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Mastercard Inc

Financial Services US MA

512.64USD
-6.82(1.31%)

Last update at 2024-11-20T20:44:00Z

Day Range

511.01522.50
LowHigh

52 Week Range

338.70427.61
LowHigh

Fundamentals

  • Previous Close 519.46
  • Market Cap397710.82M
  • Volume1455303
  • P/E Ratio37.04
  • Dividend Yield0.62%
  • EBITDA14781.00M
  • Revenue TTM24367.00M
  • Revenue Per Share TTM25.65
  • Gross Profit TTM 22237.00M
  • Diluted EPS TTM11.45

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax 11732.00M 10307.00M 7760.00M 9731.00M 7204.00M
Minority interest - - 126.00M 98.00M 94.00M
Net income 9930.00M 8687.00M 6411.00M 8118.00M 5859.00M
Selling general administrative 8078.00M 7087.00M 5910.00M 5763.00M 5174.00M
Selling and marketing expenses 789.00M 895.00M 657.00M 934.00M 907.00M
Gross profit 16974.00M 14395.00M 11514.00M 13346.00M 11736.00M
Reconciled depreciation 750.00M 726.00M 580.00M 522.00M 459.00M
Ebit 12264.00M 10082.00M 8081.00M 9664.00M 8396.00M
Ebitda 13393.00M 10902.00M 8739.00M 10213.00M 8855.00M
Depreciation and amortization 1129.00M 820.00M 658.00M 549.00M 459.00M
Non operating income net other -61.00000M 656.00M 59.00M 291.00M 108.00M
Operating income 12264.00M 10082.00M 8081.00M 9664.00M 7282.00M
Other operating expenses 9617.00M 8708.00M 7147.00M 7219.00M 6540.00M
Interest expense 471.00M 431.00M 380.00M 224.00M 186.00M
Tax provision 1802.00M 1620.00M 1349.00M 1613.00M 1345.00M
Interest income 555.00M 225.00M 326.00M 40.00M 64.00M
Net interest income -471.00000M -431.00000M -380.00000M -224.00000M -186.00000M
Extraordinary items - - - 27.00M 75.00M
Non recurring 356.00M 94.00M 73.00M - 1128.00M
Other items - - - - -
Income tax expense 1802.00M 1620.00M 1349.00M 1613.00M 1345.00M
Total revenue 22237.00M 18884.00M 15301.00M 16883.00M 14950.00M
Total operating expenses 9617.00M 8708.00M 7147.00M 7219.00M 6540.00M
Cost of revenue 5263.00M 4489.00M 3787.00M 3537.00M 3214.00M
Total other income expense net -532.00000M 225.00M -321.00000M 67.00M -1020.00000M
Discontinued operations - - - - -
Net income from continuing ops 9930.00M 8687.00M 6411.00M 8118.00M 5859.00M
Net income applicable to common shares 9930.00M 8687.00M 6411.00M 8118.00M 5859.00M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 38724.00M 37669.00M 33584.00M 29236.00M 24860.00M
Intangible assets 3859.00M 3671.00M 1753.00M 1417.00M 991.00M
Earning assets - - - - -
Other current assets 3616.00M 2271.00M 1883.00M 1763.00M 3065.00M
Total liab 32347.00M 30257.00M 27067.00M 23245.00M 19442.00M
Total stockholder equity 6298.00M 7312.00M 6391.00M 5893.00M 5395.00M
Deferred long term liab 393.00M 3798.00M 86.00M 85.00M 67.00M
Other current liab 11403.00M 3237.00M 2924.00M 11415.00M 11056.00M
Common stock 0.14M 0.14M 0.14M 0.14M 0.00000M
Capital stock 0.00000M 0.00000M 0.00000M 0.00000M 0.00000M
Retained earnings 53607.00M 45648.00M 38747.00M 33984.00M 27283.00M
Other liab 3797.00M 3986.00M 3197.00M 2158.00M 1944.00M
Good will 7522.00M 7662.00M 4960.00M 4021.00M 2904.00M
Other assets 8731.00M 7480.00M 5856.00M 4154.00M 3536.00M
Cash 7008.00M 7421.00M 10113.00M 6988.00M 6682.00M
Cash and equivalents 7008.00M 7421.00M 10113.00M 6988.00M 6682.00M
Total current liabilities 14171.00M 13162.00M 11847.00M 11904.00M 11593.00M
Current deferred revenue 1568.00M 8395.00M 7747.00M 1370.00M -500.00000M
Net debt 7015.00M 6480.00M 2559.00M 1539.00M -348.00000M
Short term debt 274.00M 792.00M 649.00M -1370.00000M 500.00M
Short long term debt 274.00M 792.00M 649.00M - 500.00M
Short long term debt total 14023.00M 13901.00M 12672.00M 8527.00M 6334.00M
