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SoFi Technologies Inc.

Financial Services US SOFI

7.59USD
-0.01(0.13%)

Last update at 2024-04-25T20:13:00Z

Day Range

7.267.60
LowHigh

52 Week Range

4.3211.70
LowHigh

Financials

Income Statement

Balancesheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -318.72100M -481.17700M -328.52100M -239.59900M -253.35700M
Minority interest - - - - -
Net income -320.40700M -483.93700M -224.05300M -239.69700M -252.39900M
Selling general administrative 501.62M 498.53M 237.38M 152.28M 121.95M
Selling and marketing expenses 617.82M 426.88M 276.58M 266.20M 212.60M
Gross profit 1573.54M 984.87M 565.53M 442.66M 269.40M
Reconciled depreciation 151.36M 101.57M 69.83M 15.96M 10.91M
Ebit -129.44600M -481.17700M -328.52100M -239.59900M 77.20M
Ebitda 21.91M -379.60900M -258.68900M -223.64400M 88.11M
Depreciation and amortization 151.36M 101.57M 69.83M 15.96M 10.91M
Non operating income net other - - - - -
Operating income -129.44600M -481.17700M -328.52100M -239.59900M 77.20M
Other operating expenses 1524.70M -1466.04900M -894.05300M -682.25800M 192.20M
Interest expense 189.28M 102.78M 185.61M 278.36M 330.55M
Tax provision 1.69M 2.76M -104.46800M 0.10M -0.95800M
Interest income 773.37M 355.02M 55.11M 608.19M 589.62M
Net interest income 584.10M 252.24M 177.93M 329.83M 259.06M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 1.69M 2.76M -104.46800M 0.10M -0.95800M
Total revenue 1573.54M 984.87M 565.53M 442.66M 269.40M
Total operating expenses 1524.70M -1466.04900M -894.05300M -682.25800M -192.20200M
Cost of revenue - 256.98M 178.90M 116.33M -
Total other income expense net -189.27500M -102.77600M -185.60600M -278.35900M -330.55400M
Discontinued operations - - - - -
Net income from continuing ops -320.40700M -483.93700M -224.05300M -239.69700M -252.39900M
Net income applicable to common shares -320.40700M -483.93700M -317.24700M -263.62000M -252.39900M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 19007.67M 9176.33M 8563.50M 7289.16M -
Intangible assets 582.21M 452.84M 504.68M 213.40M -
Earning assets - - - - -
Other current assets 14054.90M 6469.57M -804.21615M 190.72M 211.89M
Total liab 13479.20M 4478.62M 5509.93M 5188.49M -
Total stockholder equity 5528.48M 4697.70M 3053.57M 2100.67M -
Deferred long term liab - 4.10M 0.53M - -
Other current liab -512.81700M -497.81000M -486.00000M -161.00000M -
Common stock 0.09M 0.08M 772.72M - -
Capital stock 320.47M 320.46M 3173.69M 2439.73M -
Retained earnings -1503.52100M -1183.11400M -699.17700M -474.55800M -223.14300M
Other liab 202.74M 9.99M 10.57M 5.97M 6.19M
Good will 1622.99M 898.53M 899.27M 15.67M -
Other assets 14856.61M 6318.94M 5433.85M 5620.28M 17.08M
Cash 1421.91M 494.71M 872.58M 499.49M -
Cash and equivalents - - - - -
Total current liabilities 117.76M 497.81M 486.00M 161.00M 75.24M
Current deferred revenue - 199.65M 33.09M 57.41M -
Net debt 4684.78M 3685.75M 4199.13M 4585.41M -
Short term debt 486.00M 497.81M 486.00M 161.00M -
Short long term debt 486.00M 497.81M 486.00M 161.00M -
Short long term debt total 6106.69M 4180.46M 5071.71M 5084.90M -
Other stockholder equity 6719.83M 5561.83M 579.23M 135.52M -0.01200M
Property plant equipment 149.65M 227.06M 174.61M 143.16M 13.29M
Total current assets 1818.68M 689.62M 922.88M 520.80M 7756.84M
Long term investments 396.77M 214.65M 604.47M 758.00M -
Net tangible assets 3463.33M 3514.60M -1398.20700M -384.35500M -107.46400M
Short term investments 195.44M 194.91M 805.02M - -
Net receivables 127.05M 34.21M 50.30M 21.32M 7219.84M
Long term debt 5502.93M 4041.66M 4431.22M 4799.16M -
Inventory - - - - -
Accounts payable 144.57M 298.16M 452.91M 103.59M 67.91M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -8.29600M -1.47100M -0.16600M -0.02100M -
Additional paid in capital - - - - -
Common stock total equity 0.09M 0.08M 772.72M - -
Preferred stock total equity - - - - -
Retained earnings total equity -1503.52100M -1183.11400M -55.77139M - -
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -546.62300M -2167.76300M -2206.76900M -1148.07400M -
Deferred long term asset charges - - - - -
Non current assets total 2332.39M 2167.76M 2206.77M 1148.07M -
Capital lease obligations 117.76M 138.79M 139.80M 124.75M -
Long term debt total 5502.93M 4041.66M - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -106.33300M -84.60400M 0.83M -3.60800M -100.40100M
Change to liabilities 6.37M -9.02200M 95.16M 2.03M 13.23M
Total cashflows from investing activities -106.33300M 110.19M 258.95M 114.87M -12.25100M
Net borrowings 1333.80M -1031.08700M 524.90M -367.96500M -931.54800M
Total cash from financing activities 8438.67M 684.99M 853.75M 93.08M -954.79300M
Change to operating activities -7501.93000M -1336.29200M -492.49200M 68.01M 1214.91M
Net income -320.40700M -483.93700M -224.05300M -239.69700M -252.39900M
Change in cash 1077.87M -554.99100M 633.22M 153.20M 56.25M
Begin period cash flow 768.44M 1323.43M 690.21M 537.00M 480.75M
End period cash flow 1846.30M 768.44M 1323.43M 690.21M 537.00M
Total cash from operating activities -7255.04400M -1350.21700M -479.33600M -54.73300M 1023.28M
Issuance of capital stock 0.00000M 0.00000M 369.84M 573.85M 0.00000M
Depreciation 151.36M 101.57M 69.83M 15.96M 10.91M
Other cashflows from investing activities -6.89500M 247.06M -7.64300M -9.05000M -9.05000M
Dividends paid 40.42M 40.43M -10238.15900M 23.92M 23.92M
Change to inventory - - - - -
Change to account receivables 0.00000M 1.40M 1.12M -2.67000M 0.00000M
Sale purchase of stock -40.42500M -323.81100M -40.57600M -32.72700M 0.00000M
Other cashflows from financing activities 18305.19M 11438.49M 20472.13M 12951.89M 13679.62M
Change to netincome -7147.55200M -955.10200M 49.71M 65.77M 12.77M
Capital expenditures 103.73M 52.26M 24.55M 37.59M 13.73M
Change receivables - - - - -
Cash flows other operating 36.08M -22.01600M - - -
Exchange rate changes - - - - -
Cash and cash equivalents changes 1077.29M -555.03700M - - -
Change in working capital -28.12400M -47.13300M 59.68M 14.49M 101.47M
Stock based compensation 305.99M 239.37M 100.78M 61.42M 43.46M
Other non cash items -7357.21600M -1161.29000M -381.06600M 93.05M 1120.92M
Free cash flow -7358.77700M -1402.47800M -503.88500M -92.32300M 1009.55M

