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LexinFintech’s (NASDAQ: LX) net income surges 29% in FY23 backed by improved operating revenue

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Highlights

LexinFintech Holdings Ltd. (NASDAQ: LX) is a leading provider of personal financial services, empowered by credit technology. It aims to enhance financing accessibility for younger consumers through technology and risk management proficiency. The company's online consumer finance platform, Fenqile, offers personal installment loans, installment purchase loans, and other loan products to customers.

The company reported that in FY23, its total registered user base increased to 210 million, marking a year-on-year surge of around 11%. Driven by this, the company’s credit line users also expanded by around 6%. Further, growing demand for the company’s loan products was highlighted by the 21.9% hike in total loan originations in 2023 compared to 2022.

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