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Zurich Insurance Group AG

Financial Services US ZFSVF

589.59USD
-8.45(1.41%)

Last update at 2024-12-24T14:30:00Z

Day Range

589.59589.59
LowHigh

52 Week Range

403.08533.95
LowHigh

Fundamentals

  • Previous Close 598.04
  • Market Cap75340.46M
  • Volume100
  • P/E Ratio15.88
  • Dividend Yield5.30%
  • EBITDA7341.00M
  • Revenue TTM45296.00M
  • Revenue Per Share TTM307.70
  • Gross Profit TTM 15349.00M
  • Diluted EPS TTM32.07

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 6199.00M 7321.00M 5395.00M 6100.00M 5110.00M
Minority interest -319.00000M -223.00000M 1568.00M 1545.00M 1613.00M
Net income 4603.00M 5202.00M 3834.00M 4147.00M 3716.00M
Selling general administrative 8665.00M 8794.00M 8006.00M 8020.00M 7761.00M
Selling and marketing expenses - - - - -
Gross profit - - - 14816.00M 13297.00M
Reconciled depreciation 804.00M 849.00M 911.00M 967.00M 898.00M
Ebit 6684.00M 7975.00M 5736.00M 6796.00M 5536.00M
Ebitda - - - - -
Depreciation and amortization - - - - -
Non operating income net other - - - - -
Operating income - - - 6796.00M 5536.00M
Other operating expenses - - - - -
Interest expense 434.00M 1060.00M 980.00M 991.00M 835.00M
Tax provision 1279.00M 1895.00M 1323.00M 1716.00M 1134.00M
Interest income - - - - -
Net interest income -434.00000M -1060.00000M -980.00000M -991.00000M -835.00000M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1040.00M 1895.00M 1323.00M 1716.00M 1134.00M
Total revenue 41425.00M 70065.00M 58924.00M 72088.00M 47203.00M
Total operating expenses 35226.00M 62744.00M 53532.00M 65984.00M 42093.00M
Cost of revenue - - - 57271.00M 33908.00M
Total other income expense net 2296.00M 1283.00M 957.00M 1129.00M 1080.00M
Discontinued operations - - - - -
Net income from continuing ops 4920.00M 5426.00M 4072.00M 4384.00M 3976.00M
Net income applicable to common shares 4603.00M 5202.00M 3834.00M 4147.00M 3716.00M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 377782.00M 435826.00M 439299.00M 404688.00M 395342.00M
Intangible assets 7094.00M 7133.00M 5255.00M 5359.00M 5568.00M
Earning assets - - - - -
Other current assets 58039.00M 46797.00M 37434.00M 33408.00M 54621.00M
Total liab 349869.00M 396656.00M 399453.00M 368139.00M 363540.00M
Total stockholder equity 26634.00M 37881.00M 38278.00M 35004.00M 30189.00M
Deferred long term liab 431.00M 441.00M 426.00M 400.00M 419.00M
Other current liab 48758.00M 36577.00M 26374.00M 24463.00M 45815.00M
Common stock 11.00M 11.00M 11.00M 11.00M 11.00M
Capital stock 11.00M 11.00M 11.00M 11.00M 11.00M
Retained earnings 42863.00M 41707.00M 39016.00M 38445.00M 37452.00M
Other liab 276598.00M 323061.00M 334365.00M 309752.00M 289142.00M
Good will 4421.00M 4343.00M 4089.00M 3609.00M 2635.00M
Other assets 150332.00M 172974.00M 167662.00M 157387.00M 138979.00M
Cash 7560.00M 8698.00M 11106.00M 7880.00M 8649.00M
Cash and equivalents - - - - -
Total current liabilities 58215.00M 57405.00M 49747.00M 45503.00M 63775.00M
Current deferred revenue - - - - -
Net debt 6410.00M 6411.00M 2670.00M 4120.00M 3363.00M
Short term debt - - - 260.00M 820.00M
Short long term debt - - - 260.00M 820.00M
Short long term debt total - - - - -
Other stockholder equity -17398.00000M -5286.00000M -2187.00000M -4687.00000M -8454.00000M
Property plant equipment 2225.00M 2436.00M 2705.00M 2635.00M 1037.00M
Total current assets 86039.00M 76514.00M 70150.00M 61753.00M 80320.00M
Long term investments 117966.00M 164870.00M 183035.00M 167301.00M 157028.00M
Net tangible assets 15457.00M 26778.00M 29347.00M 26476.00M 22486.00M
Short term investments 106868.00M 151910.00M 167109.00M 152581.00M 47.00M
Net receivables 8972.00M 8351.00M 8345.00M 8252.00M 7957.00M
Long term debt 13970.00M 15109.00M 13776.00M 12000.00M 12012.00M
Inventory - - - - -
Accounts payable 4156.00M 15334.00M 18967.00M 15936.00M 12271.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income - - - - -
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity - - - - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other - - - - -
Deferred long term asset charges - - - - -
Non current assets total - - - - -
Capital lease obligations 1701.00M 2002.00M 2221.00M 2204.00M 436.00M
Long term debt total - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -691.00000M -36.00000M 13.00M -4.00000M -16.00000M
Change to liabilities 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Total cashflows from investing activities -691.00000M -2886.00000M -496.00000M -2206.00000M -1352.00000M
Net borrowings -736.00000M 1697.00M 774.00M -165.00000M 1513.00M
Total cash from financing activities -5273.00000M -2292.00000M -2672.00000M -3302.00000M -2457.00000M
Change to operating activities -10436.00000M 17118.00M 7549.00M 18030.00M -8465.00000M
Net income 4603.00M 5202.00M 3834.00M 4147.00M 3716.00M
Change in cash -1175.00000M -2396.00000M 3199.00M -583.00000M 260.00M
Begin period cash flow 9330.00M 11726.00M 8527.00M 9110.00M 8850.00M
End period cash flow 8155.00M 9330.00M 11726.00M 8527.00M 9110.00M
Total cash from operating activities 5079.00M 3167.00M 5701.00M 4884.00M 4388.00M
Issuance of capital stock - - - 0.00000M 2.00M
Depreciation 451.00M 495.00M 474.00M 570.00M 406.00M
Other cashflows from investing activities - 1.00M 1.00M 1.00M 2.00M
Dividends paid 3521.00M 3199.00M 3080.00M 2818.00M 2805.00M
Change to inventory - - - - -
Change to account receivables -2055.00000M -2059.00000M 609.00M 718.00M -1103.00000M
Sale purchase of stock -770.00000M -455.00000M -214.00000M -101.00000M -957.00000M
Other cashflows from financing activities -246.00000M -335.00000M -152.00000M -218.00000M -210.00000M
Change to netincome 12171.00M -17918.00000M -7098.00000M -18948.00000M 9382.00M
Capital expenditures 572.00M 576.00M 552.00M 752.00M 1152.00M
Change receivables - - - - -
Cash flows other operating - - - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - - -
Change in working capital -12757.00000M 15674.00M 7910.00M 18387.00M -9587.00000M
Stock based compensation - - - - -
Other non cash items -125.00000M -374.00000M 558.00M 248.00M 128.00M
Free cash flow 4507.00M 2591.00M 5149.00M 4132.00M 3236.00M