Other stockholder equity -46056.00000M -37527.00000M -31676.00000M -27418.00000M -21170.00000M
Property plant equipment 2006.00M 1907.00M 1902.00M 1828.00M 921.00M
Total current assets 16606.00M 16949.00M 19113.00M 16902.00M 16171.00M
Long term investments 1730.00M 1834.00M 1172.00M 914.00M 337.00M
Net tangible assets -5062.00000M -4021.00000M -293.00000M 529.00M 1571.00M
Short term investments 400.00M 473.00M 483.00M 688.00M 1696.00M
Net receivables 3425.00M 4325.00M 4352.00M 5509.00M 4728.00M
Long term debt 13749.00M 13109.00M 12023.00M 8527.00M 5834.00M
Inventory 2157.00M 2459.00M 2282.00M 1954.00M -
Accounts payable 926.00M 738.00M 527.00M 489.00M 537.00M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity 58.00M 71.00M 97.00M 24.00M 23.00M
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -1253.00000M -809.00000M -680.00000M -673.00000M -718.00000M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - - -
Retained earnings total equity 53607.00M 45648.00M 38747.00M 33984.00M 27283.00M
Treasury stock -51354.00000M -42588.00000M -36658.00000M -32205.00000M -25750.00000M
Accumulated amortization - - - - -
Non currrent assets other 5850.00M 5160.00M 4193.00M 3611.00M 2966.00M
Deferred long term asset charges - - - 543.00M 570.00M
Non current assets total 22118.00M 20720.00M 14471.00M 12334.00M 8689.00M
Capital lease obligations - - - - -
Long term debt total 13749.00M 13109.00M 12023.00M 8527.00M 5834.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -1470.00000M -55.00000M 29.00M 999.00M 103.00M
Change to liabilities 1497.00M 100.00M -198.00000M 245.00M 1383.00M
Total cashflows from investing activities -1470.00000M -5272.00000M -1879.00000M -1640.00000M -506.00000M
Net borrowings 399.00M 1374.00M 3959.00M 2224.00M 991.00M
Total cash from financing activities -10328.00000M -6555.00000M -2152.00000M -5867.00000M -4966.00000M
Change to operating activities -552.00000M -870.00000M -2339.00000M -766.00000M 121.00M
Net income 9930.00M 8687.00M 6411.00M 8118.00M 5859.00M
Change in cash -706.00000M -2517.00000M 3450.00M 632.00M 745.00M
Begin period cash flow 9902.00M 12419.00M 8969.00M 8337.00M 7592.00M
End period cash flow 9196.00M 9902.00M 12419.00M 8969.00M 8337.00M
Total cash from operating activities 11195.00M 9463.00M 7224.00M 8183.00M 6223.00M
Issuance of capital stock - - - - -
Depreciation 750.00M 726.00M 580.00M 522.00M 459.00M
Other cashflows from investing activities -373.00000M -4458.00000M -1569.00000M -2217.00000M -279.00000M
Dividends paid -1903.00000M -1741.00000M -1605.00000M -1345.00000M 1044.00M
Change to inventory - -1440.00000M -3020.00000M -1389.00000M -601.00000M
Change to account receivables -481.00000M -7.00000M 1202.00M -690.00000M -1395.00000M
Sale purchase of stock -8753.00000M -5904.00000M -4473.00000M -6497.00000M -4933.00000M
Other cashflows from financing activities 962.00M -345.00000M 3926.00M -375.00000M 1011.00M
Change to netincome -312.00000M -405.00000M 341.00M 267.00M -17.00000M
Capital expenditures 1097.00M 814.00M 708.00M 728.00M 504.00M
Change receivables -481.00000M -397.00000M -86.00000M -246.00000M -317.00000M
Cash flows other operating -189.00000M -1195.00000M 176.00M -723.00000M -1144.00000M
Exchange rate changes - - - - -
Cash and cash equivalents changes -603.00000M -2364.00000M 3193.00M 676.00M 751.00M
Change in working capital -904.00000M -916.00000M -1150.00000M -1698.00000M -1313.00000M
Stock based compensation 295.00M 273.00M 254.00M 250.00M 196.00M
Other non cash items 1775.00M 762.00M 1056.00M 998.00M 1266.00M
Free cash flow 10098.00M 8649.00M 6516.00M 7455.00M 5719.00M

