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Business First Bancshares, Inc. Appoints Alejandro M. Sanchez to its Board of Directors
Wed 30 Apr 25, 09:50 PMBusiness First Bancshares, Inc., Announces Financial Results for Q1 2025
Thu 24 Apr 25, 08:01 PMBusiness First Bancshares, Inc., Announces Financial Results for Fiscal Year 2024 and Q4 2024
Thu 23 Jan 25, 09:01 PMBreakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
Income before tax | 90.59M | 68.59M | 64.56M | 36.78M | 29.85M |
Minority interest | - | - | - | - | - |
Net income | 71.04M | 54.26M | 52.14M | 29.99M | 23.77M |
Selling general administrative | 93.72M | 89.05M | 79.42M | 57.39M | 35.13M |
Selling and marketing expenses | 4.63M | 3.95M | 2.71M | 1.60M | 1.53M |
Gross profit | 386.89M | 227.54M | 186.56M | 149.21M | 90.91M |
Reconciled depreciation | 4.72M | 6.85M | 5.79M | 3.16M | 1.59M |
Ebit | 0.00000M | 103.09M | 64.56M | 36.78M | 29.85M |
Ebitda | 6.77M | 109.95M | 70.35M | 39.95M | 31.44M |
Depreciation and amortization | 6.77M | 6.85M | 5.79M | 3.16M | 1.59M |
Non operating income net other | - | - | - | - | - |
Operating income | 90.82M | 103.09M | 64.56M | 36.78M | 29.85M |
Other operating expenses | 299.15M | 124.45M | 122.00M | 112.43M | 61.05M |
Interest expense | 31.29M | 36.54M | 16.55M | 22.11M | 23.27M |
Tax provision | 20.00M | 14.34M | 12.42M | 6.79M | 6.08M |
Interest income | 333.17M | 236.11M | 170.44M | 149.75M | 103.47M |
Net interest income | 217.43M | 199.58M | 153.88M | 127.65M | 80.20M |
Extraordinary items | - | - | - | - | - |
Non recurring | - | - | - | - | - |
Other items | - | - | - | - | - |
Income tax expense | 19.54M | 14.34M | 12.42M | 6.79M | 6.08M |
Total revenue | 385.63M | 227.54M | 186.56M | 149.21M | 90.91M |
Total operating expenses | 48.51M | -124.44600M | -122.00100M | -112.42800M | -61.05400M |
Cost of revenue | -1.25900M | - | - | - | - |
Total other income expense net | 90.59M | -34.50200M | 64.56M | 36.78M | 29.85M |
Discontinued operations | - | - | - | - | - |
Net income from continuing ops | 73.19M | 54.26M | 52.14M | 29.99M | 23.77M |
Net income applicable to common shares | - | 52.91M | 52.14M | 29.99M | 23.77M |
Preferred stock and other adjustments | - | 1.35M | - | - | - |
Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
Total assets | 6595.92M | 5990.46M | 4726.38M | 4160.36M | 2273.84M |
Intangible assets | 11.89M | 14.04M | 12.20M | 9.73M | 6.69M |
Earning assets | - | - | - | - | 384.70M |
Other current assets | 408.85M | 3688.34M | 2449.41M | 2571.24M | 1523.02M |
Total liab | 5951.66M | 5409.98M | 4293.01M | 3750.40M | 1988.74M |
Total stockholder equity | 644.26M | 580.48M | 433.37M | 409.96M | 285.10M |
Deferred long term liab | - | - | - | - | - |
Other current liab | 4766.03M | -2.10100M | -1.37400M | -7.51900M | -1.53300M |
Common stock | 25.35M | 25.11M | 20.40M | 20.62M | 13.28M |
Capital stock | 97.28M | 97.04M | 20.40M | 20.62M | 13.28M |
Retained earnings | 216.12M | 163.96M | 121.87M | 79.17M | 56.70M |
Other liab | - | 9.76M | 26.78M | 25.23M | 5.96M |
Good will | 88.39M | 88.54M | 59.89M | 53.86M | 48.49M |
Other assets | - | 3827.32M | 2449.41M | 2571.24M | 1523.02M |
Cash | 226.11M | 152.74M | 68.38M | 149.13M | 89.37M |
Cash and equivalents | - | - | - | - | - |
Total current liabilities | 5089.34M | 2.10M | 1.37M | 7.52M | 1.53M |
Current deferred revenue | -14.84100M | - | - | - | - |
Net debt | 430.13M | 373.12M | 100.09M | -64.96600M | 28.63M |
Short term debt | 323.31M | 0.00900M | 0.02M | 5.02M | 10.00M |
Short long term debt | - | 0.00900M | 0.02M | 5.02M | 10.00M |