Peer Comparison

Sector: Financial Services Industry: Insurance - Diversified

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
ZFSVF
Zurich Insurance Group AG
-8.45 1.41% 589.59 15.88 14.49 1.66 3.13 1.24
ALIZY
Allianz SE ADR
0.06 0.20% 30.78 12.24 11.61 1.25 2.01 1.11
ALIZF
Allianz SE
- -% 303.01 12.22 11.71 1.24 2.03 1.11
AXAHY
Axa SA ADR
-0.01 0.03% 35.39 10.45 9.17 0.87 1.57 1.38
ZURVY
Zurich Insurance Group Ltd
0.12 0.40% 30.31 16.20 14.47 1.67 3.13 1.24

Reports Covered

Stock Research & News

Profile

Zurich Insurance Group AG, together with its subsidiaries, provides insurance products and related services in Europe, the Middle East, Africa, North America, Latin America, and the Asia Pacific. The company operates through Property & Casualty Regions, Life Regions, Farmers, Group Functions and Operations, and Non-Core Businesses segments. It offers car, home, travel, general liability, life and critical illness, health, and other insurance products; and saving and investment, and pension and retirement planning products. The company also provides property, casualty, commercial management liability, professional indemnity, credit risk, marine, cyber risk, corporate accident and business travel, and financial institution insurance products. In addition, it offers employee benefit insurance products; reinsurance services; risk management and climate change resilience services; and non-claims and ancillary services to the farmers' exchanges. The company serves individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It sells its products through agents, brokers, and bank distribution channels. Zurich Insurance Group AG was founded in 1872 and is based in Zurich, Switzerland.

Zurich Insurance Group AG

Mythenquai 2, Zurich, Switzerland, 8002

Key Executives

Name Title Year Born
Mr. Mario Greco Group CEO & Member of the Exec. Committee 1959
Mr. George Quinn Group CFO & Member of the Exec. Committee 1966
Mr. Kristof Frans Rosa Terryn CEO of North America & Member of the Exec. Committee 1967
Mr. Jeffrey John Dailey CEO of Farmers Group, Inc. & Member of the Exec. Committee 1957
Mr. John Inniss Howell B.S (QE), MBA CEO of Zurich Global Ventures & Member of the Exec. Committee 1970
Ms. Tulsi Ratakonda Naidu CEO of APAC & Member of the Exec. Committee 1973
Ms. Alison Martin CEO of EMEA & Bank Distribution and Member of the Exec. Committee 1974
Ms. Sierra Signorelli CEO of Commercial Insurance & Member of the Exec. Committee 1975
Mr. Peter Giger Group Chief Risk Officer & Member of the Exec. Committee 1964
Mr. Ericson Chan Group Chief Information & Digital Officer and Member of the Exec. Committee 1966

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