Fundamentals

  • Previous Close 7.60
  • Market Cap9549.08M
  • Volume46664252
  • P/E Ratio-
  • Dividend Yield-%
  • Revenue TTM1906.27M
  • Revenue Per Share TTM2.04
  • Gross Profit TTM 1205.98M
  • Diluted EPS TTM-0.46

Peer Comparison

Sector: Financial Services Industry: Credit Services

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x)
SOFI
SoFi Technologies Inc.
-0.01 0.13% 7.59 - 181.82 4.68 1.89
V
Visa Inc. Class A
0.14 0.05% 275.16 31.25 25.97 16.18 13.64 16.19 23.37
MA
Mastercard Inc
-0.39 0.08% 462.11 37.04 29.50 16.14 62.35 16.47 27.24
AXP
American Express Company
-2.02 0.84% 237.10 17.39 14.58 2.42 4.82
PYPL
PayPal Holdings Inc
-0.74 1.14% 64.10 18.46 10.94 2.29 3.37 2.25 10.57

Reports Covered

Stock Research & News

Profile

SoFi Technologies, Inc. provides various financial services. It operates through three segments: Lending, Technology Platform, and Financial Services. The company offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money. It also offers personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institutions and brokerage services, as well as Technisys, a cloud-native digital and core banking platform with financial services customers. In addition, it offers checking and savings accounts; debit cards; and cash management products. Further, the company provides SoFi Invest, a mobile investment platform that provide its members access to trading and advisory solutions, such as active investing, robo-advisory, and digital assets accounts. The company was founded in 2011 and is headquartered in San Francisco, California.

SoFi Technologies Inc.

234 1st Street, San Francisco, CA, United States, 94105

Key Executives

Name Title Year Born
Mr. George Thompson Hutton Independent Non Exec. Chairman 1956
Mr. Anthony J. Noto CEO & Director 1969
Mr. Christopher Lapointe Chief Financial Officer 1985
Mr. Derek Jensen White CEO of Galileo Financial Technologies & Head of SoFi International 1973
Mr. Jeremy Rishel Chief Technology Officer NA
Mr. William F. Tanona Sr. VP of Corp. Devel. & Investor Relations 1973
Mr. Robert Steven Lavet Gen. Counsel & Sec. 1949
Ms. Lauren Stafford Webb Chief Marketing Officer 1986
Ms. Anna Avalos Chief People Officer NA
Mr. Aaron J. Webster Chief Risk Officer and Global Head of Operations & LatAm 1980

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