Short long term debt total | 656.24M | 525.86M | 168.47M | 84.17M | 118.00M |
Other stockholder equity | 397.45M | 393.69M | 292.27M | 299.54M | 212.50M |
Property plant equipment | - | 63.18M | 58.16M | 58.59M | 29.28M |
Total current assets | 408.85M | 1069.16M | 1109.03M | 813.63M | 375.59M |
Long term investments | 913.51M | 928.22M | 1037.68M | 3610.91M | 290.76M |
Net tangible assets | - | 405.97M | 361.27M | 346.37M | 229.91M |
Short term investments | 879.57M | 890.75M | 1021.06M | 640.61M | 278.19M |
Net receivables | 29.92M | 25.67M | 19.60M | 23.89M | 8.03M |
Long term debt | 616.19M | 525.85M | 168.45M | 31.00M | 118.00M |
Inventory | -4756.17700M | 1.43M | 2.10M | 9.45M | 4.04M |
Accounts payable | 14.84M | 2.09M | 1.35M | 2.50M | 1.53M |
Total permanent equity | - | - | - | - | - |
Noncontrolling interest in consolidated entity | - | - | - | - | - |
Temporary equity redeemable noncontrolling interests | - | - | - | - | - |
Accumulated other comprehensive income | -66.58500M | -74.20400M | -1.17700M | 10.63M | 2.61M |
Additional paid in capital | - | - | - | - | - |
Common stock total equity | - | 25.11M | 20.40M | 20.62M | 13.28M |
Preferred stock total equity | - | 71.93M | - | - | - |
Retained earnings total equity | - | 163.96M | 121.87M | 79.17M | 56.70M |
Treasury stock | - | - | - | - | - |
Accumulated amortization | - | - | - | - | - |
Non currrent assets other | 5943.84M | -1093.98000M | -1167.93200M | -775.48700M | -375.22700M |
Deferred long term asset charges | - | - | - | - | - |
Non current assets total | 6187.07M | 1093.98M | 1167.93M | 775.49M | 375.23M |
Capital lease obligations | - | - | - | - | - |
Long term debt total | - | 110.75M | 81.43M | 31.00M | 25.00M |
Breakdown | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
---|---|---|---|---|---|
Type | yearly | yearly | yearly | yearly | yearly |
Date | 2023-12-31 | 2022-12-31 | 2021-12-31 | 2020-12-31 | 2019-12-31 |
Investments | -660.21300M | -945.44400M | -743.07300M | -665.21000M | -213.16700M |
Change to liabilities | - | 0.37M | 0.39M | 1.56M | -1.38800M |
Total cashflows from investing activities | - | -700.52100M | -675.35400M | -475.29500M | -192.29000M |
Net borrowings | - | 15.13M | 38.80M | -49.19500M | 55.76M |
Total cash from financing activities | 502.08M | 715.31M | 538.15M | 505.72M | 161.17M |
Change to operating activities | - | 6.44M | -3.10700M | -1.09100M | -1.70600M |
Net income | 71.04M | 54.26M | 52.14M | 29.99M | 23.77M |
Change in cash | 73.37M | 84.36M | -80.75600M | 59.76M | -6.70100M |
Begin period cash flow | 152.74M | 68.38M | 149.13M | 89.37M | 96.07M |
End period cash flow | 226.11M | 152.74M | 68.38M | 149.13M | 89.37M |
Total cash from operating activities | 92.43M | 69.58M | 56.44M | 29.34M | 24.42M |
Issuance of capital stock | 47.98M | 120.42M | 3.56M | 3.36M | 0.82M |
Depreciation | 6.77M | 4.82M | 4.16M | 3.16M | 1.59M |
Other cashflows from investing activities | - | 252.70M | 71.69M | 192.88M | 24.84M |
Dividends paid | 18.06M | 12.17M | 9.44M | 7.52M | 5.05M |
Change to inventory | - | - | - | - | - |
Change to account receivables | -4.25000M | -3.46600M | 4.30M | -10.64800M | 0.20M |
Sale purchase of stock | 0.00000M | 120.42M | -10.92300M | -5.79900M | -2.55300M |
Other cashflows from financing activities | 596.96M | 679.00M | 565.95M | 606.67M | 167.96M |
Change to netincome | - | 9.47M | -0.94600M | 10.07M | 3.21M |
Capital expenditures | 13.92M | 7.78M | 3.97M | 2.97M | 3.96M |
Change receivables | - | -3.46600M | 4.30M | -10.64800M | 0.20M |
Cash flows other operating | - | -1.87400M | -10.62200M | -9.93800M | -4.64800M |
