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Inter & Co. Inc. Class A Common Shares

Financial Services US INTR

5.71USD
-0.09(1.55%)

Last update at 2026-06-04T17:47:00Z

Day Range

5.715.94
LowHigh

52 Week Range

2.506.78
LowHigh

Fundamentals

  • Previous Close 5.80
  • Market Cap2856.84M
  • Volume1508948
  • P/E Ratio29.59
  • Dividend Yield0.46%
  • Revenue TTM3527.45M
  • Revenue Per Share TTM8.54
  • Gross Profit TTM 2479.46M
  • Diluted EPS TTM0.22

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -178.57300M -28.91100M -49.08700M 83.11M 93.88M
Minority interest 2.99M -30.07200M -12.77500M -2.69100M -2.09300M
Net income -14.07900M 64.70M 5.58M 78.88M 67.74M
Selling general administrative 2051.54M 1140.92M 677.18M 410.92M 232.16M
Selling and marketing expenses 137.94M 145.86M 55.37M 40.27M 29.32M
Gross profit 3562.70M 2578.48M 1144.79M 753.67M 471.55M
Reconciled depreciation 163.97M 108.75M 42.34M 14.05M 2.61M
Ebit 1797.27M -58.98300M -61.86200M 80.42M 309.07M
Ebitda 1961.24M 49.77M -19.52100M 94.47M 311.68M
Depreciation and amortization 163.97M 108.75M 42.34M 14.05M 2.61M
Non operating income net other - - - - -
Operating income 1797.27M -58.98300M -61.86200M 80.42M 309.07M
Other operating expenses 1765.43M 2098.51M 1042.28M 604.10M 352.21M
Interest expense 1972.85M 587.59M 235.46M 255.68M 217.28M
Tax provision -164.49400M -93.60800M -54.66500M 1.54M 24.05M
Interest income 4274.40M 2184.86M 951.17M 841.90M 636.38M
Net interest income 2301.55M 1597.27M 715.72M 586.22M 419.10M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense -164.49400M -93.60800M -54.66500M 1.54M 24.05M
Total revenue 3562.70M 2578.48M 1144.79M 753.67M 471.55M
Total operating expenses -1765.43100M 2098.51M 1042.28M 604.10M 352.21M
Cost of revenue - - - - -
Total other income expense net -1975.83900M 30.07M 12.78M 2.69M -215.18900M
Discontinued operations - - - - -
Net income from continuing ops -14.07900M 64.70M 5.58M 81.57M 69.83M
Net income applicable to common shares -11.09000M 34.62M -7.19700M 78.88M 67.74M
Preferred stock and other adjustments - - - - -
Breakdown 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Type yearly yearly yearly yearly yearly
Date 2023-12-31 2022-12-31 2021-12-31 2020-12-31 2019-12-31
Total assets 60351.80M 46343.10M 36482.01M 19795.57M 10019.58M
Intangible assets 709.57M 605.83M 339.80M 187.18M 79.25M
Earning assets - - - - -
Other current assets 10962.50M 2878.69M 13610.35M 7321.61M 4218.31M
Total liab 52755.11M 39254.00M 3654.57M 16445.08M 7819.63M
Total stockholder equity 7471.81M 6992.38M 8488.64M 3301.91M 2195.78M
Deferred long term liab - 195.81M 115.42M 69.14M -
Other current liab 5487.49M -251.86300M 2010.67M -1.24900M -1.30700M
Common stock 0.01M 0.01M 8655.70M 3216.45M 2068.30M
Capital stock 0.01M 0.01M 8655.70M 3216.45M 2068.30M
Retained earnings - - 76.12M 82.98M 124.89M
Other liab - 1036.96M 154.67M 78.94M 19.65M
Good will 635.74M 632.80M 81.36M 37.33M -
Other assets 0.00000M 14307.14M 2505.76M 2035.79M 4722.76M
Cash 6281.79M 7848.64M 4954.24M 4392.60M 3760.19M
Cash and equivalents - - - - -
Total current liabilities 20142.89M 251.86M 24596.62M 1.25M 1.31M
Current deferred revenue -7181.05600M - - - -
Net debt 11563.53M -1463.32500M -1357.07500M -2635.76000M -3064.17600M
Short term debt 14655.40M - - 1.25M 1.31M
Short long term debt - - - 1.25M 1.31M
Short long term debt total 17845.32M 6385.32M 3597.16M 1756.84M 696.01M
Other stockholder equity - 6992.37M -42.55500M -117.52100M 127.47M
Property plant equipment - 188.02M 36.15M 29.90M 22.46M
Total current assets 10962.50M 18017.19M 20648.87M 11682.98M 4559.23M
Long term investments 17147.76M 12592.11M 12952.98M 5850.40M 1155.49M
Net tangible assets - 5949.56M 8182.90M 3146.51M 2116.53M
Short term investments 14232.02M 9699.55M 11137.94M 5291.91M -
Net receivables 834.93M 469.00M 4556.69M 1998.46M 799.04M
Long term debt 8202.45M 6238.61M 3597.16M 1755.59M 694.70M
Inventory -5094.30900M 166.94M 149.75M 130.00M 138.97M
