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CNB Financial Corporation

Financial Services US CCNE

31.71USD
0.34(1.08%)

Last update at 2026-06-09T15:56:00Z

Day Range

31.4132.42
LowHigh

52 Week Range

20.7431.80
LowHigh

Fundamentals

  • Previous Close 31.37
  • Market Cap886.09M
  • Volume30552
  • P/E Ratio10.42
  • Dividend Yield-%
  • Revenue TTM273.35M
  • Revenue Per Share TTM11.12
  • Gross Profit TTM 273.35M
  • Diluted EPS TTM2.87

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Income before tax 82.47M 67.36M 71.83M 78.21M 70.78M
Minority interest - - - - -
Net income 66.13M 54.58M 58.02M 63.19M 57.71M
Selling general administrative 4.49M 78.25M 74.94M 74.26M 63.68M
Selling and marketing expenses 2.82M 2.54M 3.13M 2.89M 2.08M
Gross profit 245.70M 212.79M 212.15M 219.62M 189.38M
Reconciled depreciation 10.91M 8.27M 7.12M 6.57M 0.11M
Ebit 82.47M 67.36M 71.83M 102.29M 70.78M
Ebitda 93.37M 75.63M 79.57M 108.87M 70.89M
Depreciation and amortization 10.91M 8.27M 7.74M 6.57M 0.11M
Non operating income net other - - - - -
Operating income 82.47M 67.36M 71.83M 102.29M 70.78M
Other operating expenses 322.40M 292.65M 250.18M 7.06M -118.60000M
Interest expense 150.31M 138.00M 103.87M 24.08M 19.82M
Tax provision 16.33M 12.78M 14.64M 15.03M 13.07M
Interest income 391.52M 325.10M 276.50M 211.85M 179.60M
Net interest income 241.22M 187.09M 192.53M 187.77M 159.78M
Extraordinary items - - - - -
Non recurring - - - - -
Other items - - - - -
Income tax expense 16.33M 12.78M 13.81M 15.03M 13.07M
Total revenue 404.86M 360.01M 322.01M 219.62M 189.38M
Total operating expenses 163.23M 145.43M 140.32M 7.06M -118.60000M
Cost of revenue 159.16M 147.22M 109.86M - -
Total other income expense net - -251.34900M 71.83M -24.07900M -19.82000M
Discontinued operations - - - - -
Net income from continuing ops 66.13M 54.58M 59.92M 63.19M 57.71M
Net income applicable to common shares - - - 58.89M 53.41M
Preferred stock and other adjustments - - - -4.30200M -4.30200M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total assets 8396.43M 6192.01M 5752.96M 5475.18M 5328.94M
Intangible assets 33.69M 1.46M 1.83M 0.36M 0.46M
Earning assets - - - - -
Other current assets - - 224.16M -9.61500M 3023.86M
Total liab 7524.31M 5581.31M 5181.71M 4944.42M 4886.09M
Total stockholder equity 872.13M 610.70M 571.25M 530.76M 442.85M
Deferred long term liab - - - - -
Other current liab -7.40400M 5371.36M 1529.32M -183.67000M -45.03300M
Common stock - - - - -
Capital stock 57.78M 57.78M 57.78M 57.78M 57.78M
Retained earnings 424.94M 381.30M 345.94M 306.91M 260.58M
Other liab - - - 47.35M 66.19M
Good will 54.82M 43.87M 43.87M 43.75M 43.75M
Other assets 1218.71M 925.49M - 4002.80M 3025.52M
Cash 78.20M 443.04M 222.05M 106.28M 732.20M
Cash and equivalents - - - - -
Total current liabilities 164.00M 5371.36M 1531.97M 183.67M 45.03M
Current deferred revenue - - - - -
Net debt 253.09M -297.53000M -117.15900M 130.69M -627.91700M
Short term debt 171.40M - 2.66M 132.40M 0.00070M
Short long term debt 164.00M 0.00000M - 132.40M -
Short long term debt total 331.29M 145.50M 104.89M 236.98M 104.28M
Other stockholder equity 420.07M 215.19M 213.60M 218.59M 124.87M
Property plant equipment - - - 100.84M 81.59M
Total current assets 7089.21M 846.54M 224.16M 539.83M 1470.07M
Long term investments 837.33M 785.08M 740.22M 785.79M 707.56M
Net tangible assets - - - 429.23M 340.85M
Short term investments 584.33M 403.51M 341.95M 381.02M 697.19M
Net receivables 6426.69M 4561.60M 4422.64M 62.13M 40.68M
Long term debt 105.49M 105.19M 104.89M 104.58M 104.28M
Inventory - - -4367.85500M 4231.74M 0.71M
Accounts payable - - - 51.27M 45.03M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -30.66500M -43.57300M -46.07800M -52.52000M -0.39400M
Additional paid in capital - - - - -
Common stock total equity - - - - -
Preferred stock total equity - - - 57.78M 57.78M
Retained earnings total equity - - - 306.91M 260.58M
Treasury stock - - - - -2.47700M
Accumulated amortization - - - - -
Non currrent assets other -6851.51800M 227.47M 319.27M 1.80M -833.35300M
Deferred long term asset charges - - - - -
Non current assets total 88.51M 5345.47M 5528.80M 932.55M 833.35M
Capital lease obligations 43.75M 40.31M 37.65M 33.73M 21.16M
Long term debt total - - - 104.58M 104.28M
Breakdown 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Type yearly yearly yearly yearly yearly
Date 2025-12-31 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Investments 197.11M -203.28000M -435.56200M -776.69900M -382.66800M
Change to liabilities - - - 17.02M 5.60M
Total cashflows from investing activities 27.64M -203.28000M -149.45900M -804.70100M -409.76000M
Net borrowings -273.00000M 0.00000M -132.39600M 132.40M -50.00000M
Total cash from financing activities -7.76600M 352.76M 218.20M 114.73M 550.34M
Change to operating activities - - - 19.57M 7.79M
Net income 66.13M 54.58M 58.02M 63.19M 57.71M
Change in cash 84.86M 220.99M 115.76M -625.91300M 199.50M
Begin period cash flow 443.04M 222.05M 106.28M 732.20M 532.69M
End period cash flow 527.90M 443.04M 222.05M 106.28M 732.20M
Total cash from operating activities 64.98M 71.51M 47.02M 64.05M 58.92M
Issuance of capital stock - 0.00000M 0.00000M 94.05M 0.00000M
Depreciation 10.91M 8.27M 7.74M 6.57M 6.24M
Other cashflows from investing activities -132.30500M -145.89200M -191.96900M -15.71200M -20.60800M
Dividends paid 22.49M 19.21M 19.00M -16.85900M -15.85200M
Change to inventory - - 14.19M - -
Change to account receivables 1.81M 0.39M -5.89400M -19.06500M -1.05600M
Sale purchase of stock -0.33300M -0.64300M -6.72400M -1.67100M -1.16300M
Other cashflows from financing activities 288.06M 372.61M 376.31M 39.21M 617.36M
Change to netincome - - - -6.96700M 3.14M
Capital expenditures 6.33M 16.28M 10.97M 12.29M 6.48M
Change receivables - - - - -
Cash flows other operating - - - -12.75000M -11.82000M
Exchange rate changes - - - - -
Cash and cash equivalents changes - - - -625.91300M 199.50M
Change in working capital -9.98800M 7.86M -20.08700M 0.51M 6.73M
Stock based compensation 2.67M 2.23M 1.74M 1.33M 1.49M
Other non cash items -9.80300M -0.23200M -1.50300M -5.73300M -11.55500M
Free cash flow 59.79M 55.23M 36.05M 51.76M 52.44M