Exchange rate changes | - | - | - | - | - |
Cash and cash equivalents changes | - | 84.36M | -80.75600M | 59.76M | -6.70100M |
Change in working capital | 18.26M | 2.98M | 1.19M | -11.73900M | -1.50800M |
Stock based compensation | 4.00M | 3.70M | 2.86M | 2.45M | 1.09M |
Other non cash items | -5.58900M | 5.20M | -4.49400M | 5.53M | -0.86300M |
Free cash flow | 78.51M | 61.80M | 52.47M | 26.37M | 20.46M |
Sector: Financial Services Industry: Banks - Regional
Company | Change (USD) | Price (USD) | Trailing PE (x) | Forward PE (x) | Price Sales TTM (x) | Price to Book Value (x) | |
---|---|---|---|---|---|---|---|
BFST Business First Bancshares Inc |
-0.47 1.95% | 23.60 | 8.28 | 8.16 | 2.11 | 0.91 | |
HDB HDFC Bank Limited ADR |
-1.95 2.57% | 73.93 | 20.81 | 20.96 | 0.11 | 4.77 | |
CIHKY China Merchants Bank Co Ltd |
-0.32 0.96% | 32.98 | 6.61 | 5.68 | 0.48 | 0.77 | 3.43 |
CIHHF China Merchants Bank Co Ltd Class H |
- -% | 6.50 | 6.10 | 5.67 | 0.44 | 0.77 | 3.43 |
IBN ICICI Bank Limited |
-0.405 1.21% | 33.09 | 17.79 | 16.95 | 0.07 | 3.08 |
Business First Bancshares, Inc. operates as the bank holding company for b1BANK that provides various banking products and services in Louisiana and Texas. It offers various deposit products and services, including checking, demand, money market, time, and savings accounts; and certificates of deposits, remote deposit capture, and direct deposit services. The company also provides commercial and industrial loans, such as working capital, term, equipment financing, asset acquisition, expansion and development, borrowing base, and other loan products, as well as commercial lines of credit, accounts receivable factoring, agricultural financing, and letters of credit; construction and development loans; commercial real estate loans; residential real estate loans comprising first and second lien 1-4 family mortgage loans, and home equity lines of credit; and consumer loans, including secured and unsecured installment, and term loans. In addition, it offers wealth management products, including mutual funds, annuities, individual retirement accounts, and other financial products, as well as other fiduciary and private banking products and services. Further, the company provides a range of other financial services comprising debit and credit cards, treasury and cash management, merchant, automated clearing house, lock-box, receivables factoring, correspondent banking, and other treasury services, as well as employee and payroll benefits solutions; and drive-through banking facilities, automated teller machines, night depository, personalized checks, electronic funds transfer, domestic and foreign wire transfer, traveler's checks, vault, loan and deposit sweep accounts, online and mobile banking, e-statements, and bank-by-mail services. Business First Bancshares, Inc. was founded in 2006 and is headquartered in Baton Rouge, Louisiana.
500 Laurel Street, Baton Rouge, LA, United States, 70801
Name | Title | Year Born |
---|---|---|
Mr. David R. Melville III | Pres, CEO & Director | 1975 |
Mr. Gregory Robertson | CFO & Treasurer | 1972 |
Mr. Keith Mansfield | Exec. VP & COO of b1 Bank | 1977 |
Mr. Norman Jerome Vascocu Jr. | Chief Admin. Officer | 1949 |
Mr. Matthew Michael Sealy | Sr. VP and Director of Corp. Strategy & FP&A | NA |
Rodney Poncho Seaford | Regional Pres of SWLA | NA |
Ms. Saundra Strong | Corp. Sec. | 1978 |
Whitney Dees | Assistant Sec. | NA |
Mr. David R. Melville III | Acting Chairman, President & CEO | 1975 |
Mr. Gregory Robertson | Executive VP, CFO & Treasurer | 1972 |
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