Accounts payable 7181.06M 251.86M 18213.18M 12417.73M 4992.51M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income 7471.80M 6992.37M -124.51100M 202.97M 127.47M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other 46748.04M -14018.76300M -13327.37700M -6076.80800M -737.59600M
Deferred long term asset charges - - - - -
Non current assets total 49389.29M 14018.76M 13327.38M 6076.81M 737.60M
Capital lease obligations 120.39M 146.71M - - -
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -187.64900M -7192.01800M -4650.68600M -538.68300M -32.02400M
Change to liabilities 0.00000M -0.04200M -27.18100M -5.16700M 0.00000M
Total cashflows from investing activities -187.64900M -7192.01800M -4650.68600M -538.68300M -32.02400M
Net borrowings - - - - -
Total cash from financing activities -1221.17100M 5346.46M 1106.98M 1244.99M 499.89M
Change to operating activities -4038.21600M -6034.36000M -4897.57400M -1474.49900M -366.44300M
Net income -14.07900M 64.70M 5.58M 81.57M 69.83M
Change in cash 831.20M -1677.20800M -937.13700M 1566.17M 1073.80M
Begin period cash flow 500.45M 2177.65M 3114.79M 1548.62M 472.26M
End period cash flow 1331.65M 500.44M 2177.65M 3114.79M 1546.07M
Total cash from operating activities 2240.24M 167.52M 2605.56M 859.47M 604.35M
Issuance of capital stock 0.00000M 5398.14M 1266.33M 1288.56M 523.35M
Depreciation 163.97M 108.75M 42.34M 14.05M 2.61M
Other cashflows from investing activities - - 0.00100M 0.00100M 0.00100M
Dividends paid 1221.17M 41.49M 37.87M 37.87M 23.41M
Change to inventory - - - - -
Change to account receivables - - - - -
Sale purchase of stock 0.00000M 0.00000M -153.10900M 0.00000M -0.05300M
Other cashflows from financing activities -187.64900M -49.71500M -6.23900M -43.57100M -22.87600M
Change to netincome 609.47M 270.67M 69.95M 97.30M 71.50M
Capital expenditures 290.22M 315.08M 195.04M 76.22M 29.60M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital 1477.88M -238.94600M 2520.08M 669.10M 462.50M
Stock based compensation - 469.29M 198.97M 0.10M 1.29M
Other non cash items 776.96M -91.67700M -93.58300M 98.83M 56.73M
Free cash flow 1950.02M -147.56000M 2410.51M 783.26M 574.74M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
INTR
Inter & Co. Inc. Class A Common Shares
-0.09 1.55% 5.71 29.59 12.99 0.74 1.60
HDB
HDFC Bank Limited ADR
0.41 1.74% 23.96 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
0.04 0.15% 30.44 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
1.22 2.50% 50.10 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage businesses. The company's Banking & Spending segment offers banking products and services, including checking accounts, cards, deposits, loans and advances, and other services. It also provides debt collection, foreign exchange, and financial services, as well as global account digital solution. Its investments segments offers acquisition, sale and custody of securities; structure and distributes securities in the capital market; and operated and manages fund portfolios and other assets. The company's Insurance Brokerage segment provides warranties, life, property and automobile insurance, pension, and consortium products. In addition, it offers inter shop and commerce plus services. Inter & Co, Inc. was founded in 1994 and is based in Belo Horizonte, Brazil.

Inter & Co. Inc. Class A Common Shares

Avenida Barbacena, 1.219, Belo Horizonte, MG, Brazil, 30190-131

Key Executives

Name Title Year Born
Mr. Joao Vitor Nazareth Menin Teixeira de Souza Chief Exec. Officer NA
Mr. Leonardo Guimaraes Correa Treasury Officer & Director NA
Ms. Helena Lopes Caldeira Chief Financial Officer NA
Mr. Ray Tarick Pereira Chalub Chief Operations Officer NA
Mr. Felipe Bottino Chief Investment Officer NA
Mr. Alexandre Riccio De Oliveira VP of Technology, Operations & Fin. NA
Mr. Santiago Horacio Stel Chief Strategy & Investor Relations Officer NA
Ms. Ana Luiza Vieira Franco Forattini Legal Officer of Governance, Corp. Operations & Compliance Officer NA
Andre Jacques Luciano Uchoa Costa Legal & Ombudsman Officer NA
Ms. Priscila Salles Vianna de Paula Marketing & Customer Experience Officer NA

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