Peer Comparison

Sector: Financial Services Industry: Banks - Regional

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
CCNE
CNB Financial Corporation
0.34 1.08% 31.71 10.42 10.12 3.24 1.07 4.00
HDB
HDFC Bank Limited ADR
0.24 1.04% 23.25 20.81 20.96 0.11 4.77
CIHKY
China Merchants Bank Co Ltd
-0.24 0.78% 30.47 7.78 7.65 0.56 0.90 3.62
DBSDF
DBS Group Holdings Ltd
-0.03 0.06% 50.45 15.29 14.41 5.84 2.36 10.40
CIHHF
China Merchants Bank Co Ltd Class H
- -% 5.92 6.10 5.67 0.44 0.77 3.43

Reports Covered

Stock Research & News

Profile

CNB Financial Corporation operates as the bank holding company for CNB Bank that provides various banking products and services for individual, business, governmental, and institutional customers. The company accepts checking, savings, and time deposit accounts; and offers real estate, commercial, industrial, residential, and consumer loans, as well as other specialized financial services. It also provides private banking services; and wealth and asset management services, including the administration of trusts and estates, retirement plans, and other employee benefit plans, as well as a range of wealth management services. In addition, the company invests in debt and equity securities; sells nonproprietary annuities and other insurance products; and offers small balance unsecured loans, and secured loans primarily collateralized by automobiles and equipment, as well as engages in consumer discount loan and finance business. The company was founded in 1865 and is headquartered in Clearfield, Pennsylvania.

CNB Financial Corporation

1 South Second Street, Clearfield, PA, United States, 16830

Key Executives

Name Title Year Born
Mr. Joseph B. Bower Jr. Pres, CEO & Director 1964
Mr. Tito L. Lima Exec. VP, CFO & Treasurer 1965
Mr. Richard L. Greslick Jr. Sr. Exec. VP, COO & Director 1977
Mr. Martin T. Griffith Sr. EVP & Chief of Community Banking 1963
Mr. Michael D. Peduzzi CPA, CPA VP & Director 1966
Amy Potter VP of Marketing NA
Ms. Leanne D. Kassab Sr. Exec. VP & Chief Experience Officer 1968
Ms. Mary Ann Conaway Exec. VP of Employee Resources 1962
Mr. Vincent C. Turiano Assistant Sec. & Exec. VP of Operations 1951
Mr. Steven R. Shaffner Shilling Exec. VP of Private Client Solutions 1971

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