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Kemper Corporation

Financial Services US KMPR

24.7USD
0.33(1.35%)

Last update at 2026-06-09T15:59:00Z

Day Range

24.3125.07
LowHigh

52 Week Range

38.0266.39
LowHigh

Fundamentals

  • Previous Close 24.37
  • Market Cap3085.15M
  • Volume226584
  • P/E Ratio-
  • Dividend Yield2.58%
  • EBITDA-57.30000M
  • Revenue TTM5185.00M
  • Revenue Per Share TTM81.05
  • Gross Profit TTM 1072.40M
  • Diluted EPS TTM-6.11

Source: TradingView
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Financials

Income Statement

Balance Sheet

Change in Cash

Total Operating Cash

Dividends Paid

Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Income before tax -389.50000M -245.30000M 510.10M 661.60M 199.10M
Minority interest - - - - -
Net income -301.20000M -120.50000M 409.90M 531.10M 190.10M
Selling general administrative 358.40M 339.50M 371.50M 278.00M 368.90M
Selling and marketing expenses - - - - -
Gross profit 5576.80M 5793.00M 5200.80M 5039.20M 3725.10M
Reconciled depreciation 70.90M 99.80M 55.00M 62.50M 171.90M
Ebit 44.70M -250.10000M 415.50M 626.10M 244.20M
Ebitda 115.60M -150.30000M 470.50M 688.60M 416.10M
Depreciation and amortization 70.90M 99.80M 55.00M 62.50M 171.90M
Non operating income net other - - - - -
Operating income 44.70M -250.10000M 415.50M 626.10M 244.20M
Other operating expenses 5966.30M 6038.30M 4690.70M 4377.60M 3526.00M
Interest expense 257.60M 219.40M 36.00M 42.50M 43.40M
Tax provision -88.30000M -124.80000M 100.20M 130.50M 10.70M
Interest income 306.40M 293.60M 305.20M 322.30M 107.70M
Net interest income -257.60000M -219.40000M -36.00000M -42.50000M -43.40000M
Extraordinary items - - - - -24.70000M
Non recurring - - - - -
Other items - - - - -
Income tax expense -88.30000M -124.80000M 100.20M 130.50M 10.70M
Total revenue 5576.80M 5793.00M 5200.80M 5039.20M 3725.10M
Total operating expenses 5966.30M -6043.10000M -4785.30000M -4413.10000M -3480.90000M
Cost of revenue 6.60M - - 3188.30M 2466.50M
Total other income expense net -434.20000M 4.80M 94.60M 35.50M 42.20M
Discontinued operations - - - - 1.70M
Net income from continuing ops -301.20000M -120.50000M 409.90M 531.10M 188.40M
Net income applicable to common shares -301.20000M -120.50000M 409.90M 531.10M 190.10M
Preferred stock and other adjustments - - - - -
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Total assets 13364.00M 14916.50M 14341.90M 12989.10M 11544.90M
Intangible assets 120.20M 293.80M 320.10M 328.40M 308.80M
Earning assets - - - - -
Other current assets 180.90M -9622.30000M -2308.00000M 9885.90M 7499.10M
Total liab 10920.80M 1348.90M 1458.50M 9016.80M 8494.80M
Total stockholder equity 2443.20M 4007.70M 4563.40M 3972.30M 3050.10M
Deferred long term liab - 227.00M 285.70M 178.20M 26.20M
Other current liab -21.80000M 1898.70M 1172.00M -728.50000M -448.40000M
Common stock 6.40M 6.40M 6.50M 6.70M 6.50M
Capital stock 6.40M 6.40M 6.50M 6.70M 6.50M
Retained earnings 1380.10M 1762.50M 2071.20M 1810.30M 1355.50M
Other liab 5119.30M 7044.60M 6262.70M 4789.70M 5484.70M
Good will 1300.30M 1312.00M 1114.00M 1114.00M 1112.40M
Other assets 11182.30M -6036.00000M -6537.10000M -5636.10000M -5607.80000M
Cash 212.40M 148.20M 206.10M 136.80M 75.10M
Cash and equivalents - - - - -
Total current liabilities 167.60M 173.10M 15.60M 728.50M 448.40M
Current deferred revenue 189.40M - - - -
Net debt 1174.50M 973.70M 966.70M 641.60M 833.90M
Short term debt - - 728.50M 728.50M 448.40M
Short long term debt - - - 728.50M 448.40M
Short long term debt total 1386.90M 1121.90M 1172.80M 778.40M 909.00M
Other stockholder equity 1812.70M 1790.70M 1805.20M 1819.20M 1666.30M
Property plant equipment 45.10M 64.40M 68.60M 75.60M -
Total current assets 692.00M 10218.30M 10119.90M 8911.30M 8076.80M
Long term investments 7633.40M 9422.20M 10424.10M 9044.40M 8069.50M
Net tangible assets 1142.90M 2695.70M 3449.40M 2858.30M 1937.70M
Short term investments 7173.20M 8271.00M 8481.30M 7393.00M 6710.30M
Net receivables 1716.80M 1799.10M 1432.50M 1381.50M 1291.40M
Long term debt 1386.90M 1121.90M 1172.80M 778.40M 909.00M
Inventory - - - - -
Accounts payable 817.30M 843.60M 727.90M 733.10M 1114.80M
Total permanent equity - - - - -
Noncontrolling interest in consolidated entity - - - - -
Temporary equity redeemable noncontrolling interests - - - - -
Accumulated other comprehensive income -756.00000M 448.10M 680.50M 336.10M 21.80M
Additional paid in capital - - - - -
Common stock total equity 6.40M 6.40M 6.50M 6.70M 6.50M
Preferred stock total equity - - - - -
Retained earnings total equity 1380.10M 1762.50M 2071.20M 1810.30M 1355.50M
Treasury stock - - - - -
Accumulated amortization - - - - -
Non currrent assets other -7633.40000M -10734.20000M -10759.10000M -9713.90000M -9075.90000M
Deferred long term asset charges - - - - -
Non current assets total 1489.70M 10734.20M 10759.10M 9713.90M 9075.90M
Capital lease obligations - - - - -
Long term debt total 1386.90M 1121.90M 1172.80M 778.40M 909.00M
Breakdown 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Type yearly yearly yearly yearly yearly
Date 2022-12-31 2021-12-31 2020-12-31 2019-12-31 2018-12-31
Investments -468.00000M 139.10M 972.40M -394.40000M -2519.60000M
Change to liabilities -271.00000M -57.20000M 116.10M 266.30M 300.90M
Total cashflows from investing activities -108.40000M -118.20000M -757.00000M -633.40000M -497.60000M
Net borrowings 457.10M -57.20000M 395.60M 97.10M 44.40M
Total cash from financing activities 382.90M -290.40000M 401.20M 157.00M -13.00000M
Change to operating activities 46.10M 644.50M 2.80M 19.40M 128.50M
Net income -301.20000M -120.50000M 409.90M 531.10M 190.10M
Change in cash 64.20M -57.90000M 69.30M 61.70M 29.40M
Begin period cash flow 148.20M 206.10M 136.80M 75.10M 45.70M
End period cash flow 212.40M 148.20M 206.10M 136.80M 75.10M
Total cash from operating activities -210.30000M 350.70M 425.10M 538.10M 540.00M
Issuance of capital stock - 0.00000M 0.00000M 127.50M -
Depreciation 70.90M 99.80M 55.00M 62.50M 171.90M
Other cashflows from investing activities 390.40M -199.50000M 5.40M -155.00000M 2022.00M
Dividends paid -79.70000M -80.60000M -78.90000M -67.80000M 56.40M
Change to inventory - - - - -
Change to account receivables 127.50M -54.60000M -60.60000M -84.30000M -80.70000M
Sale purchase of stock 4.90M -161.70000M -110.40000M 50.20M 0.90M
Other cashflows from financing activities 742.60M -3.50000M 590.50M 232.10M 258.40M
Change to netincome 39.90M 38.70M 79.60M -24.80000M 18.40M
Capital expenditures 30.80M 57.80M 53.40M 83.90M 65.30M
Change receivables 127.50M -54.60000M -60.60000M -84.30000M -80.70000M
Cash flows other operating 144.00M 498.00M -133.20000M -186.80000M 94.90M
Exchange rate changes - - - - -
Cash and cash equivalents changes 64.20M -57.90000M 69.30M 61.70M 29.40M
Change in working capital -95.50000M 512.10M 55.50M 144.20M 115.60M
Stock based compensation - - - - -
Other non cash items 115.50M -140.70000M -95.30000M -199.70000M 62.40M
Free cash flow -241.10000M 292.90M 371.70M 454.20M 474.70M

