and San Francisco; Flushing, New York; Houston suburb of Sugar Land, Texas; and a satellite office in Manhattan, New York. The company was incorporated in 1991 and is headquartered in Los Angeles, California.

Preferred Bank

601 South Figueroa Street, Los Angeles, CA, United States, 90017

Key Executives

Name Title Year Born
Mr. Li Yu Chairman, CEO & Corp. Sec. 1941
Mr. Wellington Chen Pres & COO 1960
Mr. Edward J. Czajka Exec. VP & CFO 1964
Mr. Nick Pi Exec. VP & Chief Credit Officer 1961
Mr. Johnny Hsu Exec. VP & Deputy COO 1975
Mr. Robert J. Kosof Exec. VP of Commercial Lending 1944
Ms. Sandy Ho Exec. VP & Regional Mang. NA
Ms. Stella Chen Sr. VP NA
Erika Chi Exec. VP NA
Mr. Ted Hsu Exec. VP 1962

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