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x) Enterprise Value to EBITDA (x)
MA
Mastercard Inc
-6.82 1.31% 512.64 37.04 29.50 16.14 62.35 16.47 27.24
V
Visa Inc. Class A
-4.46 1.43% 307.39 31.25 25.97 16.18 13.64 16.19 23.37
AXP
American Express Company
2.16 0.76% 287.71 17.39 14.58 2.42 4.82
PYPL
PayPal Holdings Inc
0.65 0.77% 84.74 15.53 12.61 2.28 3.23 2.14 9.31
COF
Capital One Financial Corporation
-0.36 0.20% 180.64 9.72 9.87 1.85 0.91

Reports Covered

Stock Research & News

Profile

Mastercard Incorporated, a technology company, provides transaction processing and other payment-related products and services in the United States and internationally. It facilitates the processing of payment transactions, including authorization, clearing, and settlement, as well as delivers other payment-related products and services. The company offers integrated products and value-added services for account holders, merchants, financial institutions, businesses, governments, and other organizations, such as programs that enable issuers to provide consumers with credits to defer payments; payment products and solutions that allow its customers to access funds in deposit and other accounts; prepaid programs services; and commercial credit, debit, and prepaid payment products and solutions. It also provides value-added products and services comprising cyber and intelligence solutions for parties to transact, as well as proprietary insights, drawing on principled use of consumer, and merchant data services. In addition, the company offers analytics, test and learn, consulting, managed services, loyalty, processing, and payment gateway solutions for e-commerce merchants. Further, it provides open banking and digital identity platforms services. The company offers payment solutions and services under the MasterCard, Maestro, and Cirrus. Mastercard Incorporated was founded in 1966 and is headquartered in Purchase, New York.

Mastercard Inc

2000 Purchase Street, Purchase, NY, United States, 10577

Key Executives

Name Title Year Born
Mr. Michael Miebach CEO, Pres & Director 1968
Mr. Sachin Mehra Chief Financial Officer 1971
Mr. Craig E. Vosburg Chief Product Officer 1967
Mr. Michael B. G. Froman Vice Chairman & Pres of Strategic Growth 1964
Mr. Timothy Henry Murphy Chief Admin. Officer 1968
Mr. Warren Kneeshaw Exec. VP of Investor Relations NA
Ambassador Richard R. Verma J.D. Chief Legal Officer & Head of Global Public Policy 1969
Mr. Raja Rajamannar Chief Marketing & Communications Officer and Pres of Healthcare 1962
Mr. Greg Ulrich Exec. VP of Strategy, Corp. Devel. and M&A NA
Mr. Michael Fraccaro Chief People Officer 1966

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