Peer Comparison

Sector: Financial Services Industry: Insurance - Property & Casualty

Company Change (USD) Price (USD) Trailing PE (x) Forward PE (x) Price Sales TTM (x) Price to Book Value (x) Enterprise Value to Revenue (x)
KMPR
Kemper Corporation
0.33 1.35% 24.70 - 12.58 0.58 1.28 0.83
CB
Chubb Ltd
4.61 1.43% 326.49 12.85 12.20 2.16 1.74 2.48
PGR
Progressive Corp
1.50 0.75% 201.76 34.22 20.33 1.55 5.46 1.70
ALL
The Allstate Corporation
2.56 1.19% 217.58 5.68 8.60 0.83 1.94 0.96
TKOMF
Tokio Marine Holdings Inc.
- -% 44.39 14.81 10.00 0.0069 1.59 0.0064

Reports Covered

Stock Research & News

Profile

Kemper Corporation, a diversified insurance holding company, engages in the provision of insurance products to individuals and businesses in the United States. The company operates through three segments: Specialty Property & Casualty Insurance, Preferred Property & Casualty Insurance, and Life & Health Insurance. It provides preferred and specialty automobile, homeowners, renters, fire, umbrella, general liability, and various other property and casualty insurance to individuals, as well as commercial automobile insurance to businesses. The company also offers life insurance, including permanent and term insurance; and supplemental accident and health insurance products, such as Medicare supplement insurance, fixed hospital indemnity, home health care, specified disease, and accident-only plans to individuals in rural, suburban, and urban areas. It distributes its products through independent agents and brokers. The company was formerly known as Unitrin, Inc. and changed its name to Kemper Corporation in August 2011. Kemper Corporation was incorporated in 1990 and is headquartered in Chicago, Illinois.

Kemper Corporation

200 East Randolph Street, Chicago, IL, United States, 60601

Key Executives

Name Title Year Born
Mr. Joseph Patrick Lacher Jr. Non-Exec. Chairman, CEO & Pres 1969
Mr. James J. McKinney Exec. VP & CFO 1980
Mr. John Michael Boschelli Exec. VP & Chief Investment Officer 1969
Mr. Duane Allen Sanders Exec. VP and Pres of P&C Claims & Personal Insurance 1957
Mr. Charles Tipton Brooks Exec. VP of Operations & Systems 1967
Mr. James Alexander Sr. VP, Chief Accounting Officer & Principal Accounting Officer NA
Ms. Ismat Aziz Exec. VP, Chief HR Officer & Chief Admin. Officer 1968
Karen Guerra VP of Investor Relations NA
Mr. Carl Thomas Evans Jr. Exec. VP, Gen. Counsel & Sec. 1959
Ms. Barbara Ciesemier Assistant VP of Corp. Communications NA

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